5859 HERDER ROAD, ST CLOUD, FL, 34771
Active2 days on marketListed Jul 11, 2026MLS #O6421455
About this home
5859 HERDER ROAD
Beautifully maintained 2022 built home located in the rapidly growing area of St. Cloud! This move-in-ready residence offers 3 bedrooms, 2 bathrooms, and a spacious 2-car garage equipped with storage and a **220-volt outlet for electric vehicle charging**. A welcoming covered front entry leads you inside, where you'll immediately appreciate the thoughtful SPLIT-BEDROOM FLOOR PLAN. Just off the foyer are two guest bedrooms separated by a full bathroom, creating the perfect space for family or visitors. Continue down the hallway and the home opens into a bright, expansive living area where the dining room, kitchen, and living room flow seamlessly together—ideal for entertaining and everyday living. ** **The kitchen is the heart of the home, featuring modern cabinetry, granite countertops, stainless steel appliances, a large center island with seating, a walk-in pantry, and abundant counter space. Throughout the home you'll find **luxury vinyl plank flooring**, offering both style and easy maintenance.** **Privately situated at the rear of the home, the SPACIOUS PRIMARY SUITE provides plenty of room for a king-size bedroom set and additional furniture. The ENSUITE BATHROOM and generous WALK-IN closet complete this relaxing retreat. ** Sliding glass doors from the living room lead to a covered lanai overlooking the fully fenced backyard with a low-maintenance **6-foot vinyl privacy fence**, creating the perfect setting for morning coffee, weekend barbecues, pets, or play.** Conveniently located near major roadways, shopping, dining, schools, and just minutes from the Lake Nona area, this home combines modern features, a functional layout, and an excellent location. Whether you're looking for your next home or a fantastic investment opportunity, this one is sure to impress. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,663
Sqft
0.14 ac
Lot size
2
Garage
2022
Year built
One
Levels
$221
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,988 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,988/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.9%
$/sqft vs St Cloud actives
$221 vs $218
Days on market
2 vs 33 typical
Where $221/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
198 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% below the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 5859 HERDER ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$539,000
5700 IRON BRAND ROAD · same community
4 bd · 3.5 ba · 3,084 sqft · $175/sqft · 112 DOM
Sold · Oct ’25$528,000
5725 IRON BRAND ROAD · same community
4 bd · 3.5 ba · 3,106 sqft · $170/sqft · 67 DOM
Sold · Apr ’26$615,000
501 STEERVIEW STREET · same community
5 bd · 4.5 ba · 3,522 sqft · $175/sqft · 92 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5859 HERDER ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5859 HERDER ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
5859 HERDER ROAD FAQs
What would the monthly payment be for 5859 HERDER ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,988/mo — principal and interest, the actual property-tax bill, the $78/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5859 HERDER ROAD?+
The association fee works out to $78 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5859 HERDER ROAD?+
The most recent tax bill on record (2025) was $5,056. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5859 HERDER ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $368,000, this home is listed about 13% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5859 HERDER ROAD?+
Narcoossee Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Nivia Santos. MLS #O6421455.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New St Cloud homes, in your inbox
Like 5859 HERDER ROAD but not quite? A daily digest of every new listing in St Cloud — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Eric to ping you on any price or status change →