Eric Chery
$435,0003 bd2 ba1,622 sqft$268 /sqft$3,384 /mo all-in ↓

2180 TORTOISE SHELL DRIVE, MAITLAND, FL, 32751

Active4 days on marketListed Jul 16, 2026MLS #O6425844

Private poolSingle Family ResidenceWINFIELD

About this home

2180 TORTOISE SHELL DRIVE

Welcome to this beautiful 3-bedroom, 2-bathroom home featuring a sparkling pool and exceptional curb appeal! Nestled among lush landscaping, the backyard is a true private oasis—perfect for relaxing or entertaining. Inside, you'll be greeted by vaulted ceilings, abundant natural light, upgraded flooring, high-end countertops, and a beautifully designed kitchen that's both stylish and functional. The thoughtfully designed split floor plan offers privacy, with the spacious primary suite situated in its own wing and two additional bedrooms on the opposite side of the home. Additional highlights include a charming breakfast nook, a large living room, a dedicated office area, and a convenient indoor laundry room with the washer and dryer included. The attached garage provides ample storage and parking. Ideally located near the thriving Maitland business district, this home is just minutes from shopping, dining, Altamonte Mall, Winter Park, and offers easy access to I-4 and SR 414, making commuting throughout Central Florida a breeze. Don't miss the opportunity to make this exceptional home your own—schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,622

Sqft

0.15 ac

Lot size

2

Garage

1996

Year built

One

Levels

$268

Per sqft

Private poolPets allowed

Inside

FlooringLaminate
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorOpen Floorplan
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesEast
ExteriorOther

Community & fees

HOA fee$18/mo
Taxes (2025)$5,440/yr
PetsYes

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,384 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,561
FHA mortgage insurance (est.)$192
Property tax — 2025 actual bill$453
HOA fee — from the listing$18
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,225Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,225
Interest rate6.00%
Loan term

Estimated payment

$3,384/mo

Principal & interest$2,561
FHA mortgage insurance (est.)$192
Property taxes (actual bill)$453
HOA / condo fee$18
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $435K
$363KedgeAI estimate $416,479 · range $378K$437K$454K

vs edgeAI estimate

+4.4%

$/sqft vs Maitland actives

$268 vs $281

Days on market

4 vs 41 typical

Where $268/sqft sits among the 98 Maitland actives

29
28 · this home
18
6
6
11
$157–228$228–299$299–370$370–441$441–512$512+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Winfield

Map of 2180 TORTOISE SHELL DRIVE inside its neighborhood boundary

Get to know Maitland. See the full Maitland guide →

Winfield — neighborhood snapshot

Population

1,116

Median age

35

Median income

$84,530

Median home value

$342,189

Avg household

2

Households w/ children

97%

For the school run

Orange County School District

MiddleLockhart Middle★★★★
ElementaryLake Sybelia Elementary★★★★★
HighEdgewater High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Maitland market

Seller’s marketLeans seller4.4 months of inventoryBuyer’s market

$526K$469K

Maitland median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

54 of 98

Maitland actives have cut their price

Median sold price, Maitland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 9% above the MAITLAND 32751 median. See the full Maitland market guide →

Paper trail

This home's history

Jul 16, 2026Listed at $435,000 · 4 days on market since
1996Built · WINFIELD

Reality check

What actually sold near 2180 TORTOISE SHELL DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2154 FENNELL STREETSold · Jun ’26

$415,000

2154 FENNELL STREET · same community

3 bd · 2 ba · 1,642 sqft · $253/sqft · 19 DOM

2134 KORAT LANESold · Jun ’26

$370,000

2134 KORAT LANE · same community

3 bd · 2 ba · 1,642 sqft · $225/sqft · 5 DOM

2113 FALKNER ROADSold · May ’26

$398,400

2113 FALKNER ROAD · same community

3 bd · 2 ba · 1,708 sqft · $233/sqft · 5 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2180 TORTOISE SHELL DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2180 TORTOISE SHELL DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

2180 TORTOISE SHELL DRIVE FAQs

What would the monthly payment be for 2180 TORTOISE SHELL DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,384/mo — principal and interest, the actual property-tax bill, the $18/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2180 TORTOISE SHELL DRIVE?+

The association fee works out to $18 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2180 TORTOISE SHELL DRIVE?+

The most recent tax bill on record (2025) was $5,440. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2180 TORTOISE SHELL DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Maitland?+

At $435,000, this home is listed about 23% below the Maitland median of $564,950. The market section on this page shows how the area is trending.

Which schools are assigned to 2180 TORTOISE SHELL DRIVE?+

Lockhart Middle (middle), Lake Sybelia Elementary (elementary), Edgewater High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of BEST ORLANDO PROPERTY MANAGEMENT LLC · Chris Bright. MLS #O6425844.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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