Eric Chery
$644,900$659,0004 bd3 ba2,692 sqft$240 /sqft$4,295 /mo all-in ↓

5695 POND PINE POINT, OVIEDO, FL, 32765

Active94 days on marketListed Apr 21, 2026MLS #O6393128

Reduced $14KPrivate poolSingle Family ResidenceESTATES AT ALOMA WOODS PH 1

About this home

5695 POND PINE POINT

Sunshine, pool days, and effortless Florida living—welcome to the lifestyle you've been waiting for. Tucked away on a quiet cul-de-sac within the exclusive gated community of Estates of Aloma Woods, this stunning custom 4-bedroom, 3-bath residence offers the perfect blend of luxury, comfort, and year-round outdoor enjoyment. Designed for both entertaining and everyday living, this home invites you to slow down, soak up the sunshine, and enjoy every moment. From the moment you step inside, you'll appreciate the thoughtful architectural details that set this home apart. Soaring recessed ceilings, elegant crown molding, and light-filled living spaces create an atmosphere that feels both sophisticated and inviting. Every room has been designed to maximize comfort while providing plenty of space to gather, celebrate, and relax. At the heart of the home, the spacious kitchen is ready for everything from laid-back summer mornings to festive holiday gatherings. Featuring tall white cabinetry, a generous center island, and abundant workspace, it's the kind of kitchen where everyone naturally comes together. The open-concept layout keeps conversations flowing and makes entertaining feel effortless. Practical luxury continues throughout the home with oversized walk-in closets, abundant storage, and a well-designed floor plan that makes daily living a breeze. Recent updates—including fresh interior paint, plush new carpeting, beautifully updated bathrooms, and a new roof (2021)—allow you to move right in and start enjoying all this home has to offer. Step outside and discover where this home truly shines. Your private backyard retreat features a sparkling pool and expansive screened lanai, creating the ultimate setting for summer barbecues, pool parties, family gatherings, or peaceful evenings under Florida's colorful sunsets. Whether you're floating in the pool on a warm afternoon or hosting friends for a weekend cookout, every day feels like a staycation. The Florida lifestyle extends beyond your backyard with community amenities including basketball courts, a boat ramp, and a playground, offering endless opportunities for recreation, connection, and outdoor fun. Conveniently located near top-rated Seminole County schools and just minutes from Highway 417 for an easy commute to UCF, Lockheed and the airport. This exceptional home provides easy access to everything while maintaining the privacy and tranquility of a gated community. This isn't just a place to live—it's a place to make memories, celebrate life's moments, and enjoy the very best of Florida living all year long.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,692

Sqft

0.27 ac

Lot size

2

Garage

1995

Year built

One

Levels

$240

Per sqft

Private poolFireplacePets allowed

Inside

FlooringCarpet · Ceramic Tile · Laminate
AppliancesDishwasher · Disposal · Microwave · Range
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ParkingGarage Door Opener
ExteriorFire Pit · Irrigation System · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$89/mo
Taxes (2025)$3,890/yr
PetsYes
CommunityCommunity Boat Ramp · Lake · Water Access · Deed Restrictions · Gated Community - No Guard · Playground · Tennis Court(s)

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,295 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,480
PMI (est., until 20% equity)$242
Property tax — 2025 actual bill$324
HOA fee — from the listing$89
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $64,490Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $64,490
Interest rate6.00%
Loan term

Estimated payment

$4,295/mo

Principal & interest$3,480
PMI (est., until 20% equity)$242
Property taxes (actual bill)$324
HOA / condo fee$89
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $645K
$619KedgeAI estimate $731,158 · range $706K$793K$825K

vs edgeAI estimate

−11.8%

$/sqft vs Oviedo actives

$240 vs $251

Days on market

94 vs 25 typical

Where $240/sqft sits among the 197 Oviedo actives

59
74 · this home
37
15
2
10
$192–231$231–270$270–309$309–348$348–388$388+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Oviedo

Map of 5695 POND PINE POINT

Drive times from this address

Downtown Orlando20 min
Orlando Int’l Airport (MCO)28 min
Universal Orlando32 min
Walt Disney World45 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Oviedo. See the full Oviedo guide →

OVIEDO 32765 — neighborhood snapshot

Population

63,646

Median age

35.5

Median income

$99,161

Median home value

$418,600

Avg household

2.82

Households w/ children

8,093

For the school run

Seminole County School District

ElementaryCarillon Elementary School★★★★
HighHagerty High School★★★★
MiddleJackson Heights Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Oviedo market

Seller’s marketLeans seller3.9 months of inventoryBuyer’s market

$539K$580K

Oviedo median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

109 of 197

Oviedo actives have cut their price

Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 39% above the OVIEDO 32765 median. See the full Oviedo market guide →

Paper trail

This home's history

CurrentPrice reduced to $644,900 $14K
Apr 21, 2026Listed at $659,000 · 94 days on market since
1995Built · ESTATES AT ALOMA WOODS PH 1

Reality check

What actually sold near 5695 POND PINE POINT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5740 ALOMA WOODS BOULEVARDSold · Dec ’25

$740,000

5740 ALOMA WOODS BOULEVARD · same community

4 bd · 3 ba · 2,889 sqft · $256/sqft · 6 DOM

5699 POND PINE POINTSold · Jun ’26

$665,000

5699 POND PINE POINT · same community

4 bd · 2.5 ba · 2,492 sqft · $267/sqft · 2 DOM

5701 ALOMA WOODS BOULEVARDSold · Sep ’25

$720,000

5701 ALOMA WOODS BOULEVARD · same community

4 bd · 2.5 ba · 3,133 sqft · $230/sqft · 3 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5695 POND PINE POINT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5695 POND PINE POINT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

5695 POND PINE POINT FAQs

What would the monthly payment be for 5695 POND PINE POINT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,295/mo — principal and interest, the actual property-tax bill, the $89/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5695 POND PINE POINT?+

The association fee works out to $89 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5695 POND PINE POINT?+

The most recent tax bill on record (2025) was $3,890. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5695 POND PINE POINT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Oviedo?+

At $644,900, this home is listed about 23% above the Oviedo median of $525,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5695 POND PINE POINT?+

Carillon Elementary School (elementary), Hagerty High School (high), Jackson Heights Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$644,900 runs 39% above the OVIEDO 32765 median — but at 2,692 sqft it's also 30% larger than the typical Oviedo listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

94 days on market against a Oviedo median of 25 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Carillon Elementary School, Hagerty High School, Jackson Heights Middle School — Carillon Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $659,000, now $644,900 — a $14K cut. The full history is in the market section below.

Listing courtesy of LPT REALTY, LLC · Karen Ripperger. MLS #O6393128.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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