Eric Chery
Short-Term Rental Eligible
$579,0003 bd2 ba1,129 sqft$513 /sqft$3,922 /mo all-in ↓

4001 BREAKVIEW DRIVE UNIT D409, ORLANDO, FL, 32819

Active10 days on marketListed Jul 14, 2026MLS #O6424874

Fully furnishedCondominiumVISTA CAY RESORT - RESERVE

About this home

4001 BREAKVIEW DRIVE UNIT D409

LUXURY penthouse Condo on the top floor in a prime LOCATION, right across from EPIC UNIVERSE!!! This remarkable NEW THREE BEDROOM and TWO BATH CONDO is located in the prestigious gated community of Vista Cay Reserve. This FULLY FURNISHED unit was build in 2021 and has many upgrades like Stainless Steel Appliances, flooring, modern furniture package and is perfect for Residential, Investment or for Vacation HOME! This resort community is gated and offers multiple pools, fire pit area, splash zone for the littles, BBQ zone, fitness center and plenty of space to lounge by the pool. HOA fees include Cable TV, Internet, outside maintenance, water and trash...This truly MAGNIFICENT property beats the rest with LOCATION. Minutes away from Disney, Universal, Sea World and close to major highways...For INVESTORS this unit has bookings in place for months ahead and it's transferrable. This sale is Crypto friendly. COME and experience this LUXURY LIVING for yourself!!!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,129

Sqft

0.03 ac

Lot size

2021

Year built

One

Levels

$513

Per sqft

FurnishedPets allowed

Inside

FlooringCeramic Tile · Laminate · Vinyl
AppliancesCooktop · Dishwasher · Disposal · Dryer · Exhaust Fan · Freezer · Microwave · Range · Refrigerator · Washer
InteriorHigh Ceilings · Kitchen/Family Room Combo · Thermostat
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofTile
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesNorth
ParkingOpen
ExteriorBalcony

Community & fees

Taxes (2025)$5,044/yr
PetsBreed Restrictions, Yes
CommunityClubhouse · Fitness Center · Gated Community - No Guard · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Fiber Optics · Sprinkler Recycled · Street Lights · Underground Utilities · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,922 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,124
PMI (est., until 20% equity)$217
Property tax — 2025 actual bill$420
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $57,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $57,900
Interest rate6.00%
Loan term

Estimated payment

$3,922/mo

Principal & interest$3,124
PMI (est., until 20% equity)$217
Property taxes (actual bill)$420
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $579K
$301KedgeAI estimate $487,567 · range $313K$557K$602K

vs edgeAI estimate

+18.8%

$/sqft vs Orlando actives

$513 vs $237

Days on market

10 vs 34 typical

Where $513/sqft sits among the 400 Orlando actives

110
127
100
34
6
23 · this home
$131–194$194–258$258–322$322–386$386–449$449+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Vista Cay, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityVista Cay
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,000/mo median

MarketOrlando
Annual gross at median$24,000
Gross yield on this price4.1%
Homes for rent right now1,794

Live Orlando rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Vista Cay

Map of 4001 BREAKVIEW DRIVE UNIT D409 inside its neighborhood boundary

Drive times from this address

Universal Orlando11 min
Downtown Orlando16 min
Walt Disney World18 min
Orlando Int’l Airport (MCO)18 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Vista Cay is a short-term-rental community. See the full guide →

The numbers that matter

The Orlando market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$400K$405K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

153 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 48% above the Orlando median. See the full Orlando market guide →

Paper trail

This home's history

Jul 14, 2026Listed at $579,000 · 10 days on market since
2021Built · VISTA CAY RESORT - RESERVE

Reality check

What actually sold near 4001 BREAKVIEW DRIVE UNIT D409

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10849 WILLIAM TELL DRIVESold · Jul ’25

$331,000

10849 WILLIAM TELL DRIVE

2 bd · 2 ba · 1,070 sqft · $309/sqft · 35 DOM

5029 LEDGEWOOD WAYSold · May ’26

$295,000

5029 LEDGEWOOD WAY

2 bd · 2 ba · 1,070 sqft · $276/sqft · 94 DOM

5021 LOYOLA LANESold · Oct ’25

$310,000

5021 LOYOLA LANE

2 bd · 2 ba · 1,070 sqft · $290/sqft · 8 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4001 BREAKVIEW DRIVE UNIT D409 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4001 BREAKVIEW DRIVE UNIT D409 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

4001 BREAKVIEW DRIVE UNIT D409 FAQs

What would the monthly payment be for 4001 BREAKVIEW DRIVE UNIT D409?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,922/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4001 BREAKVIEW DRIVE UNIT D409?+

The most recent tax bill on record (2025) was $5,044. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 4001 BREAKVIEW DRIVE UNIT D409 be rented short-term?+

Yes — this home sits inside Vista Cay, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 4001 BREAKVIEW DRIVE UNIT D409?+

The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $579,000, this home is listed about 48% above the Orlando median of $390,000. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Positioned at the premium end

$579,000 runs 48% above the Orlando median.

02Zoned for nightly rentals

Vista Cay is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Sevara Botirova Patel. MLS #O6424874.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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