
200 OCEAN CREST DRIVE UNIT 1112, PALM COAST, FL, 32137
Pending39 days on marketListed Jun 26, 2026MLS #O6420168
About this home
200 OCEAN CREST DRIVE UNIT 1112
THE PENTHOUSE!!! Feel like you're on top of the world as you walk into this unique, one of a kind condo. It is not only set apart because of incredible expansive views and high ceilings throughout but it's the only one with a second floor loft. As you walk through the front door you are met with the stunning site line of the Atlantic Ocean and as you walk towards it, you almost miss the playful mural of sea creatures that looks like they left the ocean to hang out in the Penthouse. As you continue to be drawn to the ocean, you step out through one of the two sliders on to the largest balcony on the 11th floor. As if the stunning view of the ocean isn't enough, you look out over the many amenities the resort offers including the award winning Ocean Course at Hammock Beach Club. Have you ever seen fireworks at eye level. You will in July and New Year's Eve from your very own balcony. The living room has soaring 18 foot ceilings with a fireplace wall with custom wood and stone. The ventless fireplace has multiple functions with a heater to make things cozy for those cooler nights. Over the fireplace is a 75" frame tv, which conveys with the property that can be used for watching your favorite shows or having your favorite piece of artwork displayed. On the opposite wall are custom shelves to display your personal decor. The kitchen is beautifully appointed with modern cabinets and quartz counter tops and smart appliances. There is also a beverage center for wine and beer. There is seating at the kitchen counter for 4 and the dining room has seating for 6. There are two primary bedrooms in this unit with 14 ft ceilings. They each front the ocean with spectacular views with sliders to access the balcony. Spacious customized walk in closets allow for your clothing needs as well as storage. The primary bathrooms have light up mirrors, large soaking tubs with floor to ceiling tile and walk-in showers with frameless glass enclosures. The two large guest bedrooms are also en suite with both bathrooms having walk-in showers. They also have high ceilings and customized walk in closets. The laundry room has an LG stack washer/dryer with custom shelving built around it to maximize storage on one side and upper and lower cabinets with a quartz countertop. There is also a half bath and two large storage closets to complete the first floor. The loft on the second floor has a 100" screen with a short throw projector (which also conveys) to enjoy all of your favorite sporting events or movies. There is a wet bar, mini fridge and microwave to complete that home theater-like experience. Or you can just sit in the loft and look out the arched windows overlooking the ocean. If you are a golfer, there are two world class courses for you to enjoy with the purchase of a full golf membership or if golf isn't your thing you will only need a social membership to enjoy all the other amenities of the resort. Come and see what life can be at this beautiful property in the Hammocks.
Facts & features
The home at a glance
4
Bedrooms
4.5
Bathrooms
3,764
Sqft
3.6 ac
Lot size
2
Garage
2003
Year built
Two
Levels
$769
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$21,338 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$21,338/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs HAMMOCK BEACH CLUB
$769 vs $495
Days on market
39 vs 52 typical
Where $769/sqft sits among the 6 homes for sale in HAMMOCK BEACH CLUB
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $360K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
2 of 6
HAMMOCK BEACH CLUB have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 656% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 200 OCEAN CREST DRIVE UNIT 1112
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$600,000
200 OCEAN CREST DRIVE UNIT 317 · same community
3 bd · 3 ba · 1,676 sqft · $358/sqft · 731 DOM
Sold · Dec ’25$735,000
200 OCEAN CREST DRIVE UNIT 907 · same community
3 bd · 3 ba · 1,676 sqft · $439/sqft · 1 DOM
Sold · Oct ’25$660,000
200 OCEAN CREST DRIVE UNIT 606 · same community
3 bd · 3 ba · 1,676 sqft · $394/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 200 OCEAN CREST DRIVE UNIT 1112 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 200 OCEAN CREST DRIVE UNIT 1112 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
200 OCEAN CREST DRIVE UNIT 1112 FAQs
What would the monthly payment be for 200 OCEAN CREST DRIVE UNIT 1112?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $21,338/mo — principal and interest, the actual property-tax bill, the $2,900/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 200 OCEAN CREST DRIVE UNIT 1112?+
The association fee works out to $2,900 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 200 OCEAN CREST DRIVE UNIT 1112?+
The most recent tax bill on record (2025) was $18,854. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 200 OCEAN CREST DRIVE UNIT 1112?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $2,895,000, this home is listed about 624% above the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 200 OCEAN CREST DRIVE UNIT 1112?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$2,895,000 runs 656% above the PALM COAST 32137 median — but at 3,764 sqft it's also nearly twice the size of the typical Palm Coast listing.
02Golf Course & Pool & Water views
The golf course and pool and water view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $2,900/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Violet Rosenblit. MLS #O6420168.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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