Eric Chery
$630,000$725,0006 bd4 ba4,936 sqft$128 /sqft$4,715 /mo all-in ↓

1042 HARMONY LANE, CLERMONT, FL, 34711

Active65 days on marketListed May 20, 2026MLS #O6400408

Reduced $95KSingle Family ResidenceNOTTINGHAM AT LEGENDS

About this home

1042 HARMONY LANE

Location. Elevation. Lifestyle. And a layout built for true multi-generational living. Welcome to the highly sought-after Legends Golf & Country Club — where this immaculate “Alexandria” model delivers space, flexibility, and a setup today’s buyers are actively searching for. Perfectly positioned just minutes from Disney and Downtown Orlando, with easy access to Hwy 27, Hwy 50, and the Florida Turnpike, this location checks every box. Sitting atop one of the highest elevations in the area, you’re surrounded by the natural beauty that defines Clermont — including nearby Lake Louisa. Inside, this home is designed to give everyone their own space — without sacrificing connection. Upstairs features 3 bedrooms and 2 bathrooms, with open, light-filled living areas that flow seamlessly. The kitchen is beautifully appointed with granite countertops, stainless steel appliances, and a pantry, plus a breakfast nook that keeps everything connected. Formal living and dining rooms add flexibility for a home office, den, or additional gathering space, while the primary suite delivers a private retreat with dual vanities and a separate shower. Downstairs is where this home truly shines for multi-generational living. With 3 additional bedrooms, 2 full bathrooms, a spacious living/game room, and a full kitchen, this level offers comfort, privacy, and independence — all under one roof. And just like upstairs, the second kitchen is fully equipped with granite countertops, stainless steel appliances, and its own pantry, creating a consistent, high-quality living experience on both levels. Whether it’s extended family, long-term guests, or simply the need for space to spread out — this home adapts to your lifestyle. Step outside to your screened-in balcony/patio and enjoy a peaceful setting that invites you to slow down and take it all in. And the lifestyle doesn’t stop at the front door. Residents of Legends enjoy a resort-style experience with a championship 18-hole, 7,000-yard par-72 golf course, tennis courts, fitness center, large swimming pool, playground, and an on-site tavern and restaurant. Even better — your HOA includes basic cable, internet, and home phone, adding real, tangible value. Bottom line: This is a rare opportunity to own a 6 bedroom, 4 bathroom home designed for multi-generational living in one of Clermont’s most desirable gated golf communities. Homes like this don’t come around often — and they don’t last.

Facts & features

The home at a glance

6

Bedrooms

4

Bathrooms

4,936

Sqft

0.25 ac

Lot size

2

Garage

2011

Year built

Two

Levels

$128

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile · Laminate
AppliancesMicrowave · Range · Refrigerator
InteriorCeiling Fan(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesSouth
ExteriorIrrigation System · Sidewalk

Community & fees

HOA fee$25/mo
Taxes (2025)$10,727/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,715 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,399
PMI (est., until 20% equity)$236
Property tax — 2025 actual bill$894
HOA fee — from the listing$25
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $63,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $63,000
Interest rate6.00%
Loan term

Estimated payment

$4,715/mo

Principal & interest$3,399
PMI (est., until 20% equity)$236
Property taxes (actual bill)$894
HOA / condo fee$25
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Clermont actives

$128 vs $222

Days on market

65 vs 33 typical

Where $128/sqft sits among the 400 Clermont actives

24 · this home
163
126
44
13
30
$128–173$173–219$219–264$264–310$310–356$356+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Legends

Map of 1042 HARMONY LANE inside its neighborhood boundary

Drive times from this address

Walt Disney World33 min
Downtown Orlando33 min
Universal Orlando36 min
Orlando Int’l Airport (MCO)47 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clermont. See the full Clermont guide →

Legends — neighborhood snapshot

Population

2,300

Median age

42

Median income

$105,476

Median home value

$445,600

Avg household

3

Households w/ children

337

For the school run

Lake County School District

ElementaryLost Lake Elementary School★★★★
MiddleWindy Hill Middle School★★★★★
HighEast Ridge High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clermont market

Seller’s marketBalanced5.6 months of inventoryBuyer’s market

$443K$450K

Clermont median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

195 of 400

Clermont actives have cut their price

Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 35% above the CLERMONT 34711 median. See the full Clermont market guide →

Paper trail

This home's history

CurrentPrice reduced to $630,000 $95K
May 20, 2026Listed at $725,000 · 65 days on market since
2011Built · NOTTINGHAM AT LEGENDS

Reality check

What actually sold near 1042 HARMONY LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1000 GLENRAVEN LANESold · Nov ’25

$665,000

1000 GLENRAVEN LANE · same community

5 bd · 3 ba · 4,900 sqft · $136/sqft · 69 DOM

3827 BRECKINRIDGE LANESold · Oct ’25

$620,000

3827 BRECKINRIDGE LANE · same community

4 bd · 4.5 ba · 3,173 sqft · $195/sqft · 21 DOM

12736 LAKE RIDGE CIRCLESold · Apr ’26

$785,000

12736 LAKE RIDGE CIRCLE

6 bd · 3.5 ba · 4,917 sqft · $160/sqft · 111 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1042 HARMONY LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1042 HARMONY LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

1042 HARMONY LANE FAQs

What would the monthly payment be for 1042 HARMONY LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,715/mo — principal and interest, the actual property-tax bill, the $25/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1042 HARMONY LANE?+

The association fee works out to $25 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1042 HARMONY LANE?+

The most recent tax bill on record (2025) was $10,727. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1042 HARMONY LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clermont?+

At $630,000, this home is listed about 35% above the Clermont median of $466,500. The market section on this page shows how the area is trending.

Which schools are assigned to 1042 HARMONY LANE?+

Lost Lake Elementary School (elementary), Windy Hill Middle School (middle), East Ridge High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$630,000 runs 35% above the CLERMONT 34711 median — but at 4,936 sqft it's also nearly twice the size of the typical Clermont listing.

02Strong assigned schools

Lost Lake Elementary School, Windy Hill Middle School, East Ridge High School — Lost Lake Elementary School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $725,000, now $630,000 — a $95K cut. The full history is in the market section below.

Listing courtesy of MARK SPAIN REAL ESTATE · Michelle Forbes. MLS #O6400408.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Clermont homes, in your inbox

Like 1042 HARMONY LANE but not quite? A daily digest of every new listing in Clermont — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Eric to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 24, 2026 at 8:29 PM UTC. The listing information on this page last changed on July 24, 2026 at 8:29 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 24, 2026 at 8:29 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 24, 2026 at 8:29 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.