5042 DANCY LANE, ST CLOUD, FL, 34772
Active31 days on marketListed Jun 18, 2026MLS #O6418328
Come see it
Upcoming open houses
Sat, Jul 25
10:00 AM – 4:00 PM
We look forward to meeting you! Please check in at the Sales Office upon arrival. If you would like to view this home during a weekday, please contact us to schedule an appointment. For appointments, call 689-202-2600.
Sun, Jul 26
12:00 AM – 4:00 PM
We look forward to meeting you! Please check in at the Sales Office upon arrival. If you would like to view this home during a weekday, please contact us to schedule an appointment. For appointments, call 689-202-2600.
About this home
5042 DANCY LANE
Under Construction. Step into the Mystique, a single-story home offering 3 spacious bedrooms, 2 beautifully appointed bathrooms, and an enclosed flex room—perfect for a home office or quiet retreat. The open-concept layout seamlessly connects the kitchen, café, and gathering room, creating an airy atmosphere. The many windows bathe the entire space in natural light, elevating the overall feeling of openness. The heart of the home is the chef-inspired kitchen, where white cabinetry meets luxurious quartz countertops. Thoughtfully designed features like soft-close drawers, easy-reach corner cabinets, double roll-out trays, and a waste basket drawer make the kitchen as functional as it is beautiful. A decorative tile backsplash and stainless-steel single bowl sink enhance the space, while the built-in Whirlpool stainless steel appliances—including a natural gas cooktop and a refrigerator—ensure you have everything you need for both everyday meals and special occasions. The kitchen flows effortlessly into the café and gathering room, where a stunning zero corner sliding glass door leads to the extended covered lanai, making this home ideal for seamless indoor-outdoor living. Retreat to the luxurious owner’s suite, a serene sanctuary with a spacious walk-in closet and a spa-like en suite bathroom. Dual vanity sinks, a walk-in shower rain shower head, an enclosed toilet, and a linen closet complete the tranquil space. The two additional spare bedrooms and bathroom, along with the enclosed flex room, provide ample space for family and guests. The upgraded laundry room with cabinetry, countertops, utility sink, and Whirlpool washer and dryer make daily tasks a breeze. Designer-curated finishes elevate every corner of this home, including wood-look luxury vinyl plank flooring throughout the entire home (except in the bathrooms and laundry room, which are outfitted with tile), pendant pre-wire in the kitchen, matte black hardware and plumbing fixtures, 2” faux wood blinds, 8’ interior doors, comfort-height toilets, rain gutters, and Sherwin Williams City Loft Interior Wall Paint throughout. Enjoy the convenience of modern living with a smart thermostat, video doorbell, and LED downlighting. With its stunning design and thoughtful touches, the Mystique home provides the perfect blend of luxury and functionality for today’s lifestyle.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,056
Sqft
0.14 ac
Lot size
2
Garage
2026
Year built
One
Levels
$243
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,849 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,849/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.2%
$/sqft vs St Cloud actives
$243 vs $221
Days on market
31 vs 33 typical
Where $243/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
188 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% above the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 5042 DANCY LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$465,000
2769 REDBLUSH TERRACE · same community
2 bd · 2.5 ba · 2,107 sqft · $221/sqft · 191 DOM
Sold · Mar ’26$438,500
2758 MIDSWEET AVENUE · same community
2 bd · 2 ba · 1,981 sqft · $221/sqft · 69 DOM
Sold · May ’26$466,870
2658 MIDSWEET AVENUE · same community
2 bd · 2 ba · 1,921 sqft · $243/sqft · 105 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5042 DANCY LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5042 DANCY LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
5042 DANCY LANE FAQs
What would the monthly payment be for 5042 DANCY LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,849/mo — principal and interest, the actual property-tax bill, the $310/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5042 DANCY LANE?+
The association fee works out to $310 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5042 DANCY LANE?+
The most recent tax bill on record (2025) was $2,633. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5042 DANCY LANE?+
The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $499,250, this home is listed about 17% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5042 DANCY LANE?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PULTE REALTY OF NORTH FLORIDA LLC · Adrienne Escott. MLS #O6418328.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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