620 COCHRAN ROAD, GENEVA, FL, 32732
Active28 days on marketListed Jun 25, 2026MLS #O6419713
About this home
620 COCHRAN ROAD
Ready to build your dream home? Welcome to this stunning and peaceful property and imagine it nestled in the scattered oak trees. This high and dry property just under 4 acres is the perfect location, it’s within the Geneva bubble area with no HOA. This property is located near "The Flagler Trail" and "The Lake Harney Wilderness Preserve." This preserve includes 300 acres to hike and appreciate the outdoors. Only minutes to the St. Johns River with boating, fishing and enjoying wildlife. The property is conveniently located to the beaches, Space Coast, attractions and Downtown Orlando. Just minutes to Oviedo or Sanford. Additionally just 12 miles to the Sanford/Orlando International Airport. If that's not enough it's also in the highly rated Seminole County School District. There was a former homestead on the property so there might be a possibility of reduced impact fees. What a wonderful place to call home!
Facts & features
The home at a glance
3.97 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,844 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,844/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Geneva
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Geneva. See the full Geneva guide →
GENEVA 32732 — neighborhood snapshot
Population
5,164
Median age
45
Median income
$112,222
Median home value
$466,500
Avg household
2.88
Households w/ children
477
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Geneva market
$465K → $686K
Geneva median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
Median sold price, Geneva, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% below the GENEVA 32732 median. See the full Geneva market guide →
Paper trail
This home's history
Reality check
What actually sold near 620 COCHRAN ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$325,000
411 RACOON TRAIL
3 bd · 2 ba · 1,396 sqft · $233/sqft · 45 DOM
Sold · Apr ’26$340,000
146 AVENUE C
4 bd · 2 ba · 1,403 sqft · $242/sqft · 98 DOM
Sold · Oct ’25$359,900
151 FLORIDA AVENUE
3 bd · 2 ba · 1,510 sqft · $238/sqft · 29 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 620 COCHRAN ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 620 COCHRAN ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
620 COCHRAN ROAD FAQs
What would the monthly payment be for 620 COCHRAN ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,844/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 620 COCHRAN ROAD?+
The most recent tax bill on record (2025) was $2,210. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Geneva?+
At $395,000, this home is listed about 53% below the Geneva median of $849,000. The market section on this page shows how the area is trending.
Which schools are assigned to 620 COCHRAN ROAD?+
Geneva Elementary School (elementary), Chiles Middle School (middle), Oviedo High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SEMINOLE WOODS REALTY, INC. · Paula Billingsley. MLS #O6419713.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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