Eric Chery
$6,2504 bd3.5 ba2,913 sqft$2 /sqft$205 /mo all-in ↓

1074 SEAGRAPE DRIVE, RUSKIN, FL, 33570

Active43 days on marketListed Jun 9, 2026MLS #O6415434

Priced 98% below the Ruskin medianSingle Family ResidenceANTIGUA COVE PH 3B

About this home

1074 SEAGRAPE DRIVE

Experience the luxury South Florida lifestyle in this stunning 4-bedroom, 3.5-bath new-construction Biscayne home, newly listed in the desirable gated community of South Shore Yacht Club. This private waterfront residence features two open-concept patios that showcase breathtaking cove views and abundant Florida sunshine year-round. The first floor offers a welcoming reception area, an open floor plan with a spacious family room, high ceilings, and a laundry room equipped with new washer and dryer units. The gourmet kitchen is designed to impress, featuring new stainless-steel appliances, a gas stove, quartz countertops, ample cabinetry, and an oversized pantry for exceptional storage. The first-floor primary suite offers direct access to the covered waterfront deck and includes a luxurious private bathroom with dual vanities, a walk-in shower, and a spacious walk-in closet. Upstairs, you'll find an open loft area and a private deck overlooking the cove, where dolphins are often spotted. The second bedroom features its own private bathroom, while the third and fourth bedrooms provide generous space and comfort. Even more exciting, construction is underway on a private dock and professional boat lift capable of accommodating boats up to 35 feet and 13,000 lbs. The cove is known as a popular inshore fishing destination and offers frequent wildlife sightings, including dolphins. Residents enjoy membership to the South Shore Yacht Club, including access to the fitness center, clubhouse, private lounge, and resort-style pool. Basic cable and Wi-Fi are included with the rent. Additional features include wood-look tile flooring throughout the main level and genuine hardwood flooring on the stairs and second floor, creating a timeless and hypoallergenic living environment. This exceptional waterfront property is available by appointment only. The home is currently occupied, and a 48-hour notice is required for all showings. Move-in availability begins September 14. Our team shows properties seven days a week.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

2,913

Sqft

0.1 ac

Lot size

2

Garage

2024

Year built

Two

Levels

$2

Per sqft

Water view

Inside

FlooringCeramic Tile · Parquet · Tile · Hardwood
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator · Washer
InteriorWalk-In Closet(s)
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

ViewWater
ParkingDriveway · Garage Door Opener

Community & fees

PetsNo
CommunityDock · Intracoastal Waterway · Water Access · Gated Community - No Guard · Pool · Sidewalks

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$205 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$37
FHA mortgage insurance (est.)$3
Est. property taxes (1.1%/yr)$6
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $219Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $219
Interest rate6.00%
Loan term

Estimated payment

$205/mo

Principal & interest$37
FHA mortgage insurance (est.)$3
Est. property taxes$6
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Ruskin

Map of 1074 SEAGRAPE DRIVE

Drive times from this address

Downtown Tampa43 min
Tampa Int’l Airport (TPA)55 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Ruskin. See the full Ruskin guide →

The numbers that matter

The Ruskin market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$330K$320K

Ruskin median sold, yr/yr

98.5%

Sale-to-list ratio (12 mo)

Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 98% below the Ruskin median. See the full Ruskin market guide →

Paper trail

This home's history

Jun 9, 2026Listed at $6,250 · 43 days on market since
2024Built · ANTIGUA COVE PH 3B

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1074 SEAGRAPE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1074 SEAGRAPE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

1074 SEAGRAPE DRIVE FAQs

What would the monthly payment be for 1074 SEAGRAPE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $205/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 1074 SEAGRAPE DRIVE?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ruskin?+

At $6,250, this home is listed about 98% below the Ruskin median of $349,850. The market section on this page shows how the area is trending.

Listing courtesy of BAHIA INTERNATIONAL REALTY · Raul Aleman. MLS #O6415434.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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