Eric Chery
$319,9994 bd2.5 ba2,008 sqft$159 /sqft$2,778 /mo all-in ↓

859 TIMBERLAND DRIVE, EAGLE LAKE, FL, 33839

Active70 days on marketListed May 14, 2026MLS #O6408027

Single Family ResidenceRANCHES/LK MCLEOD I

About this home

859 TIMBERLAND DRIVE

This beautiful two-story home features 4 spacious bedrooms and 2.5 bathrooms that offers the perfect blend of comfort and everyday living. The spacious kitchen is a true centerpiece, featuring beautiful quartz countertops, a huge island, stainless steel appliances, ample cabinet and countertop space, and a closet pantry. The kitchen flows seamlessly into the spacious living area, where double sliding glass doors lead out to the backyard and patio space, creating the perfect indoor-outdoor living experience. The first floor also includes a convenient half bathroom for guests. Upstairs, you’ll find all bedrooms along with the laundry room for added convenience. The spacious primary suite offers a private retreat with an ensuite bathroom featuring dual sink vanities, a tiled walk-in shower, and a large walk-in closet. The additional bedrooms are generously sized and share a secondary bathroom with a tub/shower combo and tile surround. A versatile loft area at the top of the stairs provides the perfect flex space for a home office, media room, or play area. Residents enjoy an incredible lineup of resort-style community amenities including a clubhouse, fitness center, sparkling community pool, playground, dog park, volleyball courts, pickleball courts, basketball courts, tennis courts, and a community dock. Scenic sidewalks throughout the neighborhood provide the perfect setting for evening walks with beautiful views of the nearby lake. The community also features roaming security patrol for added peace of mind. Conveniently located near shopping, restaurants, parks, and top-rated schools, this home also offers easy access to popular local attractions including the Chain of Lakes Sports Complex, LEGOLAND Florida Resort, and vibrant downtown Winter Haven. Schedule your showing today!!

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,008

Sqft

0.1 ac

Lot size

2

Garage

2023

Year built

Two

Levels

$159

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Open Floorplan · PrimaryBedroom Upstairs
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Cement Siding
FoundationStem Wall
FacesSouth
ExteriorIrrigation System

Community & fees

HOA fee$116/mo
Taxes (2025)$5,718/yr
PetsYes

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,778 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,884
FHA mortgage insurance (est.)$142
Property tax — 2025 actual bill$477
HOA fee — from the listing$116
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,200Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,200
Interest rate6.00%
Loan term

Estimated payment

$2,778/mo

Principal & interest$1,884
FHA mortgage insurance (est.)$142
Property taxes (actual bill)$477
HOA / condo fee$116
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $320K
$274KedgeAI estimate $292,659 · range $285K$307K$333K

vs edgeAI estimate

+9.3%

Days on market

70 vs 17 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Eagle Lake

Map of 859 TIMBERLAND DRIVE

Drive times from this address

Walt Disney World56 min
Downtown Tampa62 min
Universal Orlando66 min
Downtown Orlando73 min
Tampa Int’l Airport (TPA)74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Eagle Lake. See the full Eagle Lake guide →

EAGLE LAKE 33839 — neighborhood snapshot

Population

4,397

Median age

31.1

Median income

$93,229

Median home value

$234,600

Avg household

3.26

Households w/ children

625

For the school run

Polk County School District

ElementaryLake Shipp Elementary School★★★★
HighLake Region High School★★★★
MiddleWestwood Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Eagle Lake market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$302K$285K

Eagle Lake median sold, yr/yr

98.7%

Sale-to-list ratio (12 mo)

Median sold price, Eagle Lake, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 13% above the EAGLE LAKE 33839 median. See the full Eagle Lake market guide →

Paper trail

This home's history

May 14, 2026Listed at $319,999 · 70 days on market since
2023Built · RANCHES/LK MCLEOD I

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 859 TIMBERLAND DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 859 TIMBERLAND DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

859 TIMBERLAND DRIVE FAQs

What would the monthly payment be for 859 TIMBERLAND DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,778/mo — principal and interest, the actual property-tax bill, the $116/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 859 TIMBERLAND DRIVE?+

The association fee works out to $116 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 859 TIMBERLAND DRIVE?+

The most recent tax bill on record (2025) was $5,718. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 859 TIMBERLAND DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Eagle Lake?+

At $319,999, this home is listed about 10% above the Eagle Lake median of $290,990. The market section on this page shows how the area is trending.

Which schools are assigned to 859 TIMBERLAND DRIVE?+

Lake Shipp Elementary School (elementary), Lake Region High School (high), Westwood Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of WYNNMORE REALTY LLC · Cora Johnson. MLS #O6408027.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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