Eric Chery
$465,0005 bd4.5 ba3,012 sqft$154 /sqft$3,381 /mo all-in ↓

102 WHEATFIELD CIRCLE, SANFORD, FL, 32771

Active137 days on marketListed Mar 21, 2026MLS #O6392537

Single Family ResidenceCELERY LAKES PH 1

About this home

102 WHEATFIELD CIRCLE

Don’t miss this opportunity to own a spacious and well maintained two story home offering over 3,000 square feet of living space in Sanford. This property features a flexible and highly desirable 5 bedroom layout, including an additional room added by the owners, perfect for a home office, guest suite, or growing household. The home offers a bright and open floor plan with a large kitchen, generous living and dining areas, and an oversized family room ideal for entertaining. The main living areas feature durable ceramic tile flooring, providing both style and easy maintenance. Upstairs, you will find a large primary suite along with additional bedrooms and a versatile bonus space. Major system upgrades have already been completed, including a new roof (2022), A/C system (2023), and water heater (2023), giving peace of mind to the next owner. Situated on a spacious lot with a two car garage and conveniently located near shopping, dining, and major highways, this home offers both comfort and long term value. Schedule your private showing today.

Facts & features

The home at a glance

5

Bedrooms

4.5

Bathrooms

3,012

Sqft

0.18 ac

Lot size

2

Garage

2004

Year built

Two

Levels

$154

Per sqft

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Open Floorplan · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Concrete
FoundationBlock · Concrete Perimeter
FacesEast
ExteriorGarden

Community & fees

HOA fee$20/mo
Taxes (2024)$3,098/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesPublic · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,381 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,737
FHA mortgage insurance (est.)$206
Property tax — 2024 actual bill$258
HOA fee — from the listing$20
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,275Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,275
Interest rate6.00%
Loan term

Estimated payment

$3,381/mo

Principal & interest$2,737
FHA mortgage insurance (est.)$206
Property taxes (actual bill)$258
HOA / condo fee$20
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Sanford actives

$154 vs $217

Days on market

137 vs 32 typical

Where $154/sqft sits among the 395 Sanford actives

65 · this home
97
96
62
43
32
$154–181$181–208$208–235$235–263$263–290$290+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sanford

Map of 102 WHEATFIELD CIRCLE

Drive times from this address

Downtown Orlando35 min
Orlando Int’l Airport (MCO)43 min
Universal Orlando48 min
Walt Disney World60 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sanford. See the full Sanford guide →

SANFORD 32771 — neighborhood snapshot

Population

59,708

Median age

38.7

Median income

$74,520

Median home value

$332,500

Avg household

2.66

Households w/ children

7,359

For the school run

Seminole County School District

ElementaryGoldsboro Elementary Magnet★★★★
ElementaryIdyllwilde Elementary School★★★★★
ElementaryBentley Elementary School★★★★★
HighSeminole High School★★★★★
ElementaryWilson Elementary School★★★★
MiddleMarkham Woods Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sanford market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$354K$379K

Sanford median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

205 of 395

Sanford actives have cut their price

Median sold price, Sanford, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 33% above the SANFORD 32771 median. See the full Sanford market guide →

Paper trail

This home's history

Mar 21, 2026Listed at $465,000 · 137 days on market since
2004Built · CELERY LAKES PH 1

Reality check

What actually sold near 102 WHEATFIELD CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

224 FAIRFIELD DRIVESold · Feb ’26

$408,250

224 FAIRFIELD DRIVE · same community

4 bd · 3.5 ba · 3,012 sqft · $136/sqft · 180 DOM

111 WHEATFIELD CIRCLESold · Nov ’25

$440,000

111 WHEATFIELD CIRCLE · same community

4 bd · 2.5 ba · 2,810 sqft · $157/sqft · 54 DOM

158 PINEFIELD DRIVESold · Jul ’26

$415,000

158 PINEFIELD DRIVE · same community

4 bd · 3 ba · 2,804 sqft · $148/sqft · 47 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 102 WHEATFIELD CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 102 WHEATFIELD CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

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Goes straight to Eric’s phone and CRM.

Straight answers

102 WHEATFIELD CIRCLE FAQs

What would the monthly payment be for 102 WHEATFIELD CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,381/mo — principal and interest, the actual property-tax bill, the $20/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 102 WHEATFIELD CIRCLE?+

The association fee works out to $20 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 102 WHEATFIELD CIRCLE?+

The most recent tax bill on record (2024) was $3,098. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 102 WHEATFIELD CIRCLE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sanford?+

At $465,000, this home is listed about 22% above the Sanford median of $380,000. The market section on this page shows how the area is trending.

Which schools are assigned to 102 WHEATFIELD CIRCLE?+

Goldsboro Elementary Magnet (elementary), Idyllwilde Elementary School (elementary), Bentley Elementary School (elementary), Seminole High School (high), Wilson Elementary School (elementary), Markham Woods Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$465,000 runs 33% above the SANFORD 32771 median — but at 3,012 sqft it's also 70% larger than the typical Sanford listing.

02Time on market is leverage

137 days on market against a Sanford median of 32 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Goldsboro Elementary Magnet, Idyllwilde Elementary School, Bentley Elementary School, Seminole High School, Wilson Elementary School, Markham Woods Middle School — Goldsboro Elementary Magnet rates 4 of 5. Always verify assignments with the district.

Listing courtesy of EMPIRE NETWORK REALTY · Yigit Orer. MLS #O6392537.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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