1310 NE 20TH STREET, OCALA, FL, 34470
Active13 days on marketListed Jul 21, 2026MLS #O6426748
About this home
1310 NE 20TH STREET
Move-in ready and full of value, this well-maintained home offers several major updates, including a 2022 roof, brand-new A/C (2026), newer windows (2021), and new stainless steel kitchen appliances. Inside, you'll find an inviting floor plan with durable tile flooring throughout the main living areas and comfortable carpet in the bedrooms. The kitchen is equipped with new stainless steel appliances and flows nicely into the living and dining spaces, making it ideal for both everyday living and entertaining. Outside, enjoy a private, fully fenced backyard with plenty of room for pets, play, or relaxing outdoors. A detached storage shed provides additional space for tools, lawn equipment, or hobbies. The former garage has been repurposed into a versatile storage area with an additional bonus room at the front and a dedicated laundry room behind it. While it is no longer suitable for vehicle parking, it offers excellent flexibility for storage, a workshop, hobby space, or other practical uses. Conveniently located in Ocala with easy access to shopping, dining, schools, medical facilities, and downtown amenities, this home combines important mechanical updates with functional living spaces and a private backyard—come see this home today, you'll love what it has to offer!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,258
Sqft
0.19 ac
Lot size
1
Garage
1981
Year built
One
Levels
$159
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,712 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,712/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.5%
$/sqft vs Ocala actives
$159 vs $184
Days on market
13 vs 43 typical
Where $159/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34470 — neighborhood snapshot
Population
21,521
Median age
40.1
Median income
$49,592
Median home value
$171,500
Avg household
2.29
Households w/ children
2,267
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
145 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% below the OCALA 34470 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 1310 NE 20TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$190,500
1122 NE 10TH STREET
3 bd · 2 ba · 1,265 sqft · $151/sqft · 30 DOM
Sold · Aug ’25$262,000
1335 NE 10TH STREET
3 bd · 2 ba · 1,250 sqft · $210/sqft · 56 DOM
Sold · Jan ’26$220,000
1705 NE 5TH STREET
3 bd · 2 ba · 1,269 sqft · $173/sqft · 44 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1310 NE 20TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1310 NE 20TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
1310 NE 20TH STREET FAQs
What would the monthly payment be for 1310 NE 20TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,712/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1310 NE 20TH STREET?+
The most recent tax bill on record (2025) was $3,437. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1310 NE 20TH STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $199,900, this home is listed about 33% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1310 NE 20TH STREET?+
Ward-Highlands Elementary School (elementary), Fort King Middle School (middle), Vanguard High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LEERDAM PROPERTIES INC. · Philip Shaw. MLS #O6426748.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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