
121 ALGONQUIN TERRACE, INDIAN HARBOUR BEACH, FL, 32937
Active76 days on marketListed May 20, 2026MLS #O6407877
About this home
121 ALGONQUIN TERRACE
Tucked into the sought-after barrier island community, experience this rare blend of flexibility, accessibility, and coastal lifestyle living. This thoughtfully designed 4-bed, 3-bath pool home features a unique layout with two private suites, making it ideal for multigenerational living, guests, or income-producing potential. Inside, the home is designed with comfort and accessibility in mind, featuring wide doorways and a handicap-accessible bathroom that allows for ease of movement without compromising style. Both suites are spacious retreats for a spa-like experience at home. Multiple living areas, including a welcoming sitting room and separate living room, create the perfect balance of openness and privacy. The kitchen anchors the home with generous space for gathering and entertaining, while the adjacent dining area flows seamlessly for everyday living or hosting. Natural light fills the home, enhancing its warm and inviting feel. Step outside to a true resort-style backyard designed for year-round enjoyment. The fully pavered outdoor space offers low maintenance living and is complemented by a covered patio, a pergola for shaded entertaining, and ample room for relaxing or hosting. Additional storage provides convenience for beach gear and outdoor essentials.This home also stands out for its efficiency and long-term value, featuring a metal roof and fully paid-off solar panels, helping to keep utility costs low. A circular driveway provides both curb appeal and practical parking for multiple vehicles. Located just moments from the beach and with direct access to the Algonquin Sports Complex, you'll enjoy the best of an active, coastal lifestyle right outside your door. With no HOA restrictions limiting use, this property also presents a compelling opportunity for short-term rental income or a seasonal beachside retreat. Whether you're looking for a primary residence, a flexible living arrangement, or an investment opportunity.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,160
Sqft
0.22 ac
Lot size
1
Garage
1963
Year built
One
Levels
$319
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,678 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,678/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Indian Harbour Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Indian Harbour Beach. See the full Indian Harbour Beach guide →
Indian Harbour Beach — neighborhood snapshot
Population
357
Median age
52
Median income
$116,450
Median home value
$395,800
Avg household
2
Households w/ children
36%
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Harbour Beach market
$212K → $1.1M
Indian Harbour Beach median sold, yr/yr
95.4%
Sale-to-list ratio (12 mo)
Median sold price, Indian Harbour Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% above the INDIAN HARBOUR BEACH 32937 median. See the full Indian Harbour Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 121 ALGONQUIN TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$565,000
1114 SEMINOLE DRIVE
3 bd · 2 ba · 2,209 sqft · $256/sqft · 116 DOM
Sold · Jun ’26$600,000
409 SAINT JOHNS DRIVE
4 bd · 2 ba · 2,109 sqft · $284/sqft · 6 DOM
Sold · Sep ’25$530,000
1923 HIGHWAY A1A UNIT D2
4 bd · 3 ba · 2,216 sqft · $239/sqft · 166 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 121 ALGONQUIN TERRACE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 121 ALGONQUIN TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
121 ALGONQUIN TERRACE FAQs
What would the monthly payment be for 121 ALGONQUIN TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,678/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 121 ALGONQUIN TERRACE?+
The most recent tax bill on record (2025) was $6,498. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 121 ALGONQUIN TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Harbour Beach?+
At $689,000, this home is listed about 1% below the Indian Harbour Beach median of $694,999. The market section on this page shows how the area is trending.
Which schools are assigned to 121 ALGONQUIN TERRACE?+
Ocean Breeze Elementary School (elementary), Satellite Senior High School (high), Herbert C. Hoover Middle School (middle) — Brevard County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$689,000 runs 14% above the INDIAN HARBOUR BEACH 32937 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Ocean Breeze Elementary School, Satellite Senior High School, Herbert C. Hoover Middle School — Ocean Breeze Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $729,000, now $689,000 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DENOVO REALTY · Garrett Bell. MLS #O6407877.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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