728 RIVERA ROAD, THE VILLAGES, FL, 32159
Active102 days on marketListed Apr 24, 2026MLS #O6402015
About this home
728 RIVERA ROAD
PRICE REDUCED! OWNER MOTIVATED! CALLING ALL INVESTORS AND FIRST TIME HOME BUYERS WHO WANT TO PUT IN A LITTLE WORK! Welcome to 728 Rivera Rd, located in the sought-after Village of Rio Grande in The Villages! Bond Paid! This home offers a comfortable and functional layout with plenty of space to enjoy both indoors and out. Featuring 3 bedrooms and 2 bathrooms, the home showcases an open, inviting floor plan that feels bright and spacious throughout. The kitchen is outfitted with stainless steel appliances and offers ample workspace and storage, making it both practical and stylish. The home includes a Florida Room and a screened lanai, providing versatile spaces to unwind or entertain. A bonus family room adds even more flexibility—ideal for a second living area, home office, or hobby space. Additional features include a screened front porch, interior laundry room, and a full 2-car garage. Set on a nicely positioned lot, the property offers a sense of privacy along with peaceful surroundings. Conveniently located just minutes from Spanish Springs Town Square and Lake Sumter Landing, you’ll have quick access to shopping, dining, entertainment, golf courses, recreation centers, and community pools. Enjoy the low Sumter County taxes and a fully paid BOND! Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,491
Sqft
0.14 ac
Lot size
2
Garage
1994
Year built
One
Levels
$184
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,054 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,054/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−15.7%
$/sqft vs VILLAGES OF SUMTER
$184 vs $250
Days on market
102 vs 50 typical
Where $184/sqft sits among the 46 homes for sale in VILLAGES OF SUMTER
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside The Villages
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know The Villages. See the full The Villages guide →
THE VILLAGES 32159 — neighborhood snapshot
Population
30,846
Median age
68.7
Median income
$57,536
Median home value
$272,100
Avg household
1.83
Households w/ children
1,240
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The The Villages market
$365K → $360K
The Villages median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
24 of 46
VILLAGES OF SUMTER have cut their price
Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% below the THE VILLAGES 32159 median. See the full The Villages market guide →
Paper trail
This home's history
Reality check
What actually sold near 728 RIVERA ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$362,500
1357 GREENVILLE WAY · same community
3 bd · 2 ba · 1,490 sqft · $243/sqft · 49 DOM
Sold · Jun ’26$315,000
3189 ATWELL AVENUE · same community
3 bd · 2 ba · 1,477 sqft · $213/sqft · 1 DOM
Sold · Mar ’26$392,000
1499 EGRET COURT · same community
3 bd · 2 ba · 1,510 sqft · $260/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 728 RIVERA ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 728 RIVERA ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
728 RIVERA ROAD FAQs
What would the monthly payment be for 728 RIVERA ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,054/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 728 RIVERA ROAD?+
The most recent tax bill on record (2025) was $1,846. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in The Villages?+
At $275,000, this home is listed about 29% below the The Villages median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 728 RIVERA ROAD?+
The Villages Elementary Of Lady Lake School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the THE VILLAGES 32159 market on paper
$275,000 is 14% below the THE VILLAGES 32159 median of $317,950, and at $184/sqft it sits under the The Villages average of $271.
02Time on market is leverage
102 days on market against a The Villages median of 50 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $335,000, now $275,000 — a $60K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HOUWZER INC · John Walker, Jr. MLS #O6402015.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New The Villages homes, in your inbox
Like 728 RIVERA ROAD but not quite? A daily digest of every new listing in The Villages — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Eric to ping you on any price or status change →