Eric Chery
$699,999$749,8885 bd3 ba2,620 sqft$267 /sqft$5,112 /mo all-in ↓

13842 ORANGE CREST DRIVE, WINDERMERE, FL, 34786

Active83 days on marketListed May 1, 2026MLS #O6402132

Priced 14% below the WINDERMERE 34786 medianReduced $50KPrivate poolSingle Family ResidenceEDEN ISLE

About this home

13842 ORANGE CREST DRIVE

PRICED UNDER APPRAISED VALUE! Nestled behind the gated enclave of Eden Isle in Summerport, this stunning five-bedroom, three-bath residence blends modern updates with generous living space. Newly renovated in 2024, the home showcases luxury vinyl plank flooring throughout, a reimagined kitchen, and fully upgraded downstairs bathrooms. Step inside to soaring ceilings and an abundance of natural light that create an inviting first impression. The entryway opens to a spacious dining room, anchored by an eye-catching chandelier, ideal for hosting gatherings. The dining area transitions effortlessly into the open-concept kitchen, now beautifully updated with granite countertops, a waterfall island, abundant cabinetry, stainless steel appliances, and ample prep space. The expansive living room offers views of the backyard retreat, with direct access to a screened-in patio, private pool, and fully fenced yard, perfect for entertaining or unwinding. Designed with a split-bedroom layout, the home features two primary suites on separate levels. The main-floor primary suite, tucked just off the living area, includes a large walk-in closet and a spa-like bathroom with a rain shower, dual shower heads, floor-to-ceiling tile, double vanities and quartz counters. Two additional bedrooms and a fully renovated guest bath complete with quartz countertops, a new vanity, and a tiled floor-to-ceiling walk-in shower are also located on the first floor. The laundry room sits conveniently off the kitchen with direct garage access. Upstairs, a second primary suite offers a walk-in closet and private bath with dual sinks and a standalone shower, along with another generously sized bedroom just down the hall. Residents of Eden Isle enjoy exclusive amenities including a private boat ramp with access to Lake Speer, a playground, and added privacy. Notable upgrades include: UPGRADES: UPSTAIRS HVAC 2024! WATER HEATER 2023! TESLA CHARGER & BACK UP GATEWAY TO POWERHOUSE 2024! NEW POOL PUMP 2025! NEW POOL SCREENS WITH EXTRA PRIVACY 2024! PREMIUM LVP FLOORING & BASEBOARDS 2024! KITCHEN & DOWNSTAIRS BATHS FULLY RENOVATED 2024! POOL IS HEATED BY SOLAR! ROOF 2021! Conveniently located with easy access to major highways, Orlando’s world-renowned theme parks and attractions, downtown Orlando, Windermere, and Winter Garden, as well as Orlando International Airport, plus an abundance of nearby restaurants and shopping options. Don’t miss this opportunity to own a home in one of Central Florida’s most desirable areas, where lifestyle and convenience come together.

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

2,620

Sqft

0.16 ac

Lot size

2

Garage

2003

Year built

Two

Levels

$267

Per sqft

Private poolPets allowed

Inside

FlooringTile · Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesNorth
ParkingDriveway · Electric Vehicle Charging Station(s) · Garage Door Opener
ExteriorIrrigation System · Lighting · Sidewalk · Sprinkler Metered

Community & fees

HOA fee$116/mo
Taxes (2026)$9,561/yr
PetsYes
CommunityCommunity Boat Ramp · Private Boat Ramp · Waterfront · Deed Restrictions · Gated Community - No Guard · Playground · Sidewalks

Utilities & systems

UtilitiesElectricity Connected · Public · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,112 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,777
PMI (est., until 20% equity)$262
Property tax — 2026 actual bill$797
HOA fee — from the listing$116
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $70,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $70,000
Interest rate6.00%
Loan term

Estimated payment

$5,112/mo

Principal & interest$3,777
PMI (est., until 20% equity)$262
Property taxes (actual bill)$797
HOA / condo fee$116
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $700K
$672KedgeAI estimate $850,937 · range $778K$880K$916K

vs edgeAI estimate

−17.7%

Days on market

83 vs 32 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Eden Isle

Map of 13842 ORANGE CREST DRIVE inside its neighborhood boundary

Drive times from this address

Walt Disney World19 min
Universal Orlando26 min
Downtown Orlando26 min
Orlando Int’l Airport (MCO)40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Windermere. See the full Windermere guide →

Eden Isle — neighborhood snapshot

Population

1,497

Median age

30

Median income

$107,895

Median home value

$382,500

Avg household

3

Households w/ children

154

For the school run

Orange County School District

HighWindermere High★★★★
ElementaryKeenes Crossing Elementary★★★★★
MiddleBridgewater Middle★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Windermere market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$839K$1.0M

Windermere median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

Median sold price, Windermere, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 14% below the WINDERMERE 34786 median. See the full Windermere market guide →

Paper trail

This home's history

CurrentPrice reduced to $699,999 $50K
May 1, 2026Listed at $749,888 · 83 days on market since
2003Built · EDEN ISLE

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 13842 ORANGE CREST DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13842 ORANGE CREST DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

13842 ORANGE CREST DRIVE FAQs

What would the monthly payment be for 13842 ORANGE CREST DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,112/mo — principal and interest, the actual property-tax bill, the $116/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 13842 ORANGE CREST DRIVE?+

The association fee works out to $116 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 13842 ORANGE CREST DRIVE?+

The most recent tax bill on record (2026) was $9,561. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 13842 ORANGE CREST DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Windermere?+

At $699,999, this home is listed about 36% below the Windermere median of $1,099,500. The market section on this page shows how the area is trending.

Which schools are assigned to 13842 ORANGE CREST DRIVE?+

Windermere High (high), Keenes Crossing Elementary (elementary), Bridgewater Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the WINDERMERE 34786 market on paper

$699,999 is 14% below the WINDERMERE 34786 median of $817,450, and at $267/sqft it sits under the Windermere average of $447.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

83 days on market against a Windermere median of 32 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Windermere High, Keenes Crossing Elementary, Bridgewater Middle — Windermere High rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $749,888, now $699,999 — a $50K cut. The full history is in the market section below.

Listing courtesy of THE REAL ESTATE COLLECTION LLC · Erica Sadelfeld. MLS #O6402132.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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