2581 WADEVIEW LOOP, ST CLOUD, FL, 34769
Active50 days on marketListed May 28, 2026MLS #O6411452
About this home
2581 WADEVIEW LOOP
One or more photo(s) has been virtually staged. PRICE REDUCED by $12,000! Motivated Seller! Welcome to this beautifully updated 4-bedroom, 2-bath home in one of St. Cloud's fastest-growing areas. Offering 1,684 square feet of thoughtfully designed living space, this home combines modern upgrades, energy efficiency, and an unbeatable location near the Turnpike, shopping, dining, and the highly anticipated Lagoon coming soon to the area. Step inside to a completely refreshed interior featuring new tile flooring throughout, fresh interior paint, and a remodeled kitchen designed for both style and functionality. The home also includes a fully paid off water filtration system and fully paid solar panels, keeping the average utility bill around just $20 per month, a savings that adds up fast for the next owner. Enjoy spacious bedrooms, an open concept layout, and a true move in ready feel that sets this property apart. Whether you're searching for your primary residence or an investment in a rapidly developing area, this home checks every box, now at a new, reduced price. Conveniently located near Publix, major highways, schools, and everyday conveniences, this is a rare opportunity to own an upgraded, energy efficient home in the heart of St. Cloud. Schedule your showing today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,684
Sqft
0.17 ac
Lot size
2
Garage
2019
Year built
One
Levels
$221
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,048 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,048/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4%
$/sqft vs St Cloud actives
$221 vs $221
Days on market
50 vs 33 typical
Where $221/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pinewood Gardens
Drive times from this address
Get to know St Cloud. See the full St Cloud guide →
Pinewood Gardens — neighborhood snapshot
Population
1,383
Median age
35
Median income
$44,638
Median home value
$324,400
Avg household
3
Households w/ children
161
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
189 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% below the Pinewood Gardens median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 2581 WADEVIEW LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$375,000
2620 WADEVIEW LOOP · same community
4 bd · 2 ba · 1,684 sqft · $223/sqft · 74 DOM
Sold · Nov ’25$372,000
2491 WADEVIEW LOOP · same community
3 bd · 2 ba · 1,614 sqft · $230/sqft · 101 DOM
Sold · Mar ’26$365,000
2330 WADEVIEW LOOP · same community
3 bd · 2 ba · 1,479 sqft · $247/sqft · 68 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2581 WADEVIEW LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2581 WADEVIEW LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
2581 WADEVIEW LOOP FAQs
What would the monthly payment be for 2581 WADEVIEW LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,048/mo — principal and interest, the actual property-tax bill, the $46/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2581 WADEVIEW LOOP?+
The association fee works out to $46 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2581 WADEVIEW LOOP?+
The most recent tax bill on record (2025) was $5,779. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2581 WADEVIEW LOOP?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $372,990, this home is listed about 12% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2581 WADEVIEW LOOP?+
Neptune Elementary School (elementary), St. Cloud High School (high), Neptune Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MAINFRAME REAL ESTATE · Jennifer Harned. MLS #O6411452.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New St Cloud homes, in your inbox
Like 2581 WADEVIEW LOOP but not quite? A daily digest of every new listing in St Cloud — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Eric to ping you on any price or status change →