Eric Chery
Pending
$549,080$563,0804 bd2.5 ba2,894 sqft$190 /sqft$3,822 /mo all-in ↓

2216 BRANCHED OAK ROAD, ST CLOUD, FL, 34771

Pending23 days on marketListed Jun 30, 2026MLS #O6421385

Reduced $14KNew constructionSingle Family ResidenceTHE LANDING'S AT LIVE OAK

About this home

2216 BRANCHED OAK ROAD

Explore The Landings at Live Oak Lake, a new single-family home community blending city charm with a distinct identity, all without a CDD. Situated between downtown St. Cloud and Lake Nona, it offers private amenities such as a pool & cabana, playground, trails, and playfield amidst serene ponds and conservation homesites. The new two-story Whitestone home combines modern elegance with practical living, offering 4 bedrooms, an enclosed flex room, 2 full bathrooms, a powder room, and a 2-car garage. Upon entry, you’re welcomed by the enclosed flex room and a conveniently located powder room. The foyer leads you toward the heart of the home, where the kitchen, gathering room, and café seamlessly flow together, all overlooking the covered lanai. Natural light pours in from the pocket sliding glass door, creating an inviting atmosphere throughout. The heart of the home is the chef-inspired kitchen, where 42" soft-close cabinetry meets luxurious quartz countertops. A stainless-steel single-bowl sink enhance the space, while the Whirlpool stainless steel appliances—including natural gas range and a refrigerator—ensure you have everything you need for both everyday meals and special occasions. The owner’s suite, conveniently located on the main level, is a luxurious retreat. It features an en suite bathroom with a frameless glass enclosed shower, quartz-topped dual vanity, private water closet, and an expansive walk-in closet. Upstairs, the spacious loft provides additional living space, while three additional bedrooms and one full bathroom, offer ample room for relaxation. Throughout the home, professionally curated design selections and premium finishes elevate the living experience. Wood-look luxury vinyl plank flooring spans the entire first floor, the bathrooms and laundry room are outfitted with tile, while soft, stain-resistant Shaw carpet enhances the loft and upstairs bedrooms. Additional touches such as matte black plumbing fixtures and hardware, 2” faux wood blinds, and Whirlpool washer and dryer add both style and convenience. The open spindle railing at the staircase complete the home’s elegant feel. Enjoy the convenience of modern living with a smart thermostat, video doorbell, and LED down lights. This Whitestone home is where luxury and practicality meet. Don’t miss your chance to make this exceptional home yours—schedule a tour today!

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,894

Sqft

0.14 ac

Lot size

2

Garage

2026

Year built

Two

Levels

$190

Per sqft

Pets allowed

Inside

FlooringCarpet · Luxury Vinyl · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorEating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Pest Guard System · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · HardiPlank Type · Stucco · Wood Frame
FoundationSlab
FacesEast
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Lighting · Sidewalk · Sliding Doors

Community & fees

HOA fee$115/mo
Taxes (2025)$859/yr
PetsYes
CommunityCommunity Mailbox · Playground · Pool

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,822 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,232
FHA mortgage insurance (est.)$243
Property tax — 2025 actual bill$72
HOA fee — from the listing$115
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,218Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,218
Interest rate6.00%
Loan term

Estimated payment

$3,822/mo

Principal & interest$3,232
FHA mortgage insurance (est.)$243
Property taxes (actual bill)$72
HOA / condo fee$115
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $549K
$464KedgeAI estimate $497,244 · range $483K$508K$571K

vs edgeAI estimate

+10.4%

$/sqft vs St Cloud actives

$190 vs $221

Days on market

23 vs 33 typical

Where $190/sqft sits among the 400 St Cloud actives

97 · this home
127
89
39
13
35
$156–192$192–228$228–264$264–300$300–335$335+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Cloud

Map of 2216 BRANCHED OAK ROAD

Drive times from this address

Universal Orlando36 min
Orlando Int’l Airport (MCO)36 min
Walt Disney World37 min
Downtown Orlando37 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34771 — neighborhood snapshot

Population

31,368

Median age

38.6

Median income

$101,434

Median home value

$427,500

Avg household

3.21

Households w/ children

4,183

For the school run

Osceola County School District

ElementaryLakeview Elementary School★★★★★
MiddleNarcoossee Middle School★★★★★
HighHarmony High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$414K$400K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

191 of 400

St Cloud actives have cut their price

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 29% above the ST CLOUD 34771 median. See the full St Cloud market guide →

Paper trail

This home's history

CurrentPrice reduced to $549,080 $14K
Jun 30, 2026Listed at $563,080 · 23 days on market since
2026Built · THE LANDING'S AT LIVE OAK

Reality check

What actually sold near 2216 BRANCHED OAK ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2246 BRANCHED OAK ROADSold · Feb ’26

$536,620

2246 BRANCHED OAK ROAD · same community

4 bd · 3.5 ba · 2,894 sqft · $185/sqft · 14 DOM

2090 BRANCHED OAK ROADSold · Jun ’26

$537,710

2090 BRANCHED OAK ROAD · same community

5 bd · 3 ba · 2,894 sqft · $186/sqft · 72 DOM

2213 MOSSY VINE AVENUESold · Apr ’26

$499,950

2213 MOSSY VINE AVENUE · same community

4 bd · 3.5 ba · 2,894 sqft · $173/sqft · 252 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2216 BRANCHED OAK ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2216 BRANCHED OAK ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

2216 BRANCHED OAK ROAD FAQs

What would the monthly payment be for 2216 BRANCHED OAK ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,822/mo — principal and interest, the actual property-tax bill, the $115/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2216 BRANCHED OAK ROAD?+

The association fee works out to $115 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2216 BRANCHED OAK ROAD?+

The most recent tax bill on record (2025) was $859. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2216 BRANCHED OAK ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $549,080, this home is listed about 29% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2216 BRANCHED OAK ROAD?+

Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of PULTE REALTY OF NORTH FLORIDA LLC · Adrienne Escott. MLS #O6421385.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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