3070 E CENTRAL AVENUE, BARTOW, FL, 33830
Active108 days on marketListed Apr 2, 2026MLS #O6394202
About this home
3070 E CENTRAL AVENUE
One or more photo(s) has been virtually staged. SELLERS ARE MOTIVATED!!! PRICE IMPROVEMENT!!! DON'T MISS OUT ON THIS OPPORTUNITY!! Completely Rebuilt from the Studs – Lake Views, No HOA + Everything Brand New! Welcome to 3070 E Central Ave in Allturas, an extensively renovated home where nearly everything has been rebuilt, replaced, or upgraded for modern living and long-term peace of mind. Situated on a 10,014 sq ft lot (nearly ¼ acre) with NO HOA, this property offers both space and flexibility, bring your toys, park with ease, and enjoy true homeownership without restrictions. Reimagined into a 3-bedroom, 2-bath layout, the home features a functional, open feel along with a newly added indoor laundry room - a rare and valuable upgrade. All the big-ticket items? Already done. Featuring brand-new electrical and plumbing systems, plus a new HVAC, metal roof, water heater, windows, doors, well and septic system, along with all-new subflooring, laminate flooring, and sheetrock throughout. The home has also been reinforced with tie-downs to meet today’s standards, offering added structural integrity. The interior shines with a fully renovated kitchen with brand-new appliances and beautifully updated bathrooms, delivering a clean, modern, move-in-ready feel. Step outside and enjoy views of nearby Star Lake, a local favorite known for bass fishing and outdoor enjoyment, adding a peaceful, natural backdrop to your everyday life. The exterior offers low-maintenance entry decking and steps at both the front and rear, with the front entry conveniently opening into the carport for easy covered access. This isn’t just a renovation, it’s a complete transformation that lives like a new home while maintaining the charm of an established location. The conveniences of Bartow are only 10 min away and the brand new Farm Market/U-Pick Golden Ridge Groves is two minutes down the street. Move-in ready, worry-free, and with a view, plus NO HOA, this one stands out. Tour Today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,352
Sqft
0.23 ac
Lot size
1938
Year built
One
Levels
$266
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,605 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,605/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Bartow actives
$266 vs $173
Days on market
108 vs 42 typical
Where $266/sqft sits among the 120 Bartow actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bartow
Drive times from this address
Get to know Bartow. See the full Bartow guide →
BARTOW 33830 — neighborhood snapshot
Population
32,738
Median age
36.2
Median income
$62,636
Median home value
$207,900
Avg household
2.91
Households w/ children
3,768
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bartow market
$325K → $310K
Bartow median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
67 of 120
Bartow actives have cut their price
Median sold price, Bartow, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% above the BARTOW 33830 median. See the full Bartow market guide →
Paper trail
This home's history
Reality check
What actually sold near 3070 E CENTRAL AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’25$265,000
2990 E CENTRAL AVENUE · same community
2 bd · 1.5 ba · 1,056 sqft · $251/sqft · 8 DOM
Sold · Sep ’25$395,000
8880 SHRECK ROAD
2 bd · 2 ba · 1,230 sqft · $321/sqft · 35 DOM
Sold · Sep ’25$389,999
1711 ESTES ROAD
3 bd · 2 ba · 1,528 sqft · $255/sqft · 19 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3070 E CENTRAL AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3070 E CENTRAL AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
3070 E CENTRAL AVENUE FAQs
What would the monthly payment be for 3070 E CENTRAL AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,605/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3070 E CENTRAL AVENUE?+
The most recent tax bill on record (2025) was $2,071. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3070 E CENTRAL AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bartow?+
At $359,000, this home is listed about 10% above the Bartow median of $325,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3070 E CENTRAL AVENUE?+
Bartow Senior High School (high), Bartow Middle School (middle), James E. Stephens Academy (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$359,000 runs 20% above the BARTOW 33830 median.
02Time on market is leverage
108 days on market against a Bartow median of 42 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $379,000, now $359,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REDFIN CORPORATION · Kathi Zerilli. MLS #O6394202.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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