321 CRESSA CIRCLE, COCOA, FL, 32926
Active4 days on marketListed Jul 15, 2026MLS #O6425399
About this home
321 CRESSA CIRCLE
Relax, Unwind & Enjoy Waterfront Living! Welcome home to this beautifully maintained 3-bedroom, 2-bath waterfront retreat that perfectly combines spacious living with everyday convenience. Designed with an open-concept floor plan, the heart of the home features an expansive family room that flows seamlessly into the kitchen, creating the ideal space for entertaining family and friends. The flexible layout also offers formal living and dining rooms, plus a dedicated office, giving you plenty of room to work, gather, or simply spread out. Looking for even more space? The formal living room can easily be converted into a 4th bedroom, as several homes with the same floor plan in the neighborhood have already done. Step outside to the covered, screened lanai and unwind while enjoying peaceful water views. Whether you're sipping your morning coffee, reading a book, or hosting an evening get-together, this outdoor living space is sure to become your favorite place to relax. Perfectly positioned between Orlando and Florida's beautiful Space Coast beaches, this home offers exceptional convenience with quick access to SR 528, I-95, and Orlando International Airport, making commuting, travel, and weekend adventures effortless. Additional updates include: Roof replaced in 2017 A/C replaced in 2020 If you've been searching for a home that offers flexible living spaces, waterfront views, and an unbeatable location, this one is ready to welcome you home! Seller's favorite aspects of the home are the lovely water views from almost every room in the home.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,957
Sqft
0.14 ac
Lot size
2
Garage
2004
Year built
One
Levels
$179
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,777 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,777/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.5%
$/sqft vs Cocoa actives
$179 vs $214
Days on market
4 vs 18 typical
Where $179/sqft sits among the 100 Cocoa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cocoa
COCOA 32926 — neighborhood snapshot
Population
21,576
Median age
52.2
Median income
$65,092
Median home value
$251,400
Avg household
2.29
Households w/ children
1,383
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cocoa market
$321K → $329K
Cocoa median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
36 of 100
Cocoa actives have cut their price
Median sold price, Cocoa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 77% above the COCOA 32926 median. See the full Cocoa market guide →
Paper trail
This home's history
Reality check
What actually sold near 321 CRESSA CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$322,900
642 CRESSA CIRCLE · same community
3 bd · 2 ba · 2,088 sqft · $155/sqft · 0 DOM
Sold · May ’26$329,000
531 CRESSA CIRCLE · same community
3 bd · 2 ba · 1,711 sqft · $192/sqft · 0 DOM
Sold · Oct ’25$180,000
6720 SE 107TH STREET · same community
3 bd · 1.5 ba · 1,025 sqft · $176/sqft · 197 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 321 CRESSA CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 321 CRESSA CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
321 CRESSA CIRCLE FAQs
What would the monthly payment be for 321 CRESSA CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,777/mo — principal and interest, the actual property-tax bill, the $46/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 321 CRESSA CIRCLE?+
The association fee works out to $46 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 321 CRESSA CIRCLE?+
The most recent tax bill on record (2025) was $4,270. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 321 CRESSA CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Cocoa?+
At $350,000, this home is listed about 13% above the Cocoa median of $309,900. The market section on this page shows how the area is trending.
Which schools are assigned to 321 CRESSA CIRCLE?+
Cocoa High School (high), Fairglen Elementary School (elementary) — Brevard County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$350,000 runs 77% above the COCOA 32926 median — but at 1,957 sqft it's also 39% larger than the typical Cocoa listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 4 days on market in a Cocoa market that averages 18 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Shannon Musgrave LLC. MLS #O6425399.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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