Eric Chery
$369,9993 bd2 ba1,543 sqft$240 /sqft$2,618 /mo all-in ↓

78 FAIRWAY CIRCLE, UMATILLA, FL, 32784

Active133 days on marketListed Mar 13, 2026MLS #O6390701

New constructionSingle Family ResidenceTWIN LAKE ESTATES

About this home

78 FAIRWAY CIRCLE

This is the chapter you've been waiting for. Welcome to your brand-new Brije Custom Home, nestled inside an exclusive 55+ community where every detail has been designed with your next chapter in mind. From the moment you arrive, you'll feel the difference — fresh, clean, and completely move-in ready, because this home has never been lived in by anyone but you. At 1,543 square feet of beautifully designed living space, this 3-bedroom, 2-bathroom home gives you everything you need and nothing you don't. The open floor plan feels effortlessly spacious, with gorgeous tile flooring flowing through every single room — no carpet, no maintenance headaches, just clean, cool, beautiful floors that are as practical as they are stunning. The kitchen is a dream, featuring quartz countertops, crisp cabinetry, and finishes that feel far more expensive than the price tag. The primary suite is your private retreat — generous in size, with an en-suite bath finished with the same attention to detail you'll find throughout the entire home. Two additional bedrooms give you the flexibility to host family, set up a hobby room, or create the home office you've always wanted. And then there's the back porch. Step outside and let Florida do what Florida does best. Whether it's your morning coffee as the sun comes up, an evening glass of wine as the neighborhood quiets down, or simply a place to sit and breathe — this porch was made for the moments that matter most. Living in a 55+ community means your neighbors are in the same season of life. It means quiet streets, friendly faces, and a pace that actually lets you enjoy what you've worked so hard to build. And with Brije's reputation for exceptional craftsmanship and quality construction, you can move in with complete confidence that this home was built right — from the foundation up. New construction. Low maintenance. The good life, finally within reach.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,543

Sqft

0.26 ac

Lot size

2

Garage

2026

Year built

One

Levels

$240

Per sqft

55+ community

Inside

FlooringTile
AppliancesCooktop · Dishwasher · Disposal · Microwave · Range
InteriorHigh Ceilings · Kitchen/Family Room Combo · Open Floorplan · Thermostat
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ExteriorIrrigation System

Community & fees

HOA fee$50/mo
Taxes (2025)$791/yr
PetsBreed Restrictions
CommunityBuyer Approval Required · Clubhouse · Gated Community - No Guard

Utilities & systems

UtilitiesElectricity Available · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,618 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,178
FHA mortgage insurance (est.)$164
Property tax — 2025 actual bill$66
HOA fee — from the listing$50
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,950Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,950
Interest rate6.00%
Loan term

Estimated payment

$2,618/mo

Principal & interest$2,178
FHA mortgage insurance (est.)$164
Property taxes (actual bill)$66
HOA / condo fee$50
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $370K
$283KedgeAI estimate $319,726 · range $295K$360K$385K

vs edgeAI estimate

+15.7%

$/sqft vs Umatilla actives

$240 vs $220

Days on market

133 vs 58 typical

Where $240/sqft sits among the 73 Umatilla actives

23
29 · this home
8
6
1
6
$94–187$187–280$280–373$373–465$465–558$558+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Umatilla

Map of 78 FAIRWAY CIRCLE

Drive times from this address

Downtown Orlando61 min
Universal Orlando65 min
Walt Disney World71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Umatilla. See the full Umatilla guide →

UMATILLA 32784 — neighborhood snapshot

Population

9,859

Median age

45.2

Median income

$69,633

Median home value

$237,300

Avg household

2.47

Households w/ children

1,175

For the school run

Lake County School District

MiddleUmatilla Middle School★★★★★
HighUmatilla High School★★★★★
ElementaryUmatilla Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Umatilla market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$332K$323K

Umatilla median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

40 of 73

Umatilla actives have cut their price

Median sold price, Umatilla, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 29% above the UMATILLA 32784 median. See the full Umatilla market guide →

Paper trail

This home's history

Mar 13, 2026Listed at $369,999 · 133 days on market since
2026Built · TWIN LAKE ESTATES

Reality check

What actually sold near 78 FAIRWAY CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

813 PORTER STREET ESold · Aug ’25

$349,900

813 PORTER STREET E · same community

3 bd · 2 ba · 1,536 sqft · $228/sqft · 44 DOM

842 SENTINELA BOULEVARDSold · Feb ’26

$279,900

842 SENTINELA BOULEVARD · same community

3 bd · 2 ba · 1,146 sqft · $244/sqft · 174 DOM

879 Sunrise Boulevard, Lehigh Acres FL 33974Sold · Apr ’26

$270,000

879 Sunrise Boulevard, Lehigh Acres FL 33974 · same community

3 bd · 2 ba · 0 sqft · 249 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 78 FAIRWAY CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 78 FAIRWAY CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

78 FAIRWAY CIRCLE FAQs

What would the monthly payment be for 78 FAIRWAY CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,618/mo — principal and interest, the actual property-tax bill, the $50/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 78 FAIRWAY CIRCLE?+

The association fee works out to $50 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 78 FAIRWAY CIRCLE?+

The most recent tax bill on record (2025) was $791. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 78 FAIRWAY CIRCLE?+

The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Umatilla?+

At $369,999, this home is listed about 9% above the Umatilla median of $340,000. The market section on this page shows how the area is trending.

Which schools are assigned to 78 FAIRWAY CIRCLE?+

Umatilla Middle School (middle), Umatilla High School (high), Umatilla Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of BRIJE REAL ESTATE LLC · Wendy Fisher. MLS #O6390701.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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