4818 2ND STREET, SEBRING, FL, 33870
Active63 days on marketListed May 22, 2026MLS #O6410158
About this home
4818 2ND STREET
This residential lot offers the perfect blend of peaceful living, convenient access to town amenities, and the freedom to design your ideal Florida home.Prime Location — Situated in a quiet neighborhood just minutes from Downtown Sebring, shopping, dining, medical facilities, and the historic Sebring International Raceway. Generous Lot Size — Spacious enough for a single-family home, investment build, or future development plans. Utilities Nearby — Electric and water available in the area (buyer to verify). No HOA — Enjoy flexibility and freedom with no association restrictions or monthly fees. Growing Area — Highlands County continues to expand, making this a smart long-term investment.
Facts & features
The home at a glance
0.11 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$291 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$291/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Sebring
Get to know Sebring. See the full Sebring guide →
For the school run
Highlands County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sebring market
$270K → $293K
Sebring median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
Median sold price, Sebring, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 86% below the SEBRING 33870 median. See the full Sebring market guide →
Paper trail
This home's history
Reality check
What actually sold near 4818 2ND STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$55,000
1506 ORANGE BLOSSOM AVENUE · same community
2 bd · 1 ba · 725 sqft · $76/sqft · 20 DOM
Sold · Nov ’25$90,500
4722 4TH STREET · same community
2 bd · 1 ba · 829 sqft · $109/sqft · 82 DOM
Sold · Mar ’26$93,000
4810 5th Street, Sebring FL 33870 · same community
2 bd · 1 ba · 934 sqft · $100/sqft · 83 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4818 2ND STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4818 2ND STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
4818 2ND STREET FAQs
What would the monthly payment be for 4818 2ND STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $291/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4818 2ND STREET?+
The most recent tax bill on record (2025) was $51. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Sebring?+
At $20,000, this home is listed about 93% below the Sebring median of $279,990. The market section on this page shows how the area is trending.
Which schools are assigned to 4818 2ND STREET?+
Fred Wild Elementary School (elementary), Sebring High School (high), Sebring Middle School (middle) — Highlands County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ALLIANCE REAL ESTATE GROUP · Marcia Abe. MLS #O6410158.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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