3643 ONEIDA STREET, COCOA, FL, 32926
Active23 days on marketListed Jun 30, 2026MLS #O6421132
About this home
3643 ONEIDA STREET
Under Construction. Welcome to your dream home in the highly sought-after Canaveral Groves! Situated on a beautiful 1-acre homesite, this newly constructed 4-bedroom, 3-bathroom residence offers the perfect blend of modern design, quality finishes, and peaceful country living. Step inside to an open-concept floor plan featuring durable luxury vinyl flooring throughout, elegant white dovetail cabinetry, quartz countertops. The spacious kitchen flows seamlessly into the living and dining areas, creating the perfect space for entertaining or everyday living. A desirable split-bedroom layout provides privacy for the primary suite, while three additional bedrooms and two full baths offer plenty of room for family and guests. Enjoy the freedom and flexibility of over an acre of land with space to add a pool, workshop, or simply relax and enjoy the natural surroundings. Conveniently located just minutes from shopping, dining, and everyday essentials, with easy access to US-1, SR 524, SR 528, and I-95,
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,107
Sqft
1 ac
Lot size
2
Garage
2026
Year built
One
Levels
$299
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,868 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,868/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Canaveral Groves
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Cocoa. See the full Cocoa guide →
Canaveral Groves — neighborhood snapshot
Population
4,708
Median age
45
Median income
$100,897
Median home value
$330,544
Avg household
2
Households w/ children
322
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cocoa market
$321K → $329K
Cocoa median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
Median sold price, Cocoa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 211% above the COCOA 32926 median. See the full Cocoa market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3643 ONEIDA STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3643 ONEIDA STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
3643 ONEIDA STREET FAQs
What would the monthly payment be for 3643 ONEIDA STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,868/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3643 ONEIDA STREET?+
The most recent tax bill on record (2025) was $875. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3643 ONEIDA STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Cocoa?+
At $629,888, this home is listed about 103% above the Cocoa median of $309,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3643 ONEIDA STREET?+
Cocoa High School (high), Fairglen Elementary School (elementary) — Brevard County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of MUTTER REALTY · James Mutter. MLS #O6421132.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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