Eric Chery
$259,900$269,9002 bd2 ba1,043 sqft$249 /sqft$2,440 /mo all-in ↓

626 RED OAK CIRCLE UNIT 106, ALTAMONTE SPRINGS, FL, 32701

Active76 days on marketListed May 18, 2026MLS #O6408039

Reduced $10KCondominiumOAK HARBOUR SEC 3 A CONDO

About this home

626 RED OAK CIRCLE UNIT 106

Virtually Staged. LAKEFRONT GATED COMMUNITY - 1ST FLOOR - END UNIT CONDO - 2 BED-2 BATH - ATTACHED GARAGE. TURNKEY OPPORTUNITY. Whether you’re looking for a seasonal getaway, full-time residence, or easy low-maintenance lifestyle, this condo delivers a unique combination of indoor comfort and outdoor living potential. Nestled within the heart of Altamonte Springs, this beautifully and well maintained first-floor end-unit condo offers the perfect balance of tranquil living and everyday convenience. Ideally positioned, the desirable end-unit location allows for added natural light and extra privacy. The home provides a peaceful retreat right outside your door surrounded by lush tropical landscaping overlooking the sparkling community pool. FRESHLY PAINTED THROUGHOUT-Natural Light fills the 2-bed-2-bath SPLIT-PLAN DESIGN. Featuring an inviting OPEN LAYOUT design for comfortable living and easy entertaining. Spacious living-dining areas flow seamlessly into the ENCLOSED FLORIDA ROOM, glass windows w/screens allow you to enjoy relaxing tropical pool views year-round. The spacious backyard also offers the rare opportunity to create an additional patio space just off the Florida room for expanded outdoor living— perfect for relaxing, entertaining, or enjoying the beautiful surroundings year-round. The EAT-IN KITCHEN is bright and functional. TILE FLOORING extends throughout all wet areas, including the kitchen, baths, foyer, and Florida room. Warm PARQUET FLOORING enhances the living rm, dining rm, and bedrms adding timeless character and charm. SOFT NEUTRAL COLOR PALETTE creates a BRIGHT, CLEAN, MOVE-IN-READY atmosphere throughout the home. PRIMARY SUITE offers sliding glass doors leading directly to the Florida room, WALK-IN CLOSET, and a beautifully remodeled ENSUITE BATH with walk-in shower completed in 2026. 2nd bedrm is privately situated with direct ensuite access to the second full bath featuring a tub/shower combination, making it ideal for guests or family. Additional highlights: CEILING FANS-WINDOW BLINDS throughout, STORM DOORS-both the front entrance and Florida room, Attached 1-Car Garage w/Washer & Dryer area. For added peace of mind, HOA has recently completed major exterior improvements: NEW ROOF, FRESH EXTERIOR PAINT, NEW GUTTERS/DOWNSPOUTS. HOA fee includes PREMIUM CABLE TV & HIGH SPEED INTERNET SERVICE adding exceptional value and convenience. The welcoming community is known for its beautifully maintained grounds, resort-style amenities, and vibrant social atmosphere of activitIes and events. Residents enjoy access to a spacious CLUBHOUSE perfect for private entertaining, complete with a full kitchen/bar area, dining tables, reading and CARD GAME RM, and BILLIARDS/PING PONG RM. Outdoors, the community features 2 SWIMMING POOLS, lakeside PATIO equipped w/GRILLS, umbrella tables & chairs. Active lifestyles residents enjoy LIGHTED TENNIS/PICKLEBALL/BASKETBALL COURTS designed for comfortable evening play. SHUFFLEBOARD COURTS, FITNESS CENTER, SAUNA, COVERED DOCK & BOAT LAUNCH. BOAT PARKING- WATER SPORTS RACK STORAGE AVAILABLE. Altamonte Springs-one of Central Florida’s most convenient locations-endless Shopping, Dining, Entertainment, Healthcare facilities, and major Medical/Hospital Complex. Beautiful Florida Beaches, World-Famous Attractions, and 2 International Airports are all within an easy drive, making this an ideal full-time residence, seasonal retreat, or lock-and-leave lifestyle opportunity.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,043

