Eric Chery
$425,0003 bd2 ba1,549 sqft$274 /sqft$3,173 /mo all-in ↓

2440 VINEYARD CIRCLE, SANFORD, FL, 32771

Active6 days on marketListed Jul 17, 2026MLS #O6425775

Private poolSingle Family ResidenceTUSCA PLACE SOUTH

Come see it

Upcoming open houses

Thu, Jul 23

4:00 PM – 7:00 PM

Sat, Jul 25

1:00 PM – 4:00 PM

About this home

2440 VINEYARD CIRCLE

Florida living at its best! Welcome to this beautifully maintained one-story pool home, perfectly situated on a peaceful homesite with tranquil pond views in one of Sanford's desirable communities. Offering the ideal blend of comfort, functionality, and outdoor living, this move-in ready home is designed for both relaxing and entertaining. Step inside to discover an open, light-filled floor plan featuring durable tile flooring throughout the main living areas and a seamless flow between the spacious living room, dining area, and kitchen. The well-appointed kitchen offers stainless steel appliances, ample cabinetry, generous counter space, and a breakfast bar—perfect for everything from busy mornings to hosting family and friends. The thoughtfully designed split-bedroom floor plan provides privacy for the primary suite, where you'll enjoy peaceful backyard views, a spacious walk-in closet, and an en-suite bath with dual vanities, a soaking tub, and a separate walk-in shower. Two additional bedrooms and a full bath are located on the opposite side of the home, creating comfortable accommodations for family or guests. A versatile flex room provides endless possibilities and can easily serve as a formal dining room, home office, playroom, hobby space, or second living area to fit your lifestyle. The true highlight of this home awaits outside. Step onto the covered lanai and enjoy your own private Florida retreat featuring a screened-in pool overlooking a serene pond—the perfect setting for morning coffee, weekend barbecues, or unwinding after a long day while taking in the peaceful water views. Additional features include an indoor laundry room, an attached two-car garage, and the confidence of a home that has been meticulously cared for. Conveniently located just minutes from Historic Downtown Sanford, Lake Mary, Seminole Towne Center, Orlando Sanford International Airport, SR 417, and I-4, you'll enjoy easy access to shopping, dining, entertainment, parks, and everything Central Florida has to offer. If you've been searching for a move-in ready pool home that offers flexible living space, beautiful water views, and an exceptional location, this is one you won't want to miss. Schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,549

Sqft

0.2 ac

Lot size

2

Garage

2012

Year built

One

Levels

$274

Per sqft

Private poolPets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · Split Bedroom · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ExteriorLighting · Private Mailbox · Sidewalk · Sliding Doors

Community & fees

HOA fee$80/mo
Taxes (2025)$2,920/yr
PetsYes
CommunityDeed Restrictions · Playground

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,173 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,502
FHA mortgage insurance (est.)$188
Property tax — 2025 actual bill$243
HOA fee — from the listing$80
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,875Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,875
Interest rate6.00%
Loan term

Estimated payment

$3,173/mo

Principal & interest$2,502
FHA mortgage insurance (est.)$188
Property taxes (actual bill)$243
HOA / condo fee$80
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Sanford

Map of 2440 VINEYARD CIRCLE

Drive times from this address

Downtown Orlando35 min
Orlando Int’l Airport (MCO)43 min
Universal Orlando48 min
Walt Disney World60 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sanford. See the full Sanford guide →

SANFORD 32771 — neighborhood snapshot

Population

59,708

Median age

38.7

Median income

$74,520

Median home value

$332,500

Avg household

2.66

Households w/ children

7,359

For the school run

Seminole County School District

ElementaryGoldsboro Elementary Magnet★★★★
ElementaryIdyllwilde Elementary School★★★★★
ElementaryBentley Elementary School★★★★★
HighSeminole High School★★★★★
ElementaryWilson Elementary School★★★★
MiddleMarkham Woods Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sanford market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$354K$383K

Sanford median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

Median sold price, Sanford, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 22% above the SANFORD 32771 median. See the full Sanford market guide →

Paper trail

This home's history

Jul 17, 2026Listed at $425,000 · 6 days on market since
2012Built · TUSCA PLACE SOUTH

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2440 VINEYARD CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2440 VINEYARD CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

2440 VINEYARD CIRCLE FAQs

What would the monthly payment be for 2440 VINEYARD CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,173/mo — principal and interest, the actual property-tax bill, the $80/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2440 VINEYARD CIRCLE?+

The association fee works out to $80 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2440 VINEYARD CIRCLE?+

The most recent tax bill on record (2025) was $2,920. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2440 VINEYARD CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sanford?+

At $425,000, this home is listed about 16% above the Sanford median of $365,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2440 VINEYARD CIRCLE?+

Goldsboro Elementary Magnet (elementary), Idyllwilde Elementary School (elementary), Bentley Elementary School (elementary), Seminole High School (high), Wilson Elementary School (elementary), Markham Woods Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$425,000 runs 22% above the SANFORD 32771 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 6 days on market in a Sanford market that averages 29 — if it fits, move quickly.

04Strong assigned schools

Goldsboro Elementary Magnet, Idyllwilde Elementary School, Bentley Elementary School, Seminole High School, Wilson Elementary School, Markham Woods Middle School — Goldsboro Elementary Magnet rates 4 of 5. Always verify assignments with the district.

Listing courtesy of LPT REALTY, LLC · Mariana Wartella. MLS #O6425775.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Sanford homes, in your inbox

Like 2440 VINEYARD CIRCLE but not quite? A daily digest of every new listing in Sanford — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Eric to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 23, 2026 at 3:25 PM UTC. The listing information on this page last changed on July 23, 2026 at 3:25 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 23, 2026 at 3:25 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 23, 2026 at 3:25 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.