Eric Chery
Pending
$319,990$342,9903 bd2 ba1,328 sqft$241 /sqft$2,398 /mo all-in ↓

131 HEIRLOOM DRIVE, ORMOND BEACH, FL, 32174

Pending53 days on marketListed May 27, 2026MLS #O6411273

Priced 20% below the ORMOND BEACH 32174 medianReduced $23KNew constructionSingle Family ResidenceGARDENSIDE PH 1/ORMOND STATION

About this home

131 HEIRLOOM DRIVE

The Archer ll is a 3-bedroom, 2-bathroom home in Groveside at Ormond Station, offering 1,328 sq ft of living space, a two-car garage. It features an open-concept layout, a kitchen with island and quartz countertops, and a Smart home technology package. Contact for more information. *Photos are of similar model but not that of exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,328

Sqft

0.13 ac

Lot size

2

Garage

2025

Year built

One

Levels

$241

Per sqft

Inside

FlooringCarpet · Laminate
AppliancesDishwasher · Disposal · Range
InteriorEating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Solid Surface Counters · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouthwest
ExteriorIrrigation System · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$55/mo
Taxes (2025)$1,888/yr
PetsCats OK, Dogs OK
CommunityDeed Restrictions

Utilities & systems

UtilitiesCable Available · Electricity Available · Sewer Available · Street Lights · Underground Utilities · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,398 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,884
FHA mortgage insurance (est.)$142
Property tax — 2025 actual bill$157
HOA fee — from the listing$55
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,200Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,200
Interest rate6.00%
Loan term

Estimated payment

$2,398/mo

Principal & interest$1,884
FHA mortgage insurance (est.)$142
Property taxes (actual bill)$157
HOA / condo fee$55
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $320K
$302KedgeAI estimate $317,990 · range $315K$320K$333K

vs edgeAI estimate

+0.6%

$/sqft vs Ormond Beach actives

$241 vs $235

Days on market

53 vs 41 typical

Where $241/sqft sits among the 400 Ormond Beach actives

187
114 · this home
40
24
7
28
$159–229$229–299$299–369$369–440$440–510$510+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Huntington At Hunter's Ridge

Map of 131 HEIRLOOM DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Orlando67 min

Get to know Ormond Beach. See the full Ormond Beach guide →

Huntington At Hunter's Ridge — neighborhood snapshot

Population

437

Median age

40

Median income

$93,355

Median home value

$421,900

Avg household

3

Households w/ children

63%

For the school run

Flagler County School District

HighFlagler-Palm Coast High School★★★★★
ElementaryBunnell Elementary School★★★★★
MiddleBuddy Taylor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ormond Beach market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$390K$415K

Ormond Beach median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

198 of 400

Ormond Beach actives have cut their price

Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 20% below the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $319,990 $23K
May 27, 2026Listed at $342,990 · 53 days on market since
2025Built · GARDENSIDE PH 1/ORMOND STATION

Reality check

What actually sold near 131 HEIRLOOM DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

138 HEIRLOOM DRIVESold · Jun ’26

$319,990

138 HEIRLOOM DRIVE · same community

3 bd · 2 ba · 1,328 sqft · $241/sqft · 5 DOM

128 HEIRLOOM DRIVESold · Jun ’26

$314,990

128 HEIRLOOM DRIVE · same community

3 bd · 2 ba · 1,328 sqft · $237/sqft · 51 DOM

124 HEIRLOOM DRIVESold · May ’26

$333,990

124 HEIRLOOM DRIVE · same community

4 bd · 2 ba · 1,498 sqft · $223/sqft · 58 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 131 HEIRLOOM DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 131 HEIRLOOM DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

131 HEIRLOOM DRIVE FAQs

What would the monthly payment be for 131 HEIRLOOM DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,398/mo — principal and interest, the actual property-tax bill, the $55/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 131 HEIRLOOM DRIVE?+

The association fee works out to $55 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 131 HEIRLOOM DRIVE?+

The most recent tax bill on record (2025) was $1,888. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 131 HEIRLOOM DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ormond Beach?+

At $319,990, this home is listed about 25% below the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.

Which schools are assigned to 131 HEIRLOOM DRIVE?+

Flagler-Palm Coast High School (high), Bunnell Elementary School (elementary), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of DR HORTON REALTY OF CENTRAL FLORIDA LLC · Stephen Cline. MLS #O6411273.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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