Eric Chery
$514,900$525,0003 bd2 ba1,627 sqft$316 /sqft$3,555 /mo all-in ↓

1438 TIERRA CIRCLE, WINTER PARK, FL, 32792

Active83 days on marketListed May 2, 2026MLS #O6403855

Reduced $10KPrivate poolSingle Family ResidenceCASA ALOMA

Come see it

Upcoming open house

Sat, Jul 25

12:00 PM – 2:00 PM

Hosted by Valentina Laverde

About this home

1438 TIERRA CIRCLE

Charming, Fully Renovated Pool Home in Sought-After Winter Park. Welcome to this beautifully updated pool home, ideally located in desirable Winter Park—just minutes from premier shopping, dining, and entertainment, with easy access to major roadways for a seamless commute. From the moment you step inside, you’re greeted by a warm, modern aesthetic that blends comfort with style. To the right, a spacious step-down living room offers abundant natural light and lovely views of the front yard. To the left, the formal dining room flows effortlessly into the heart of the home—a stunning, fully renovated kitchen and inviting family room overlooking the private pool and patio. The kitchen is designed to impress, featuring solid wood cabinetry, stainless steel appliances, sleek modern lighting, ample counter space, and a center island perfect for gathering. The adjoining family room is anchored by a stylish electric fireplace, creating a cozy ambiance while offering serene views of the outdoor living area. This home features a desirable split-bedroom floor plan, providing privacy and flexibility. The primary suite is tucked away on one side, while two additional bedrooms and a full bathroom are located on the opposite wing—ideal for family or guests. Extensive upgrades provide peace of mind and modern appeal, including a newer roof (2021), a newer AC (2019) fully renovated kitchen and bathrooms, 5-inch baseboards, knockdown ceiling texture, textured walls, luxury vinyl plank flooring throughout, fresh interior and exterior paint, and updated electrical and plumbing fixtures. Step outside to your private oasis—a fully fenced backyard with a screened-in pool enclosure and lanai, perfect for relaxing or entertaining year-round in true Florida style. This move-in-ready gem truly has it all. Don’t miss your opportunity—schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,627

Sqft

0.19 ac

Lot size

2

Garage

1968

Year built

One

Levels

$316

Per sqft

Private poolFireplace

Inside

FlooringVinyl
AppliancesDishwasher · Disposal · Gas Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationConcrete Perimeter · Slab
FacesWest
ParkingBoat · Garage Door Opener
ExteriorPrivate Mailbox · Private Yard · Rain Gutters · Sliding Doors

Community & fees

Taxes (2024)$1,630/yr

Utilities & systems

UtilitiesElectricity Connected · Natural Gas Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,555 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,031
FHA mortgage insurance (est.)$228
Property tax — 2024 actual bill$136
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,022Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,022
Interest rate6.00%
Loan term

Estimated payment

$3,555/mo

Principal & interest$3,031
FHA mortgage insurance (est.)$228
Property taxes (actual bill)$136
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $515K
$398KedgeAI estimate $420,429 · range $415K$423K$535K

vs edgeAI estimate

+22.5%

$/sqft vs Winter Park actives

$316 vs $344

Days on market

83 vs 34 typical

Where $316/sqft sits among the 316 Winter Park actives

121
77 · this home
46
28
18
26
$151–289$289–428$428–566$566–704$704–843$843+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Winter Park

Map of 1438 TIERRA CIRCLE

Drive times from this address

Downtown Orlando15 min
Orlando Int’l Airport (MCO)24 min
Universal Orlando28 min
Walt Disney World40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Park. See the full Winter Park guide →

WINTER PARK 32792 — neighborhood snapshot

Population

52,794

Median age

34.7

Median income

$66,176

Median home value

$343,500

Avg household

2.34

Households w/ children

5,372

For the school run

Orange County School District

ElementaryLakemont Elementary★★★★★
HighWinter Park High★★★★
MiddleMaitland Middle★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Park market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$473K$500K

Winter Park median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

148 of 316

Winter Park actives have cut their price

Median sold price, Winter Park, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 58% above the WINTER PARK 32792 median. See the full Winter Park market guide →

Paper trail

This home's history

CurrentPrice reduced to $514,900 $10K
May 2, 2026Listed at $525,000 · 83 days on market since
1968Built · CASA ALOMA

Reality check

What actually sold near 1438 TIERRA CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2809 CASA ALOMA WAYSold · Apr ’26

$485,000

2809 CASA ALOMA WAY · same community

3 bd · 2 ba · 1,627 sqft · $298/sqft · 22 DOM

1438 TIERRA CIRCLESold · Feb ’26

$350,000

1438 TIERRA CIRCLE · same community

3 bd · 2 ba · 1,627 sqft · $215/sqft · 3 DOM

2707 TIERRA CIRCLESold · Jun ’26

$485,000

2707 TIERRA CIRCLE · same community

3 bd · 2 ba · 1,710 sqft · $284/sqft · 15 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1438 TIERRA CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1438 TIERRA CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

1438 TIERRA CIRCLE FAQs

What would the monthly payment be for 1438 TIERRA CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,555/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1438 TIERRA CIRCLE?+

The most recent tax bill on record (2024) was $1,630. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Winter Park?+

At $514,900, this home is listed about 18% below the Winter Park median of $627,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1438 TIERRA CIRCLE?+

Lakemont Elementary (elementary), Winter Park High (high), Maitland Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$514,900 runs 58% above the WINTER PARK 32792 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

83 days on market against a Winter Park median of 34 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Lakemont Elementary, Winter Park High, Maitland Middle — Winter Park High rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $525,000, now $514,900 — a $10K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER REALTY · Tony Nicolas. MLS #O6403855.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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