Eric Chery
$670,0005 bd3 ba2,093 sqft$320 /sqft$4,812 /mo all-in ↓

5725 PADGETT CIRCLE, ORLANDO, FL, 32839

Active29 days on marketListed Jun 24, 2026MLS #O6414930

WaterfrontSingle Family ResidenceACREAGE

About this home

5725 PADGETT CIRCLE

A private dock with a covered boat slip and lift sits past the lawn, ready for the boat, the wakeboard, and every summer that follows. The lot runs wide and flat to the shoreline, with room to run, play, and spread out. Mature oaks and Spanish moss frame the view. Downtown Orlando sits on the horizon. Step inside and the lake follows you. Tile and wood run throughout the home. A brick wood-burning fireplace anchors the living room, flanked by built-in shelving. Light pours through wide windows all day long. The kitchen stays ready for the after-lake crowd, with stainless appliances and counter space to work. Sliding glass doors open off just off the dining room and lead out to the patio, with the water just beyond. Five bedrooms mean everyone gets room to spread out. But the real story is out back, where the lawn rolls down to your own stretch of shoreline. Out front, the circular drive parks the boats, the trailers, and the guests with room to spare. The dock stays ready. The water stays close. Live where the weekend starts at your own shoreline. Minutes to I-4, SR 528, and SR 417, with the Florida Mall, downtown Orlando, and MCO Airport all within easy reach.

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

2,093

Sqft

1.02 ac

Lot size

2

Garage

1961

Year built

One

Levels

$320

Per sqft

WaterfrontFireplaceWater viewPets allowed

Inside

FlooringTile · Hardwood
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Thermostat
LaundryElectric Dryer Hookup · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewWater
FacesWest
ParkingDriveway · Garage Door Opener · Garage Faces Side
ExteriorLighting · Private Mailbox · Private Yard · Sliding Doors

Community & fees

Taxes (2025)$9,431/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,812 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,615
PMI (est., until 20% equity)$251
Property tax — 2025 actual bill$786
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $67,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $67,000
Interest rate6.00%
Loan term

Estimated payment

$4,812/mo

Principal & interest$3,615
PMI (est., until 20% equity)$251
Property taxes (actual bill)$786
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $670K
$399KedgeAI estimate $454,599 · range $416K$520K$697K

vs edgeAI estimate

+47.4%

Days on market

29 vs 34 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Holden Avenue

Map of 5725 PADGETT CIRCLE inside its neighborhood boundary

Drive times from this address

Downtown Orlando12 min
Orlando Int’l Airport (MCO)17 min
Universal Orlando18 min
Walt Disney World28 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

Holden Avenue — neighborhood snapshot

Population

4,167

Median age

43

Median income

$63,123

Median home value

$338,260

Avg household

3

Households w/ children

414

For the school run

Orange County School District

HighOak Ridge High★★★★★
ElementaryPineloch Elementary★★★★
MiddleMemorial Middle★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$400K$405K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 15758% above the ORLANDO 32839 median. See the full Orlando market guide →

Paper trail

This home's history

Jun 24, 2026Listed at $670,000 · 29 days on market since
1961Built · ACREAGE

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5725 PADGETT CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5725 PADGETT CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

5725 PADGETT CIRCLE FAQs

What would the monthly payment be for 5725 PADGETT CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,812/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 5725 PADGETT CIRCLE?+

The most recent tax bill on record (2025) was $9,431. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5725 PADGETT CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $670,000, this home is listed about 72% above the Orlando median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5725 PADGETT CIRCLE?+

Oak Ridge High (high), Pineloch Elementary (elementary), Memorial Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of HOMEVEST REALTY · Brad Young. MLS #O6414930.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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