Sqft

0.03 ac

Lot size

1

Garage

1985

Year built

One

Levels

$249

Per sqft

Pets allowed

Inside

FlooringParquet · Tile
AppliancesDishwasher · Disposal · Dryer · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Split Bedroom · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionHardiPlank Type · Wood Frame
FoundationSlab
FacesNorthwest
ExteriorIrrigation System · Lighting · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$613/mo
Taxes (2024)$268/yr
PetsYes
CommunityCommunity Boat Ramp · Fishing · Lake · Private Boat Ramp · Clubhouse · Fitness Center · Gated Community - Guard · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,440 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,530
FHA mortgage insurance (est.)$115
Property tax — 2024 actual bill$22
Condo fee — from the listing$613
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,097Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,097
Interest rate6.00%
Loan term

Estimated payment

$2,440/mo

Principal & interest$1,530
FHA mortgage insurance (est.)$115
Property taxes (actual bill)$22
HOA / condo fee$613
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $260K
$193KedgeAI estimate $229,493 · range $201K$241K$270K

vs edgeAI estimate

+13.2%

$/sqft vs Altamonte Springs actives

$249 vs $184

Days on market

76 vs 36 typical

Where $249/sqft sits among the 289 Altamonte Springs actives

50
78
48
44
30 · this home
39
$123–149$149–174$174–200$200–226$226–252$252+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Altamonte Springs

Map of 626 RED OAK CIRCLE UNIT 106

Drive times from this address

Downtown Orlando15 min
Universal Orlando28 min
Orlando Int’l Airport (MCO)35 min
Walt Disney World40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Altamonte Springs. See the full Altamonte Springs guide →

The numbers that matter

The Altamonte Springs market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$307K$288K

Altamonte Springs median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

144 of 289

Altamonte Springs actives have cut their price

Median sold price, Altamonte Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 19% above the Altamonte Springs median. See the full Altamonte Springs market guide →

Paper trail

This home's history

CurrentPrice reduced to $259,900 $10K
May 18, 2026Listed at $269,900 · 76 days on market since
1985Built · OAK HARBOUR SEC 3 A CONDO

Reality check

What actually sold near 626 RED OAK CIRCLE UNIT 106

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

645 LAUREL OAK LANE UNIT 113Sold · Mar ’26

$315,000

645 LAUREL OAK LANE UNIT 113 · same community

2 bd · 2 ba · 1,115 sqft · $283/sqft · 18 DOM

630 MAPLE OAK CIRCLE UNIT 102Sold · Jun ’26

$258,000

630 MAPLE OAK CIRCLE UNIT 102 · same community

2 bd · 2 ba · 1,263 sqft · $204/sqft · 63 DOM

525 OAK TERRACE UNIT 121Sold · May ’26

$280,000

525 OAK TERRACE UNIT 121 · same community

2 bd · 2 ba · 1,263 sqft · $222/sqft · 123 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 626 RED OAK CIRCLE UNIT 106 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 626 RED OAK CIRCLE UNIT 106 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

626 RED OAK CIRCLE UNIT 106 FAQs

What would the monthly payment be for 626 RED OAK CIRCLE UNIT 106?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,440/mo — principal and interest, the actual property-tax bill, the $613/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 626 RED OAK CIRCLE UNIT 106?+

The association fee works out to $613 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 626 RED OAK CIRCLE UNIT 106?+

The most recent tax bill on record (2024) was $268. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 626 RED OAK CIRCLE UNIT 106?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Altamonte Springs?+

At $259,900, this home is listed about 19% above the Altamonte Springs median of $219,000. The market section on this page shows how the area is trending.

The brief

Four things that matter here

01Positioned at the premium end

$259,900 runs 19% above the Altamonte Springs median.

02Know the monthly fee

The association fee is $613/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03Time on market is leverage

76 days on market against a Altamonte Springs median of 36 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $269,900, now $259,900 — a $10K cut. The full history is in the market section below.

Listing courtesy of SOUTHERN REALTY ENTERPRISES · Evelyn Hartnett. MLS #O6408039.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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