Eric Chery
$399,000$415,0003 bd2 ba1,537 sqft$260 /sqft$3,071 /mo all-in ↓

103 RIDGECREST DRIVE, EUSTIS, FL, 32726

Active25 days on marketListed Jun 25, 2026MLS #O6418605

Reduced $16KPrivate poolSingle Family ResidenceEUSTIS RIDGEVIEW AT CROOKED LAKE

About this home

103 RIDGECREST DRIVE

Beautifully updated and move-in ready, this 3-bedroom, 2-bath pool home is nestled on a spacious .32-acre lot in the desirable Ridgeview at Crooked Lake community. Offering a low HOA and an ideal location, this home blends modern updates with comfortable Florida living. Step inside to soaring vaulted ceilings, abundant natural light, and an open split-bedroom floor plan designed for everyday living and entertaining. The beautifully remodeled kitchen (2023) features custom wood cabinetry, quartz countertops, stainless steel appliances, stylish backsplash, recessed lighting, and ample prep space overlooking the main living areas. The inviting living room centers around a cozy wood-burning fireplace, creating the perfect gathering space. The spacious primary suite offers a walk-in closet and a beautifully renovated en-suite bath with dual vanities and a walk-in glass shower. Two additional bedrooms, an updated guest bath, and a versatile bonus room for a home office/ flex space. Thoughtfully updated throughout, this home features laminate flooring (2023), remodeled bathrooms (2023), fresh interior paint (2024), exterior paint (2021), newly textured and painted ceilings (2022), recessed lighting (2023), all new interior doors, baseboards and door trim (2023), a new front storm door, white sliding glass door in the bonus room (2021), aluminum insulated garage door with 2023 opener, Rheem HVAC (2016), architectural shingle roof (2012). Step outside to your own private Florida oasis. The expansive screened lanai overlooks the sparkling in-ground pool and beautifully landscaped backyard featuring fresh mulch, decorative rock, a fire pit area, mature hedges for added privacy, and large gated side-yard access. Whether hosting family and friends or simply relaxing poolside, this backyard was designed to be enjoyed year-round. Beyond the home itself, the location is exceptional. Just minutes from the award-winning downtowns of Mount Dora and Eustis, you’ll enjoy boutique shopping, waterfront dining, local festivals, farmers markets, art shows, and a vibrant small-town atmosphere. Outdoor enthusiasts will appreciate nearby parks, lakes, nature preserves, walking and biking trails, along with endless opportunities for boating, fishing, and kayaking. Convenient access to SR 429, the Florida Turnpike, Orlando, Sanford, and multiple international airports makes commuting and travel effortless while keeping Central Florida’s world-famous attractions within easy reach. This meticulously maintained home offers the perfect combination of quality updates, functional living space, outstanding outdoor amenities, and an unbeatable location. Schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,537

Sqft

0.32 ac

Lot size

2

Garage

1986

Year built

One

Levels

$260

Per sqft

Private poolFireplacePets allowed

Inside

FlooringLaminate
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Primary Bedroom Main Floor · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingHeat Pump

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesWest
ExteriorIrrigation System

Community & fees

HOA fee$15/mo
Taxes (2025)$4,442/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,071 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,349
FHA mortgage insurance (est.)$176
Property tax — 2025 actual bill$370
HOA fee — from the listing$15
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,965Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,965
Interest rate6.00%
Loan term

Estimated payment

$3,071/mo

Principal & interest$2,349
FHA mortgage insurance (est.)$176
Property taxes (actual bill)$370
HOA / condo fee$15
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $399K
$278KedgeAI estimate $295,831 · range $289K$312K$415K

vs edgeAI estimate

+34.9%

$/sqft vs Eustis actives

$260 vs $205

Days on market

25 vs 36 typical

Where $260/sqft sits among the 200 Eustis actives

89
56
24 · this home
11
6
14
$141–198$198–255$255–312$312–369$369–427$427+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Eustis

Map of 103 RIDGECREST DRIVE

Drive times from this address

Downtown Orlando45 min
Universal Orlando46 min
Orlando Int’l Airport (MCO)53 min
Walt Disney World57 min

Get to know Eustis. See the full Eustis guide →

EUSTIS 32726 — neighborhood snapshot

Population

23,885

Median age

40.6

Median income

$60,750

Median home value

$230,400

Avg household

2.38

Households w/ children

2,736

For the school run

Lake County School District

HighEustis High School★★★★★
MiddleEustis Middle School★★★★
ElementaryTriangle Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Eustis market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$336K$355K

Eustis median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

97 of 200

Eustis actives have cut their price

Median sold price, Eustis, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 37% above the EUSTIS 32726 median. See the full Eustis market guide →

Paper trail

This home's history

CurrentPrice reduced to $399,000 $16K
Jun 25, 2026Listed at $415,000 · 25 days on market since
1986Built · EUSTIS RIDGEVIEW AT CROOKED LAKE

Reality check

What actually sold near 103 RIDGECREST DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2309 FAIRVIEW COURTSold · Jan ’26

$345,000

2309 FAIRVIEW COURT · same community

3 bd · 2 ba · 2,004 sqft · $172/sqft · 233 DOM

1726 OVERLOOK DRIVESold · Feb ’26

$435,000

1726 OVERLOOK DRIVE

3 bd · 2 ba · 1,534 sqft · $284/sqft · 2 DOM

432 WINTER SOLSTICE LANESold · Feb ’26

$356,000

432 WINTER SOLSTICE LANE

3 bd · 2 ba · 1,533 sqft · $232/sqft · 86 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 103 RIDGECREST DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 103 RIDGECREST DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

103 RIDGECREST DRIVE FAQs

What would the monthly payment be for 103 RIDGECREST DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,071/mo — principal and interest, the actual property-tax bill, the $15/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 103 RIDGECREST DRIVE?+

The association fee works out to $15 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 103 RIDGECREST DRIVE?+

The most recent tax bill on record (2025) was $4,442. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 103 RIDGECREST DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Eustis?+

At $399,000, this home is listed about 4% above the Eustis median of $382,500. The market section on this page shows how the area is trending.

Which schools are assigned to 103 RIDGECREST DRIVE?+

Eustis High School (high), Eustis Middle School (middle), Triangle Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$399,000 runs 37% above the EUSTIS 32726 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $415,000, now $399,000 — a $16K cut. The full history is in the market section below.

Listing courtesy of WATSON REALTY CORP · Beth Stoothoff. MLS #O6418605.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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