Eric Chery
$1,5501 bd1 ba672 sqft$2 /sqft$171 /mo all-in ↓

4414 OVERLOOK DRIVE NE UNIT 18, PALM BAY, FL, 32905

Active14 days on marketListed Jul 11, 2026MLS #O6420273

Priced 99% below the PALM BAY 32905 medianCondominiumBLUFFS PH 2 CONDOMINUM

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About this home

4414 OVERLOOK DRIVE NE UNIT 18

Fully Renovated Condo for Rent in Palm Bay, FL with Private Garage | Move-In Ready | Near Florida Tech & Indian River Lagoon Welcome to this beautifully renovated 1-bedroom, 1-bath condo for rent in Palm Bay, Florida, offering modern finishes, a private one-car garage, and a convenient location just minutes from the Indian River Lagoon, Florida Institute of Technology (Florida Tech), L3Harris, shopping, dining, and only 15–20 minutes from Indialantic Beach and Melbourne Beach. Designed for comfort and convenience, this move-in-ready home has been thoughtfully updated throughout. Enjoy luxury waterproof vinyl plank flooring, a modern kitchen with new cabinets and appliances, updated plumbing and electrical systems, a stylish bathroom featuring a Bluetooth exhaust fan, energy-efficient LED lighting, new baseboards, and two separate air conditioning systems—one for each level—for personalized year-round comfort. The spacious second-floor bedroom offers added privacy, generous closet space, and a comfortable retreat at the end of the day. A private one-car garage provides secure parking plus extra storage. Located near US-1 and I-95, this condo offers quick access to major employers, including Florida Tech and L3Harris, as well as Publix, Walmart, restaurants, parks, medical facilities, and everyday conveniences. Outdoor enthusiasts will appreciate being just minutes from the scenic Indian River Lagoon, Turkey Creek, local parks, boating, fishing, kayaking, and the beautiful beaches of Florida's Space Coast. Property Features Fully renovated throughout 1 bedroom | 1 bathroom Private one-car garage Two separate air conditioning systems Luxury waterproof vinyl plank flooring New kitchen cabinets and appliances Updated plumbing and electrical Renovated bathroom with Bluetooth exhaust fan Energy-efficient LED lighting Exterior maintenance and trash service included Minutes from Florida Tech, L3Harris, US-1, I-95, Indian River Lagoon, shopping, dining, parks, and Space Coast beaches This Palm Bay rental offers an exceptional combination of modern upgrades, an excellent location, and easy access to work, recreation, and Florida's coastal lifestyle. Available now. Schedule your private tour today.

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

672

Sqft

0.97 ac

Lot size

1

Garage

1985

Year built

Two

Levels

$2

Per sqft

Pets allowed

Inside

FlooringLuxury Vinyl
AppliancesDisposal · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · PrimaryBedroom Upstairs
LaundryInside
CoolingCentral Air
HeatingElectric

Outside & construction

ParkingAssigned

Community & fees

PetsYes
CommunityNone

Utilities & systems

UtilitiesCable Available · Electricity Available

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$171 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$9
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$1
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $54Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $54
Interest rate6.00%
Loan term

Estimated payment

$171/mo

Principal & interest$9
FHA mortgage insurance (est.)$1
Est. property taxes$1
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Palm Bay actives

$2 vs $209

Days on market

14 vs 31 typical

Where $2/sqft sits among the 352 Palm Bay actives

5 · this home
215
32
19
35
46
$2–117$117–231$231–345$345–459$459–573$573+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside South Cove

Map of 4414 OVERLOOK DRIVE NE UNIT 18 inside its neighborhood boundary

Drive times from this address

Orlando Int’l Airport (MCO)74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palm Bay. See the full Palm Bay guide →

South Cove — neighborhood snapshot

Population

1,184

Median age

54

Median income

$59,211

Median home value

$213,400

Avg household

2

Households w/ children

76%

For the school run

Brevard County School District

ElementaryPalm Bay Elementary School★★★★★
HighPalm Bay Magnet Senior High School★★★★
MiddleStone Magnet Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Bay market

Seller’s marketBalanced5.9 months of inventoryBuyer’s market

$306K$329K

Palm Bay median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

93 of 352

Palm Bay actives have cut their price

Median sold price, Palm Bay, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the PALM BAY 32905 median. See the full Palm Bay market guide →

Paper trail

This home's history

Jul 11, 2026Listed at $1,550 · 14 days on market since
1985Built · BLUFFS PH 2 CONDOMINUM

Reality check

What actually sold near 4414 OVERLOOK DRIVE NE UNIT 18

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

942 ABETO STREET NESold · Apr ’26

$190,000

942 ABETO STREET NE

2 bd · 1 ba · 1,253 sqft · $152/sqft · 14 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4414 OVERLOOK DRIVE NE UNIT 18 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4414 OVERLOOK DRIVE NE UNIT 18 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

4414 OVERLOOK DRIVE NE UNIT 18 FAQs

What would the monthly payment be for 4414 OVERLOOK DRIVE NE UNIT 18?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $171/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 4414 OVERLOOK DRIVE NE UNIT 18?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Bay?+

At $1,550, this home is listed about 100% below the Palm Bay median of $350,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4414 OVERLOOK DRIVE NE UNIT 18?+

Palm Bay Elementary School (elementary), Palm Bay Magnet Senior High School (high), Stone Magnet Middle School (middle) — Brevard County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of IAD REAL ESTATE · Merly Esgro. MLS #O6420273.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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