Eric Chery
$574,9994 bd2 ba1,841 sqft$312 /sqft$3,997 /mo all-in ↓

3179 AZALEA DRIVE, HERNANDO BEACH, FL, 34607

Active16 days on marketListed Jul 7, 2026MLS #O6423062

WaterfrontSingle Family ResidenceHERNANDO BEACH

About this home

3179 AZALEA DRIVE

BUY NOW AND HOMESTEAD Before the House Joint Resolution bill potentially gets voted in by 11/2026! Florida residency must be established by 12/31/2026. Welcome to 3179 Azalea Drive! This move in ready Craftsman-style 3 story beach house sits on approximately 1/3 of an acre of prime waterfront ON A CUL DE SAC with absolutely stunning views of the Gulf of America and indirect Gulf access via boat lift. This home boasts 3 bedrooms with a den that can be used as a 4th bedroom. The open concept recently upgraded gourmet kitchen is well designed and complete with appliances including a Kitchenaid Dual Fuel gas range with griddle and custom pot filler, a farmhouse sink, and a Fisher Paykel dishwasher with drawers. The soapstone countertops are gorgeous and maintenance free. This home is located in an A Flood zone sustaining ZERO flood damage since it was built. The ground floor is open and spacious and it has a portion that is completely enclosed / climate controlled with power, heat, windows, and AC that adds an additional 350sqft of living space to original 1,491. The property is situated on a large pie shaped cul de sac lot with stunning sunset views and minimal foot traffic. Great for a family! New seawall (2025), new AC unit (2024), new 200 amp electrical panel with generator switch (2022) and newer metal roof that's only 10 years old (2016). There are two canals that completely surround the fenced property spanning 215ft of water frontage. In addition, the extended parking space and the covered areas can accommodate a large boat or motor home or both. The yard is a blank canvas with palm trees and the greenhouse is a plus for gardening! The second floor is your main living area complete with an open concept kitchen, dining area, den, full bathroom and laundry room. Extended L-shape decking takes advantage of the sunset views, creating a great space for outdoor dinners and parties. Customized real wood plantation shutters throughout! The 3rd story is complete with a large master bedroom, Jack and Jill full bath, and 2 additional bedrooms and a linen closet. The entire neighborhood is active with friendly neighbors, bike riders, dog walkers, paddleboarders, kayakers and boaters. Golf carts are welcome. Short walk to all the restaurants that have live music almost everyday. Great rental possibilities! No HOA fees! Monthly expenses minimal: $1200 (insurance, property taxes, cable / internet, power (averaged), utilities (averaged), trash service, yard care).

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,841

Sqft

0.3 ac

Lot size

1981

Year built

Three Or More

Levels

$312

Per sqft

WaterfrontFireplaceTurnkeyPets allowed

Inside

FlooringCarpet
AppliancesConvection Oven · Dishwasher · Dryer · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Tankless Water Heater · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Solid Wood Cabinets · Stone Counters · Thermostat · Vaulted Ceiling(s) · Window Treatments
LaundryElectric Dryer Hookup · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric
FurnishedTurnkey

Outside & construction

RoofMetal
ConstructionHardiPlank Type
FoundationStilt/On Piling
FacesEast
ExteriorBalcony · Garden · Lighting · Outdoor Grill · Rain Gutters · Shade Shutter(s) · Sliding Doors

Community & fees

Taxes (2025)$6,228/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,997 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,103
PMI (est., until 20% equity)$216
Property tax — 2025 actual bill$519
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $57,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $57,500
Interest rate6.00%
Loan term

Estimated payment

$3,997/mo

Principal & interest$3,103
PMI (est., until 20% equity)$216
Property taxes (actual bill)$519
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $575K
$301KedgeAI estimate $342,831 · range $313K$382K$598K

vs edgeAI estimate

+67.7%

Days on market

16 vs 35 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Hernando Beach

Map of 3179 AZALEA DRIVE

Drive times from this address

Tampa Int’l Airport (TPA)73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Hernando Beach. See the full Hernando Beach guide →

HERNANDO BEACH 34607 — neighborhood snapshot

Population

9,046

Median age

55.7

Median income

$61,221

Median home value

$343,100

Avg household

2.3

Households w/ children

740

For the school run

Hernando County School District

MiddleFox Chapel Middle School★★★★
ElementaryDeltona Elementary School★★★★
HighWeeki Wachee High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Hernando Beach market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$495K$488K

Hernando Beach median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

Median sold price, Hernando Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 78% above the HERNANDO BEACH 34607 median. See the full Hernando Beach market guide →

Paper trail

This home's history

Jul 7, 2026Listed at $574,999 · 16 days on market since
1981Built · HERNANDO BEACH

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3179 AZALEA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3179 AZALEA DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

3179 AZALEA DRIVE FAQs

What would the monthly payment be for 3179 AZALEA DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,997/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3179 AZALEA DRIVE?+

The most recent tax bill on record (2025) was $6,228. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3179 AZALEA DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Hernando Beach?+

At $574,999, this home is listed about 5% above the Hernando Beach median of $548,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3179 AZALEA DRIVE?+

Fox Chapel Middle School (middle), Deltona Elementary School (elementary), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of BEYCOME OF FLORIDA LLC · Steven Koleno. MLS #O6423062.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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