Eric Chery
$350,4905 bd3 ba2,077 sqft$169 /sqft$2,613 /mo all-in ↓

3831 POMELO DRIVE, WINTER HAVEN, FL, 33884

Active8 days on marketListed Jul 15, 2026MLS #O6425514

New constructionSingle Family ResidenceHARMONY ON LAKE ELOISE PHASE 4

About this home

3831 POMELO DRIVE

Welcome to the Lakeside, one of our one-story floorplans featured in our Harmony at Lake Eloise community in Winter Haven, Florida. Take your pick between two artfully designed exteriors. Inside this beautiful 5 bedroom, 3 bathroom home, you'll find 2,077 square feet of comfortable living. The living area is an open concept, where your kitchen, living, and dining areas blend seamlessly into a space perfect for everyday living and entertaining. The kitchen features modern cabinets, quartz countertops, and sleek stainless-steel appliances, which are sure to both turn heads and make meal prep easy. You'll never be too far from the action with the living and dining area right there. Find luxury vinyl plank flooring throughout a majority of the home including the family room, primary bedroom, kitchen, bathrooms, laundry and foyer. Bedrooms 2,3,4 and 5 will have carpeted floors and a closet in each room. Whether these rooms become bedrooms, office spaces, or other bonus rooms, there is sure to be comfort. The primary bedroom has its own attached bathroom that features a walk-in closet and all the space you need to get ready in the morning. Privacy is guaranteed with a separate door for the toilet and shower.

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

2,077

Sqft

0.14 ac

Lot size

2

Garage

2026

Year built

One

Levels

$169

Per sqft

Pets allowed

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Ice Maker · Range · Refrigerator · Washer
InteriorKitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Smart Home · Split Bedroom · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationBlock · Slab
FacesNorthwest
ParkingDriveway
ExteriorIrrigation System · Playground · Sidewalk · Sliding Doors

Community & fees

HOA fee$30/mo
Taxes (2025)$2,451/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Sewer Connected · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,613 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,063
FHA mortgage insurance (est.)$155
Property tax — 2025 actual bill$204
HOA fee — from the listing$30
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,267Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,267
Interest rate6.00%
Loan term

Estimated payment

$2,613/mo

Principal & interest$2,063
FHA mortgage insurance (est.)$155
Property taxes (actual bill)$204
HOA / condo fee$30
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $350K
$333KedgeAI estimate $351,842 · range $347K$356K$371K

vs edgeAI estimate

−0.4%

$/sqft vs Winter Haven actives

$169 vs $171

Days on market

8 vs 42 typical

Where $169/sqft sits among the 400 Winter Haven actives

47
61
110 · this home
107
27
48
$105–129$129–152$152–176$176–200$200–224$224+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Winter Haven

Map of 3831 POMELO DRIVE

Drive times from this address

Walt Disney World52 min
Downtown Tampa61 min
Universal Orlando62 min
Downtown Orlando68 min
Tampa Int’l Airport (TPA)72 min
Orlando Int’l Airport (MCO)73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Haven. See the full Winter Haven guide →

WINTER HAVEN 33884 — neighborhood snapshot

Population

36,395

Median age

45.3

Median income

$70,516

Median home value

$269,400

Avg household

2.58

Households w/ children

3,777

For the school run

Polk County School District

ElementaryElbert Elementary School★★★★
HighWinter Haven Senior High School★★★★★
MiddleDenison Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Haven market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$285K$287K

Winter Haven median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

198 of 400

Winter Haven actives have cut their price

Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 23% above the WINTER HAVEN 33884 median. See the full Winter Haven market guide →

Paper trail

This home's history

Jul 15, 2026Listed at $350,490 · 8 days on market since
2026Built · HARMONY ON LAKE ELOISE PHASE 4

Reality check

What actually sold near 3831 POMELO DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3811 POMELO DRIVESold · May ’26

$321,490

3811 POMELO DRIVE · same community

4 bd · 2 ba · 1,828 sqft · $176/sqft · 98 DOM

2735 GLADIOLA ROADSold · Apr ’26

$259,990

2735 GLADIOLA ROAD · same community

3 bd · 2.5 ba · 1,758 sqft · $148/sqft · 76 DOM

1730 HUMMINGBIRD ROADSold · May ’26

$296,990

1730 HUMMINGBIRD ROAD · same community

4 bd · 2 ba · 1,720 sqft · $173/sqft · 108 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3831 POMELO DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3831 POMELO DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

3831 POMELO DRIVE FAQs

What would the monthly payment be for 3831 POMELO DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,613/mo — principal and interest, the actual property-tax bill, the $30/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3831 POMELO DRIVE?+

The association fee works out to $30 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3831 POMELO DRIVE?+

The most recent tax bill on record (2025) was $2,451. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3831 POMELO DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Haven?+

At $350,490, this home is listed about 23% above the Winter Haven median of $285,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3831 POMELO DRIVE?+

Elbert Elementary School (elementary), Winter Haven Senior High School (high), Denison Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of DR HORTON REALTY OF CENTRAL FLORIDA LLC · Paul King. MLS #O6425514.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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