Eric Chery
$70,000≈$618 /mo all-in ↓

NE 2ND TERRACE, OKEECHOBEE, FL, 34972

Active4 days on marketListed Jul 17, 2026MLS #O6426011

✦ Priced 75% below the Okeechobee median

About this home

NE 2ND TERRACE

Build your Florida dream home on this 0.70-acre vacant residential lot located in Okeechobee, FL 34972 (PID: 1-15-36-35-0040-00030-00L0). Enjoy the peace and privacy of country-style living while remaining just a short drive from shopping, dining, schools, medical facilities, and the recreational opportunities of Lake Okeechobee. With ample space for a custom home, workshop, or additional outdoor amenities, this property offers endless possibilities for homeowners, investors, or builders alike. Well and septic system required (no public water and sewer service available at the property). Don't miss this opportunity to own a spacious parcel in a growing area of Okeechobee!

Facts & features

The home at a glance

0.7 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$175/yr

Utilities & systems

UtilitiesOther
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$618 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$412
FHA mortgage insurance (est.)$31
Property tax — 2025 actual bill$15
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $2,450Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $2,450
Interest rate6.00%
Loan term

Estimated payment

$618/mo

Principal & interest$412
FHA mortgage insurance (est.)$31
Property taxes (actual bill)$15
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

The numbers that matter

The Okeechobee market

Seller’s marketBalanced — 5.1 months of inventoryBuyer’s market

$225K → $338K

Okeechobee median sold, yr/yr

93.2%

Sale-to-list ratio (12 mo)

Median sold price, Okeechobee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 75% below the Okeechobee median. See the full Okeechobee market guide →

Paper trail

This home's history

Jul 17, 2026Listed at $70,000 · 4 days on market since

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about NE 2ND TERRACE — start here.

CallText
eric.chery@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for NE 2ND TERRACE — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

NE 2ND TERRACE FAQs

What would the monthly payment be for NE 2ND TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $618/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on NE 2ND TERRACE?+

The most recent tax bill on record (2025) was $175. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Okeechobee?+

At $70,000, this home is listed about 75% below the Okeechobee median of $279,950. The market section on this page shows how the area is trending.

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Listing courtesy of SUNLAND REAL ESTATE, LLC. · Javier Santana. MLS #O6426011.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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