3651 DAYDREAM PLACE, ST CLOUD, FL, 34772
Active40 days on marketListed Jun 13, 2026MLS #O6416673
Come see it
Upcoming open house
Sat, Jul 25
11:00 AM – 2:00 PM
About this home
3651 DAYDREAM PLACE
Welcome to this beautifully updated two-story residence in the highly sought-after Esprit community of Saint Cloud. Featuring a NEW roof in 2025, NEW A/C in 2022, NEW dishwasher in 2026 and water heater in 2019, this move-in-ready home offers the perfect blend of modern updates, spacious living, and everyday comfort. The remodeled kitchen serves as the heart of the home, showcasing contemporary finishes, abundant cabinetry, and generous counter space designed for both daily living and effortless entertaining. Boasting 5 spacious bedrooms, 3.5 bathrooms, and an expansive bonus room, this home offers exceptional flexibility for growing families, remote work, guests, or recreation. Soaring ceilings, luxury vinyl flooring, and abundant natural light create a bright and inviting atmosphere throughout. The first-floor primary suite provides a private retreat, while the open-concept layout seamlessly connects the living and dining areas. Step outside to a well-maintained backyard, perfect for enjoying Florida's year-round sunshine. Residents of Esprit enjoy access to community amenities including a pool and park, all while being conveniently located near major highways, shopping, dining, and top-rated schools. Don't miss this exceptional opportunity to own a beautifully maintained, thoughtfully updated home offering over 3,400 square feet of living space in one of Saint Cloud's most desirable communities.
Facts & features
The home at a glance
5
Bedrooms
3.5
Bathrooms
3,486
Sqft
0.19 ac
Lot size
2
Garage
2006
Year built
Two
Levels
$162
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,874 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,874/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.4%
$/sqft vs St Cloud actives
$162 vs $221
Days on market
40 vs 33 typical
Where $162/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Esprit, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,369/mo median
Live St Cloud rental listing data — this home’s rate depends on size, condition and furnishing.
The Saint Cloud short-term market
▼ Softening44%
Occupancy
▼ 9% yr/yr
$182
Avg nightly rate
▼ 21% yr/yr
$19K/yr
Revenue per listing
$84
RevPAR
38 days
Booking lead time
4.9 nights
Avg stay
4
Typical min nights
58
Active rentals
▲ 14% supply
Seasonality — monthly occupancy
Peaks at 54% in Feb · bottoms at 36% in May
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Saint Cloud — the projection above is specific to this home’s size.
Where it sits
Inside Esprit
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Esprit is a short-term-rental community. See the full guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
194 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 53% above the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 3651 DAYDREAM PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$420,000
3759 MOON DANCER PLACE · same community
5 bd · 2.5 ba · 2,847 sqft · $148/sqft · 15 DOM
Sold · Jun ’26$423,000
3657 DAYDREAM PLACE · same community
4 bd · 3 ba · 2,639 sqft · $160/sqft · 13 DOM
Sold · Jun ’26$435,000
3772 MOON DANCER PLACE · same community
4 bd · 2.5 ba · 2,541 sqft · $171/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3651 DAYDREAM PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3651 DAYDREAM PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
3651 DAYDREAM PLACE FAQs
What would the monthly payment be for 3651 DAYDREAM PLACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,874/mo — principal and interest, the actual property-tax bill, the $85/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3651 DAYDREAM PLACE?+
The association fee works out to $85 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3651 DAYDREAM PLACE?+
The most recent tax bill on record (2025) was $4,417. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 3651 DAYDREAM PLACE be rented short-term?+
Yes — this home sits inside Esprit, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 3651 DAYDREAM PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $565,000, this home is listed about 33% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3651 DAYDREAM PLACE?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SET HOMES REALTY LLC · Vanesa Vega. MLS #O6416673.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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