
78 FAIRWAY CIRCLE, UMATILLA, FL, 32784
Active133 days on marketListed Mar 13, 2026MLS #O6390701
About this home
78 FAIRWAY CIRCLE
This is the chapter you've been waiting for. Welcome to your brand-new Brije Custom Home, nestled inside an exclusive 55+ community where every detail has been designed with your next chapter in mind. From the moment you arrive, you'll feel the difference — fresh, clean, and completely move-in ready, because this home has never been lived in by anyone but you. At 1,543 square feet of beautifully designed living space, this 3-bedroom, 2-bathroom home gives you everything you need and nothing you don't. The open floor plan feels effortlessly spacious, with gorgeous tile flooring flowing through every single room — no carpet, no maintenance headaches, just clean, cool, beautiful floors that are as practical as they are stunning. The kitchen is a dream, featuring quartz countertops, crisp cabinetry, and finishes that feel far more expensive than the price tag. The primary suite is your private retreat — generous in size, with an en-suite bath finished with the same attention to detail you'll find throughout the entire home. Two additional bedrooms give you the flexibility to host family, set up a hobby room, or create the home office you've always wanted. And then there's the back porch. Step outside and let Florida do what Florida does best. Whether it's your morning coffee as the sun comes up, an evening glass of wine as the neighborhood quiets down, or simply a place to sit and breathe — this porch was made for the moments that matter most. Living in a 55+ community means your neighbors are in the same season of life. It means quiet streets, friendly faces, and a pace that actually lets you enjoy what you've worked so hard to build. And with Brije's reputation for exceptional craftsmanship and quality construction, you can move in with complete confidence that this home was built right — from the foundation up. New construction. Low maintenance. The good life, finally within reach.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,543
Sqft
0.26 ac
Lot size
2
Garage
2026
Year built
One
Levels
$240
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,618 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,618/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15.7%
$/sqft vs Umatilla actives
$240 vs $220
Days on market
133 vs 58 typical
Where $240/sqft sits among the 73 Umatilla actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Umatilla
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Umatilla. See the full Umatilla guide →
UMATILLA 32784 — neighborhood snapshot
Population
9,859
Median age
45.2
Median income
$69,633
Median home value
$237,300
Avg household
2.47
Households w/ children
1,175
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Umatilla market
$332K → $323K
Umatilla median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
40 of 73
Umatilla actives have cut their price
Median sold price, Umatilla, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% above the UMATILLA 32784 median. See the full Umatilla market guide →
Paper trail
This home's history
Reality check
What actually sold near 78 FAIRWAY CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$349,900
813 PORTER STREET E · same community
3 bd · 2 ba · 1,536 sqft · $228/sqft · 44 DOM
Sold · Feb ’26$279,900
842 SENTINELA BOULEVARD · same community
3 bd · 2 ba · 1,146 sqft · $244/sqft · 174 DOM
Sold · Apr ’26$270,000
879 Sunrise Boulevard, Lehigh Acres FL 33974 · same community
3 bd · 2 ba · 0 sqft · 249 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 78 FAIRWAY CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 78 FAIRWAY CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
78 FAIRWAY CIRCLE FAQs
What would the monthly payment be for 78 FAIRWAY CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,618/mo — principal and interest, the actual property-tax bill, the $50/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 78 FAIRWAY CIRCLE?+
The association fee works out to $50 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 78 FAIRWAY CIRCLE?+
The most recent tax bill on record (2025) was $791. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 78 FAIRWAY CIRCLE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Umatilla?+
At $369,999, this home is listed about 9% above the Umatilla median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 78 FAIRWAY CIRCLE?+
Umatilla Middle School (middle), Umatilla High School (high), Umatilla Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BRIJE REAL ESTATE LLC · Wendy Fisher. MLS #O6390701.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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