Eric Chery
$729,000$775,0004 bd2.5 ba2,945 sqft$248 /sqft$5,213 /mo all-in ↓

3524 BANANA SHRUB BOULEVARD, CLERMONT, FL, 34711

Active61 days on marketListed Jun 4, 2026MLS #O6412897

Reduced $46KSingle Family ResidenceWATERBROOKE PH 6A

About this home

3524 BANANA SHRUB BOULEVARD

Welcome to the stunning Pensacola floor plan in the amazing and gated WATERBROOKE community! Beautifully maintained, this like-new home offers a bright open-concept layout with an upgraded kitchen featuring a large quartz island, abundant cabinetry, and seamless flow into the dining and great room. First-floor flex space is perfect for an office, playroom, or formal sitting area. Upstairs includes a spacious loft and a luxurious owner’s suite with dual oversized walk-in closets and a spa-inspired bath. Enjoy outdoor living on the screen-enclosed lanai with an extended paver patio and vinyl-fenced backyard. Seller Upgrades: EV charger, whole-home water filtration/softener with reverse osmosis (negotiable), LVP flooring (waterproof & scratch-resistant), light color cedar stairs with upgraded railings, 5½” baseboards, epoxy 3-car garage flooring, roof racks in both garages, kitchen island accent wall, full-house gutters, insulated garage roof, window treatments, and custom media wall. Community amenities include a resort-style pool, fitness center, yoga lawn, splash pad, tot lot, paw park, and green spaces — all with low HOA and no CDD. Conveniently located near Clermont and Winter Garden, top-rated schools, shopping, dining, and major highways. This move-in-ready home offers exceptional value with extensive upgrades throughout and no need to wait 6+ months for new construction. Seller is offering buyer concessions towards closing costs and/or interest rate buy-down with reasonable offer. Schedule your showing today!

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,945

Sqft

0.15 ac

Lot size

3

Garage

2024

Year built

Two

Levels

$248

Per sqft

Pets allowed

Inside

FlooringCeramic Tile · Luxury Vinyl · Porcelain Tile
AppliancesCooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Kitchen Reverse Osmosis System · Microwave · Refrigerator · Washer · Water Purifier · Water Softener
InteriorBuilt-in Features · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete
FoundationConcrete Perimeter
FacesSouth
ParkingElectric Vehicle Charging Station(s) · Garage Door Opener
ExteriorBalcony · Irrigation System

Community & fees

HOA fee$130/mo
Taxes (2025)$8,593/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Available · Public · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,213 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,934
PMI (est., until 20% equity)$273
Property tax — 2025 actual bill$716
HOA fee — from the listing$130
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $72,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $72,900
Interest rate6.00%
Loan term

Estimated payment

$5,213/mo

Principal & interest$3,934
PMI (est., until 20% equity)$273
Property taxes (actual bill)$716
HOA / condo fee$130
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $729K
$647KedgeAI estimate $885,301 · range $674K$1.4M$1.4M

vs edgeAI estimate

−17.7%

$/sqft vs Clermont actives

$248 vs $225

Days on market

61 vs 42 typical

Where $248/sqft sits among the 400 Clermont actives

128
138
66 · this home
30
11
27
$169–206$206–244$244–282$282–319$319–357$357+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clermont

Map of 3524 BANANA SHRUB BOULEVARD

Drive times from this address

Downtown Orlando26 min
Universal Orlando29 min
Walt Disney World37 min
Orlando Int’l Airport (MCO)41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clermont. See the full Clermont guide →

CLERMONT 34711 — neighborhood snapshot

Population

69,727

Median age

43.7

Median income

$88,474

Median home value

$369,900

Avg household

2.69

Households w/ children

7,374

For the school run

Lake County School District

HighEast Ridge High School★★★★★
MiddleWindy Hill Middle School★★★★★
ElementaryPine Ridge Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clermont market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$443K$468K

Clermont median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

206 of 400

Clermont actives have cut their price

Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 60% above the CLERMONT 34711 median. See the full Clermont market guide →

Paper trail

This home's history

CurrentPrice reduced to $729,000 $46K
Jun 4, 2026Listed at $775,000 · 61 days on market since
2024Built · WATERBROOKE PH 6A

Reality check

What actually sold near 3524 BANANA SHRUB BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2896 MAGNOLIA BLOSSOM CIRCLESold · Mar ’26

$407,000

2896 MAGNOLIA BLOSSOM CIRCLE

5 bd · 2.5 ba · 2,928 sqft · $139/sqft · 18 DOM

3359 HANGING TIDE STREETSold · Jan ’26

$635,000

3359 HANGING TIDE STREET

4 bd · 4.5 ba · 2,920 sqft · $217/sqft · 362 DOM

3439 CURRENT AVENUESold · May ’26

$725,000

3439 CURRENT AVENUE

4 bd · 4.5 ba · 2,920 sqft · $248/sqft · 18 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3524 BANANA SHRUB BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3524 BANANA SHRUB BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

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Goes straight to Eric’s phone and CRM.

Straight answers

3524 BANANA SHRUB BOULEVARD FAQs

What would the monthly payment be for 3524 BANANA SHRUB BOULEVARD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,213/mo — principal and interest, the actual property-tax bill, the $130/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3524 BANANA SHRUB BOULEVARD?+

The association fee works out to $130 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3524 BANANA SHRUB BOULEVARD?+

The most recent tax bill on record (2025) was $8,593. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3524 BANANA SHRUB BOULEVARD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clermont?+

At $729,000, this home is listed about 55% above the Clermont median of $469,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3524 BANANA SHRUB BOULEVARD?+

East Ridge High School (high), Windy Hill Middle School (middle), Pine Ridge Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of G2G REAL ESTATE LLC · Sandra Cuevas. MLS #O6412897.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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3524 BANANA SHRUB BOULEVARD, CLERMONT, FL — 4 Bed, 2.5 Bath — $729,000 | CENTURY 21 Edge