514 LUCAYA LOOP UNIT 514, DAVENPORT, FL, 33897
Active3 days on marketListed Jul 21, 2026MLS #O6426790
About this home
514 LUCAYA LOOP UNIT 514
Excellent Value! Whether you're looking for a second home or an income-producing vacation property, this beautifully furnished 3-bedroom, 2-bath condo at Bahama Bay Resort is an exceptional opportunity. Located on the third floor, this condo offers scenic views and is just steps from the clubhouse, fishing dock, lakes, sandy beach area, Tradewinds Restaurant, and one of the community pools. From the moment you arrive, you'll feel your worries melt away in this peaceful Caribbean-style resort. Bahama Bay Resort features an impressive selection of amenities, including a gated entrance, clubhouse, day spa, internet café, guest library, sundry shop, two bars, four pools and spas, a splash pad/water park, fitness center, tennis and basketball courts, beach volleyball, a playground, scenic walking trails, and breathtaking views of Lake Davenport. Dining is easy with two onsite restaurants: Tradewinds Restaurant & Bar and Mambos Poolside Lounge. The condo is offered fully furnished and turnkey, making it ideal for personal use or short-term rental income. Relax on the screened porch while enjoying peaceful green space and natural surroundings. Conveniently located near Highway 27 and Highway 192, you'll have quick access to Walt Disney World, other major theme parks, shopping, dining, and several top-rated golf courses. Don't miss this opportunity to own a piece of paradise in one of Central Florida's most desirable vacation resorts! All information available to the Seller and Listing Agent has been provided in the listing and disclosures. If information is not included, it is not available to us. Buyers and their agents are responsible for verifying all information that is important to their purchase, including but not limited to HOA rules and regulations, leasing restrictions, fees, room dimensions, square footage, lot size, taxes, and any other property details. All measurements and listing information are approximate and should be independently verified by the Buyer and Buyer's Agent.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,227
Sqft
0.01 ac
Lot size
2003
Year built
One
Levels
$151
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,116 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,116/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.8%
Days on market
3 vs 42 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Bahama Bay, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,295/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Bahama Bay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Bahama Bay is a short-term-rental community. See the full guide →
DAVENPORT 33897 — neighborhood snapshot
Population
29,206
Median age
38.9
Median income
$73,457
Median home value
$279,100
Avg household
2.85
Households w/ children
3,278
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$342K → $363K
Davenport median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 47% below the DAVENPORT 33897 median. See the full Davenport market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 514 LUCAYA LOOP UNIT 514 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 514 LUCAYA LOOP UNIT 514 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
514 LUCAYA LOOP UNIT 514 FAQs
What would the monthly payment be for 514 LUCAYA LOOP UNIT 514?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,116/mo — principal and interest, the actual property-tax bill, the $596/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 514 LUCAYA LOOP UNIT 514?+
The association fee works out to $596 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 514 LUCAYA LOOP UNIT 514?+
The most recent tax bill on record (2025) was $2,267. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 514 LUCAYA LOOP UNIT 514 be rented short-term?+
Yes — this home sits inside Bahama Bay, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 514 LUCAYA LOOP UNIT 514?+
The listing reports pets: Breed Restrictions, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $185,000, this home is listed about 52% below the Davenport median of $388,995. The market section on this page shows how the area is trending.
Which schools are assigned to 514 LUCAYA LOOP UNIT 514?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the DAVENPORT 33897 market on paper
$185,000 is 47% below the DAVENPORT 33897 median of $350,000, and at $151/sqft it sits under the Davenport average of $196.
02Zoned for nightly rentals
Bahama Bay is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
04Know the monthly fee
The association fee is $596/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
05Fresh on the market
Only 3 days on market in a Davenport market that averages 42 — if it fits, move quickly.
Listing courtesy of ORANGE REALTY PROFESSIONALS LLC · Sonia Jenkins. MLS #O6426790.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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