4532 PERDITA LANE, LUTZ, FL, 33558
Active24 days on marketListed Jun 29, 2026MLS #O6418358
About this home
4532 PERDITA LANE
Virtually Staged. Experience Florida living at its finest in this stunning 4-bedroom, 2-bathroom home located in the highly desirable Villa Rosa community in Lutz. Perfectly positioned in a sought-after neighborhood known for its charm, convenience, and beautifully maintained surroundings, this home offers the ideal blend of comfort, style, and everyday functionality. Step inside to a bright and inviting. The kitchen is a true highlight, offering abundant cabinetry, plenty of drawer storage, stainless steel appliances, and a welcoming breakfast bar—the perfect spot for morning coffee or casual meals. Enjoy the best of indoor-outdoor living with a spacious screened-in patio, ideal for relaxing or hosting gatherings, all overlooking your fully fenced backyard—a private retreat perfect for pets, play, or future outdoor enhancements. A two-car garage provides excellent storage and parking convenience, rounding out this well-appointed home. Don’t miss your chance to own this exceptional property before it slips away.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,788
Sqft
0.14 ac
Lot size
2
Garage
1999
Year built
One
Levels
$247
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,284 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,284/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.9%
$/sqft vs Lutz actives
$247 vs $244
Days on market
24 vs 35 typical
Where $247/sqft sits among the 262 Lutz actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lutz
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
LUTZ 33558 — neighborhood snapshot
Population
30,912
Median age
40.4
Median income
$107,427
Median home value
$479,300
Avg household
2.76
Households w/ children
4,377
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$580K → $487K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
147 of 262
Lutz actives have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% above the LUTZ 33558 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 4532 PERDITA LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$545,000
19106 ABERCORN PLACE
3 bd · 2 ba · 1,739 sqft · $313/sqft · 41 DOM
Sold · Aug ’25$390,400
19106 ABERCORN PLACE
3 bd · 2 ba · 1,739 sqft · $224/sqft · 104 DOM
Sold · Dec ’25$470,000
19104 CELLINI PLACE
3 bd · 2 ba · 1,734 sqft · $271/sqft · 90 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4532 PERDITA LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4532 PERDITA LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
4532 PERDITA LANE FAQs
What would the monthly payment be for 4532 PERDITA LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,284/mo — principal and interest, the actual property-tax bill, the $81/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4532 PERDITA LANE?+
The association fee works out to $81 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4532 PERDITA LANE?+
The most recent tax bill on record (2025) was $2,946. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4532 PERDITA LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $442,000, this home is listed about 10% below the Lutz median of $489,999. The market section on this page shows how the area is trending.
Which schools are assigned to 4532 PERDITA LANE?+
McKitrick Elementary School (elementary), Martinez Middle School (middle), Steinbrenner High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$442,000 runs 19% above the LUTZ 33558 median.
02Strong assigned schools
McKitrick Elementary School, Martinez Middle School, Steinbrenner High School, Patricia Sullivan Metropolitan Ministries Partnership School — McKitrick Elementary School rates 5 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $455,000, now $442,000 — a $13K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MARK SPAIN REAL ESTATE · Jeff Jones. MLS #O6418358.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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