Eric Chery
$650,000$675,0003 bd2 ba1,819 sqft$357 /sqft$4,625 /mo all-in ↓

9110 PALM TREE DRIVE, WINDERMERE, FL, 34786

Active41 days on marketListed Jun 12, 2026MLS #O6414631

Priced 20% below the WINDERMERE 34786 medianReduced $25KPrivate poolSingle Family ResidenceSILVER WOODS PH 02

About this home

9110 PALM TREE DRIVE

Welcome home. This wonderfully kept move-in ready 3 bedroom, 2 bathroom pool home is located in one of SouthWest Orlando's sought after communities, Silver Woods. It features travertine tile flooring throughout most of the home with engineered hardwood flooring in all the bedrooms, an open kitchen with stainless steel appliances and granite countertops overlooking the family room and an inside laundry room for your convenience. After long days, step outside on the patio and enjoy lounging around the open-air sparkling pool. The back yard also has plenty of space for the kids and pets to play. The major components of the home: roof 2022, A/C 2015, water heater 2023, GE electrical panel and CPVC plumbing.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,819

Sqft

0.25 ac

Lot size

2

Garage

1985

Year built

One

Levels

$357

Per sqft

Private poolPets allowed

Inside

FlooringEngineered Hardwood · Travertine
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorEating Space In Kitchen · Solid Surface Counters · Split Bedroom · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System

Community & fees

HOA fee$32/mo
Taxes (2025)$8,182/yr
PetsYes
CommunityTennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,625 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,507
PMI (est., until 20% equity)$244
Property tax — 2025 actual bill$682
HOA fee — from the listing$32
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $65,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $65,000
Interest rate6.00%
Loan term

Estimated payment

$4,625/mo

Principal & interest$3,507
PMI (est., until 20% equity)$244
Property taxes (actual bill)$682
HOA / condo fee$32
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $650K
$547KedgeAI estimate $610,603 · range $570K$712K$740K

vs edgeAI estimate

+6.5%

$/sqft vs Windermere actives

$357 vs $348

Days on market

41 vs 32 typical

Where $357/sqft sits among the 239 Windermere actives

130 · this home
47
24
15
6
17
$225–376$376–527$527–678$678–829$829–979$979+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Silver Woods

Map of 9110 PALM TREE DRIVE inside its neighborhood boundary

Drive times from this address

Universal Orlando9 min
Downtown Orlando17 min
Walt Disney World24 min
Orlando Int’l Airport (MCO)29 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Windermere. See the full Windermere guide →

Silver Woods — neighborhood snapshot

Population

693

Median age

58

Median income

$151,250

Avg household

2

Households w/ children

62%

For the school run

Orange County School District

MiddleChain Of Lakes Middle★★★★
HighOlympia High★★★★★
ElementaryWindermere Elementary★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Windermere market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$839K$1.0M

Windermere median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

114 of 239

Windermere actives have cut their price

Median sold price, Windermere, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 20% below the WINDERMERE 34786 median. See the full Windermere market guide →

Paper trail

This home's history

CurrentPrice reduced to $650,000 $25K
Jun 12, 2026Listed at $675,000 · 41 days on market since
1985Built · SILVER WOODS PH 02

Reality check

What actually sold near 9110 PALM TREE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9150 PALM TREE DRIVESold · Dec ’25

$510,000

9150 PALM TREE DRIVE · same community

3 bd · 2 ba · 1,819 sqft · $280/sqft · 55 DOM

4833 PALM TREE COURTSold · Aug ’25

$635,000

4833 PALM TREE COURT · same community

4 bd · 2.5 ba · 2,020 sqft · $314/sqft · 44 DOM

4825 PALM TREE COURTSold · Feb ’26

$680,000

4825 PALM TREE COURT · same community

4 bd · 2.5 ba · 2,100 sqft · $324/sqft · 9 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 9110 PALM TREE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9110 PALM TREE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

9110 PALM TREE DRIVE FAQs

What would the monthly payment be for 9110 PALM TREE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,625/mo — principal and interest, the actual property-tax bill, the $32/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 9110 PALM TREE DRIVE?+

The association fee works out to $32 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 9110 PALM TREE DRIVE?+

The most recent tax bill on record (2025) was $8,182. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9110 PALM TREE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Windermere?+

At $650,000, this home is listed about 41% below the Windermere median of $1,099,500. The market section on this page shows how the area is trending.

Which schools are assigned to 9110 PALM TREE DRIVE?+

Chain Of Lakes Middle (middle), Olympia High (high), Windermere Elementary (elementary) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the WINDERMERE 34786 market on paper

$650,000 is 20% below the WINDERMERE 34786 median of $810,000, and at $357/sqft it sits under the Windermere average of $447.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Chain Of Lakes Middle, Olympia High, Windermere Elementary — Windermere Elementary rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $675,000, now $650,000 — a $25K cut. The full history is in the market section below.

Listing courtesy of VICARI REALTY CORP · Tony Vicari. MLS #O6414631.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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