
3392 BLUFF OAK LANE, SANFORD, FL, 32771
Active107 days on marketListed Apr 16, 2026MLS #O6399508
About this home
3392 BLUFF OAK LANE
Welcome to this spacious Riverside Oaks luxury home on a pond, with custom elements designed to present a contemporary farmhouse sensibility. The covered entry portal leads into a better-than-new Toll Brothers home, with upgrades selected to compliment this unique premium lot. Visitors enter an expansive foyer with a secluded, main-floor bedroom and full bath. You may decide if occupants will be visitors, in-laws, or resident elders. Perhaps a second office? Proceeding ahead your attention will be drawn through the triple-stacked 8’ tall sliding glass doors to the sparkling pond. The entry hall and first floor are clad in an upgraded, richly stained, engineered hardwood with upgraded tall baseboards. The open concept public space is equally conducive to family engagement or special gatherings. Our gourmet kitchen features Toll Brothers upgraded white shaker cabinetry with crown molding, gold hardware, upgraded quartz countertops, upgraded backsplash, reverse osmosis system for drinking water and an expanded island with storage front and back. A walk-in pantry enhances the function of this cook’s kitchen. A convenient drop zone leads to the garage. Returning to the kitchen, observe the lighting throughout the first floor added to complement the décor. Adjacent to the kitchen, is a large office accommodating the home based professional. Double glass doors create quiet for conference calls as well as allowing the telecommuter a visual of the pond beyond the doors. Enjoy morning coffee from a vantage point on your covered lanai with a front row seat for glorious sunrises, sunsets and abundant wildlife. Entertain in the shaded afternoon, grilling for family and guests. Return inside and ascend the open staircase to a large family/bonus room. Luxury vinyl planking has replaced carpeting throughout the second floor. The owner’s suite, laundry, central full bath and two bedrooms radiate from the second floor family room. The primary bedroom and bath offer quiet respite with beautiful, upgraded tile and two walk-in closets. From a utilitarian perspective, the massive 3-car tandem garage includes an electric car charging station and professionally applied polyaspartic floor coating. A whole house Eccowater system, Ring doorbell, custom lighting, window coverings, barstools and washer/dryer are included in a turnkey experience for the new owner. The location of this home is unparalleled in Seminole County. The Riverside Oaks community is one of Toll Brothers newest gated communities backing to the St. Johns riverway where it meets the Southern shore of Lake Monroe, offering private access. Fall will announce the conclusion of new construction in Riverside Oaks. Take this last opportunity to own the most spacious plan constructed in the original phase…the grand Ferncroft! Community amenities include a beautiful pool and cabana pondside. The beach is 30 minutes away and nearby State Road 417 and I 4 provide freeway access to Central Florida and beyond. Thank you for your visit!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,123
Sqft
0.13 ac
Lot size
3
Garage
2022
Year built
Two
Levels
$201
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,533 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,533/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.4%
$/sqft vs Sanford actives
$201 vs $217
Days on market
107 vs 29 typical
Where $201/sqft sits among the 393 Sanford actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sanford
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sanford. See the full Sanford guide →
SANFORD 32771 — neighborhood snapshot
Population
59,708
Median age
38.7
Median income
$74,520
Median home value
$332,500
Avg household
2.66
Households w/ children
7,359
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sanford market
$354K → $383K
Sanford median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
206 of 393
Sanford actives have cut their price
Median sold price, Sanford, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 80% above the SANFORD 32771 median. See the full Sanford market guide →
Paper trail
This home's history
Reality check
What actually sold near 3392 BLUFF OAK LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$725,000
3548 MCLAIN PRESERVE POINT · same community
3 bd · 3.5 ba · 3,250 sqft · $223/sqft · 45 DOM
Sold · Dec ’25$729,000
1047 GLORYLAND COURT · same community
5 bd · 4 ba · 3,277 sqft · $222/sqft · 36 DOM
Sold · Aug ’25$759,000
1059 GLORYLAND COURT · same community
4 bd · 4 ba · 3,296 sqft · $230/sqft · 50 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3392 BLUFF OAK LANE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3392 BLUFF OAK LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
3392 BLUFF OAK LANE FAQs
What would the monthly payment be for 3392 BLUFF OAK LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,533/mo — principal and interest, the actual property-tax bill, the $141/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3392 BLUFF OAK LANE?+
The association fee works out to $141 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3392 BLUFF OAK LANE?+
The most recent tax bill on record (2025) was $7,295. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3392 BLUFF OAK LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sanford?+
At $628,000, this home is listed about 72% above the Sanford median of $365,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3392 BLUFF OAK LANE?+
Goldsboro Elementary Magnet (elementary), Idyllwilde Elementary School (elementary), Bentley Elementary School (elementary), Seminole High School (high), Wilson Elementary School (elementary), Markham Woods Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$628,000 runs 80% above the SANFORD 32771 median — but at 3,123 sqft it's also nearly twice the size of the typical Sanford listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
107 days on market against a Sanford median of 29 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Goldsboro Elementary Magnet, Idyllwilde Elementary School, Bentley Elementary School, Seminole High School, Wilson Elementary School, Markham Woods Middle School — Goldsboro Elementary Magnet rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $635,000, now $628,000 — a $7K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COPPEROOSTER · Candice Southwick. MLS #O6399508.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Sanford homes, in your inbox
Like 3392 BLUFF OAK LANE but not quite? A daily digest of every new listing in Sanford — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Eric to ping you on any price or status change →


