177 OVEROAKS PLACE, SANFORD, FL, 32771
Active43 days on marketListed Jun 22, 2026MLS #O6418808
About this home
177 OVEROAKS PLACE
Welcome to Terra Bella, an intimate gated community of just 34 homes where privacy, convenience and comfortable everyday living come together. Complemented by an affordable annual HOA, the neighborhood offers the appeal of a gated setting without the higher fees often associated with similar communities. Spanning a generous 2,147 square feet of living space, this single-story residence features a bright, open floor plan designed to bring together family and guests with ease. The spacious living areas flow naturally into the heart of the home, creating an inviting atmosphere for everyday living and entertaining. Recent improvements provide peace of mind, including a 2021 roof and a 2024 HVAC system. A tranquil water view welcomes you from the front of the property, while the private backyard offers a peaceful setting for outdoor relaxation and enjoyment. Adding to the home's appeal, the long driveway provides generous parking and enhances the sense of space and separation from neighboring residences. Ideally near an abundance of shopping, dining and everyday conveniences, the home also offers quick access to major highways connecting you to Orlando, world-famous attractions, Florida's beautiful beaches and beyond. Combining a desirable single-story design, meaningful updates, and a boutique gated setting, this Terra Bella residence presents an exceptional opportunity to enjoy the best of Central Florida living.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,147
Sqft
0.39 ac
Lot size
2
Garage
2004
Year built
One
Levels
$240
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,742 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,742/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.2%
$/sqft vs Sanford actives
$240 vs $216
Days on market
43 vs 32 typical
Where $240/sqft sits among the 395 Sanford actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sanford
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sanford. See the full Sanford guide →
SANFORD 32771 — neighborhood snapshot
Population
59,708
Median age
38.7
Median income
$74,520
Median home value
$332,500
Avg household
2.66
Households w/ children
7,359
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sanford market
$354K → $378K
Sanford median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
207 of 395
Sanford actives have cut their price
Median sold price, Sanford, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 47% above the SANFORD 32771 median. See the full Sanford market guide →
Paper trail
This home's history
Reality check
What actually sold near 177 OVEROAKS PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$525,000
5328 FOX RUN ROAD · same community
3 bd · 2.5 ba · 1,872 sqft · $280/sqft · 90 DOM
Sold · May ’26$560,000
5410 CREEPING HAMMOCK DRIVE · same community
3 bd · 2 ba · 1,655 sqft · $338/sqft · 10 DOM
Sold · Sep ’25$525,000
6729 SYLVAN WOODS DRIVE
4 bd · 2 ba · 2,210 sqft · $238/sqft · 50 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 177 OVEROAKS PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 177 OVEROAKS PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
177 OVEROAKS PLACE FAQs
What would the monthly payment be for 177 OVEROAKS PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,742/mo — principal and interest, the actual property-tax bill, the $96/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 177 OVEROAKS PLACE?+
The association fee works out to $96 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 177 OVEROAKS PLACE?+
The most recent tax bill on record (2025) was $2,728. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 177 OVEROAKS PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sanford?+
At $514,900, this home is listed about 36% above the Sanford median of $379,950. The market section on this page shows how the area is trending.
Which schools are assigned to 177 OVEROAKS PLACE?+
Goldsboro Elementary Magnet (elementary), Idyllwilde Elementary School (elementary), Bentley Elementary School (elementary), Seminole High School (high), Wilson Elementary School (elementary), Markham Woods Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$514,900 runs 47% above the SANFORD 32771 median — but at 2,147 sqft it's also 23% larger than the typical Sanford listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Goldsboro Elementary Magnet, Idyllwilde Elementary School, Bentley Elementary School, Seminole High School, Wilson Elementary School, Markham Woods Middle School — Goldsboro Elementary Magnet rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER SOTHEBYS INT'L REALTY · Mel Bernstein. MLS #O6418808.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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