3805 LAKEVIEW ACRES ROAD, ST CLOUD, FL, 34772
Active85 days on marketListed Apr 30, 2026MLS #O6400997
About this home
3805 LAKEVIEW ACRES ROAD
Custom-built home situated on over an acre with no HOA, offering 5 bedrooms, a den/flex office space, 3.5 bathrooms, and a side-loaded 3-car garage. The property welcomes you with an oversized front rocking porch and impressive curb appeal. At the rear of the home, enjoy a premium saltwater pool, an oversized deck, and an expansive paver-covered lanai designed for outdoor living and entertaining. Upon entry, the attention to detail in this custom build is immediately evident, featuring luxury vinyl flooring throughout the main living areas, carpet in select bedrooms, and upgraded fixtures throughout the home. The kitchen is truly the centerpiece, showcasing quartz countertops, expanded cabinetry, a stainless steel appliance package, natural gas cooking, a custom range hood, and glass accent cabinet doors. The primary suite is located on the main floor and offers private access to the lanai and pool area. The spa-like primary bath features a soaking tub, oversized shower, dual sink vanities, and a premium walk-in closet with a window nook for natural light. Two additional bedrooms are also located on the main floor and share a private Jack-and-Jill bathroom. The laundry room and convenient drop station are thoughtfully positioned in this section of the home. Upstairs, you will find a generous loft area that works perfectly as a second living room or flexible entertainment space. On opposite sides of the loft are two additional bedrooms, providing privacy and comfort for family members or guests. The expansive lot offers over an acre of space with access from both the corner and cross street, providing flexibility for adding an exterior building, workshop, or studio. The home is highly efficient and also offers a 24w whole house generator system. The area also offers nearby lake access through a public boat ramp or community landing. This property combines luxury finishes, thoughtful design, and exceptional indoor and outdoor space—truly a home that must be seen to be fully appreciated.
Facts & features
The home at a glance
5
Bedrooms
3.5
Bathrooms
3,671
Sqft
1.08 ac
Lot size
3
Garage
2023
Year built
Two
Levels
$300
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,475 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,475/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 197% above the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3805 LAKEVIEW ACRES ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3805 LAKEVIEW ACRES ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
3805 LAKEVIEW ACRES ROAD FAQs
What would the monthly payment be for 3805 LAKEVIEW ACRES ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,475/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3805 LAKEVIEW ACRES ROAD?+
The most recent tax bill on record (2025) was $11,604. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Cloud?+
At $1,100,000, this home is listed about 159% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3805 LAKEVIEW ACRES ROAD?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,100,000 runs 197% above the ST CLOUD 34772 median — but at 3,671 sqft it's also nearly twice the size of the typical St Cloud listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
85 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $12,000,000, now $1,100,000 — a $11M cut. The full history is in the market section below.
Listing courtesy of REDFIN CORPORATION · Juan Castro. MLS #O6400997.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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