19829 GULF BOULEVARD UNIT 103, INDIAN ROCKS BEACH, FL, 33785
Active7 days on marketListed Jul 17, 2026MLS #O6426002
About this home
19829 GULF BOULEVARD UNIT 103
Turnkey Coastal Living with Gulf & Intracoastal Views – Just Steps to the Beach! Welcome to Mariner's Pointe, one of Indian Shores' most desirable waterfront communities, perfectly situated between the sparkling Gulf of Mexico and the scenic Intracoastal Waterway. This beautifully furnished 2-bedroom, 2-bath condominium boasts approximately 1,390 square feet of bright, open living space and is ready to enjoy from day one—whether as your primary residence, 2nd home retreat, or income-producing investment with weekly rentals permitted. Perfectly positioned on the third floor, this residence enjoys both Gulf and Intracoastal water views from the private balcony while being the closest building location to the beach—just a one-minute walk to the sand. The spacious split-bedroom floor plan features high ceilings, an oversized primary suite, generous living and dining areas, and abundant natural light. The home is being sold fully furnished, making your transition to beach life effortless. Notable upgrades include: - Brand-new $15,000 HVAC system (September 2024) New water heater (2021) - Hurricane shutters for added protection and peace of mind - Attached oversized two-car garage, with private storage room for all your beach chairs, bikes, kayaks, and all your beach gear. - Ample community guest parking - Granite countertops - Fully furnished Condo Mariner's Pointe is a charming Key West-style community offering resort-style amenities including: - Heated community pool - Beautiful fishing dock - Kayak launch - Meticulously maintained grounds - Freshly painted community exterior and New Roof (2025), providing years of peace of mind. The comprehensive $1,058/monthly HOA includes Cable, High Speed Internet, water, sewer, trash, community pool, reserve funding, building insurance, exterior and grounds maintenance, management, and recreational facilities, Dock. Located within walking distance of restaurants, shops, and everything that makes Indian Shores one of Florida's most sought-after beach communities, this is coastal living at its finest. Don't miss this rare opportunity to own one of the most desirable units in Mariner's Pointe—where sunrise over the Intracoastal and sunset on the Gulf can both be part of your everyday lifestyle. *Seller welcomes ALL buyers AND realtors.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,390
Sqft
2
Garage
2001
Year built
One
Levels
$403
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,467 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$5,467/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.3%
$/sqft vs Indian Rocks Beach actives
$403 vs $594
Days on market
7 vs 48 typical
Where $403/sqft sits among the 91 Indian Rocks Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Rocks Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Indian Rocks Beach. See the full Indian Rocks Beach guide →
INDIAN ROCKS BEACH 33785 — neighborhood snapshot
Population
4,871
Median age
58.1
Median income
$98,750
Median home value
$689,500
Avg household
1.94
Households w/ children
193
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Rocks Beach market
$953K → $781K
Indian Rocks Beach median sold, yr/yr
93.9%
Sale-to-list ratio (12 mo)
49 of 91
Indian Rocks Beach actives have cut their price
Median sold price, Indian Rocks Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% below the INDIAN ROCKS BEACH 33785 median. See the full Indian Rocks Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 19829 GULF BOULEVARD UNIT 103
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$550,000
19829 GULF BOULEVARD UNIT 701 · same community
2 bd · 2 ba · 1,390 sqft · $396/sqft · 16 DOM
Sold · Jul ’26$550,000
19105 WHISPERING PINES DRIVE
2 bd · 2 ba · 1,364 sqft · $403/sqft · 35 DOM
Sold · Nov ’25$500,000
8054 BAYSHORE DRIVE
3 bd · 2 ba · 1,416 sqft · $353/sqft · 70 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 19829 GULF BOULEVARD UNIT 103 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 19829 GULF BOULEVARD UNIT 103 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
19829 GULF BOULEVARD UNIT 103 FAQs
What would the monthly payment be for 19829 GULF BOULEVARD UNIT 103?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $5,467/mo — principal and interest, the actual property-tax bill, the $1,058/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 19829 GULF BOULEVARD UNIT 103?+
The association fee works out to $1,058 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 19829 GULF BOULEVARD UNIT 103?+
The most recent tax bill on record (2025) was $8,491. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 19829 GULF BOULEVARD UNIT 103?+
The listing reports pets: Breed Restrictions, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Rocks Beach?+
At $559,500, this home is listed about 21% below the Indian Rocks Beach median of $712,000. The market section on this page shows how the area is trending.
Which schools are assigned to 19829 GULF BOULEVARD UNIT 103?+
Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the INDIAN ROCKS BEACH 33785 market on paper
$559,500 is 20% below the INDIAN ROCKS BEACH 33785 median of $699,900, and at $403/sqft it sits under the Indian Rocks Beach average of $633.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $1,058/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Fresh on the market
Only 7 days on market in a Indian Rocks Beach market that averages 48 — if it fits, move quickly.
05Strong assigned schools
Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of BEYCOME OF FLORIDA LLC · Steven Koleno. MLS #O6426002.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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