31638 LAKE DRIVE, EUSTIS, FL, 32736
Active23 days on marketListed Jun 26, 2026MLS #O6420109
About this home
31638 LAKE DRIVE
Charming Country-Feel Home on a Quarter-Acre+ Lot | Eustis Area Welcome to this cozy 3-bedroom, 2-bath home nestled on over a quarter acre of land, offering plenty of room to garden, ride ATVs, or simply enjoy the outdoors at your own pace. Inside, the spacious kitchen has been thoughtfully updated with new cabinetry, granite countertops, and stainless steel appliances. Just off the kitchen, a conveniently located laundry room doubles as a functional hub with two large storage closets, keeping everything organized and within easy reach. The primary bedroom is a true retreat, featuring a walk-in shower and an oversized walk-in closet. Peace of mind comes standard with a newer roof, air conditioner, and hot water heater already in place. Step outside and you'll find a large storage building with a lean-to just steps from the back door, ideal for lawn equipment, tools, or hobby storage. All of this with the relaxed feel of country living, yet you're just a short drive to downtown Eustis, Mount Dora, DeLand, and Deltona, with convenient access to the 429 for easy commuting throughout Central Florida.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
960
Sqft
0.28 ac
Lot size
1985
Year built
One
Levels
$182
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,395 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,395/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.6%
$/sqft vs UNINCORPORATED
$182 vs $326
Days on market
23 vs 36 typical
Where $182/sqft sits among the 30 homes for sale in UNINCORPORATED
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pine Lakes South
Drive times from this address
Get to know Eustis. See the full Eustis guide →
Pine Lakes South — neighborhood snapshot
Population
235
Median age
45
Median income
$54,904
Median home value
$133,010
Avg household
3
Households w/ children
22%
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Eustis market
$336K → $355K
Eustis median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
11 of 30
UNINCORPORATED have cut their price
Median sold price, Eustis, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 62% below the EUSTIS 32736 median. See the full Eustis market guide →
Paper trail
This home's history
Reality check
What actually sold near 31638 LAKE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$465,000
11514 67th Place N, West Palm Beach FL 33412 · same community
3 bd · 2 ba · 1,164 sqft · $399/sqft · 7 DOM
Sold · Jul ’26$268,000
5016 MCDONALD ROAD · same community
3 bd · 2 ba · 1,240 sqft · $216/sqft · 29 DOM
Sold · Mar ’26$325,000
3000 NE 127TH PLACE · same community
3 bd · 2 ba · 1,260 sqft · $258/sqft · 38 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 31638 LAKE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 31638 LAKE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
31638 LAKE DRIVE FAQs
What would the monthly payment be for 31638 LAKE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,395/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 31638 LAKE DRIVE?+
The most recent tax bill on record (2025) was $1,529. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 31638 LAKE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Eustis?+
At $175,000, this home is listed about 54% below the Eustis median of $382,500. The market section on this page shows how the area is trending.
Which schools are assigned to 31638 LAKE DRIVE?+
Seminole Springs Elementary School (elementary), Eustis Middle School (middle), Eustis High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KROLL REALTY GROUP · Chris Cranias. MLS #O6420109.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Eustis homes, in your inbox
Like 31638 LAKE DRIVE but not quite? A daily digest of every new listing in Eustis — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Eric to ping you on any price or status change →