Eric Chery
$449,900$464,9003 bd2 ba2,024 sqft$222 /sqft$3,520 /mo all-in ↓

3404 RIVER WOODS DRIVE, PARRISH, FL, 34219

Active76 days on marketListed May 6, 2026MLS #O6405563

Reduced $15KSingle Family ResidenceRIVER WOODS PH I

About this home

3404 RIVER WOODS DRIVE

Seller offering up to $19,120 toward buyer closing costs, prepaid expenses, and/or interest rate buydown when using Seller’s preferred lender. Incentive subject to lender approval, loan program restrictions, and terms outlined in the executed contract. Move-in ready 3/2 with brand new roof, fresh paint inside and out, and a pond and conservation view from the extended screened lanai, located in the established River Woods community of Parrish. Check out the Matterport tour, with updated photos coming soon. The thoughtful split floor plan places the spacious primary suite on one side of the home, featuring two walk-in closets and an en-suite bath with soaking tub and separate shower. On the opposite side, a second bedroom sits near the main bath, and a flex room at the front of the home works equally well as a third bedroom or dedicated office. The open main living area is filled with natural light and flows through sliding glass doors to the screened lanai, where the pond and conservation view make for a quiet spot to start or end the day. A formal dining room off the foyer handles larger gatherings, while a casual dining nook off the kitchen works for everyday meals. The kitchen offers a practical layout with ample cabinet and counter space, plus a breakfast bar that opens to the living area. Additional recent updates include serviced HVAC, new smart garage door opener, refreshed lanai with new deck coating, updated LED lighting throughout, and new plumbing fixtures in both baths. 2-car garage, fresh mulch, and powerwashed exterior complete the refresh. River Woods is an established Manatee County community known for mature trees and a quiet, residential feel, with amenities including a community pool, tennis, and pickleball courts.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,024

Sqft

0.3 ac

Lot size

2

Garage

1996

Year built

One

Levels

$222

Per sqft

Pets allowed

Inside

FlooringLaminate · Tile
AppliancesDishwasher · Disposal · Microwave · Range
InteriorThermostat
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouthwest
ExteriorSidewalk

Community & fees

HOA fee$79/mo
Taxes (2025)$5,202/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,520 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property tax — 2025 actual bill$434
HOA fee — from the listing$79
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,747Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,747
Interest rate6.00%
Loan term

Estimated payment

$3,520/mo

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$434
HOA / condo fee$79
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $450K
$345KedgeAI estimate $497,949 · range $360K$817K$850K

vs edgeAI estimate

−9.6%

$/sqft vs Parrish actives

$222 vs $206

Days on market

76 vs 42 typical

Where $222/sqft sits among the 400 Parrish actives

106
102
86 · this home
53
19
34
$157–182$182–208$208–233$233–259$259–284$284+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside River Woods

Map of 3404 RIVER WOODS DRIVE inside its neighborhood boundary

Get to know Parrish. See the full Parrish guide →

River Woods — neighborhood snapshot

Population

941

Median age

61

Median income

$103,085

Median home value

$537,200

Avg household

2

Households w/ children

52%

For the school run

Manatee County School District

ElementaryAnnie Lucy Williams Elementary School★★★★
HighParrish Community High School★★★★★
MiddleBuffalo Creek Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Parrish market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$395K$411K

Parrish median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

208 of 400

Parrish actives have cut their price

Median sold price, Parrish, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 8% above the PARRISH 34219 median. See the full Parrish market guide →

Paper trail

This home's history

CurrentPrice reduced to $449,900 $15K
May 6, 2026Listed at $464,900 · 76 days on market since
1996Built · RIVER WOODS PH I

Reality check

What actually sold near 3404 RIVER WOODS DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3108 RIVER WOODS DRIVESold · Jan ’26

$534,000

3108 RIVER WOODS DRIVE · same community

4 bd · 2 ba · 2,475 sqft · $216/sqft · 83 DOM

3301 RIVER WOODS DRIVESold · Aug ’25

$580,000

3301 RIVER WOODS DRIVE · same community

3 bd · 2 ba · 2,640 sqft · $220/sqft · 132 DOM

3201 WILDERNESS BOULEVARD WSold · Jul ’25

$451,000

3201 WILDERNESS BOULEVARD W

3 bd · 2 ba · 2,088 sqft · $216/sqft · 33 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3404 RIVER WOODS DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3404 RIVER WOODS DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

3404 RIVER WOODS DRIVE FAQs

What would the monthly payment be for 3404 RIVER WOODS DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,520/mo — principal and interest, the actual property-tax bill, the $79/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3404 RIVER WOODS DRIVE?+

The association fee works out to $79 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3404 RIVER WOODS DRIVE?+

The most recent tax bill on record (2025) was $5,202. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3404 RIVER WOODS DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Parrish?+

At $449,900, this home is listed about 7% above the Parrish median of $421,470. The market section on this page shows how the area is trending.

Which schools are assigned to 3404 RIVER WOODS DRIVE?+

Annie Lucy Williams Elementary School (elementary), Parrish Community High School (high), Buffalo Creek Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of PROPERTY LOGIC RE · Mark D'Italia. MLS #O6405563.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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