8802 BAY POINTE DRIVE UNIT 102, TAMPA, FL, 33615
Active151 days on marketListed Mar 7, 2026MLS #O6388747
About this home
8802 BAY POINTE DRIVE UNIT 102
Water access and water view. This move in ready 1be/1ba end unit located in Tampa Bay has a total of 1025sqft with 827sqft under A/C with an oversized porch. Open concept layout features redesigned new kitchen and bathroom with new cabinets and quartz countertops, stainless-steel appliances, new water heater, fresh interior paint, LED recessed lighting, new hurricane-rated windows and sliding glass doors, tile flooring throughout, new baseboards, interior & exterior doors. Community amenities include a waterfront saltwater pool, recreational room club house, tennis, basketball court, kayak and bike secure storage, fist come-first serve boat slips with no additional charges and direct access to the Bay with no fixed bridges. The monthly fees cover water & sewer, exterior maintenance, assigned parking, dock access and master hazard and flood insurance. Bay Pointe is located minutes from Tampa Intl. Airport, mayor malls, restaurants and Rocky Point Golf Course which is open to public. This Community combines the convenience of waterfront lifestyle, coastal serenity with city location for full-time or seasonal living, or investment use with no minimum ownership period required.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
827
Sqft
0.02 ac
Lot size
1970
Year built
One
Levels
$224
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,550 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,550/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+57.9%
$/sqft vs Tampa actives
$224 vs $302
Days on market
151 vs 41 typical
Where $224/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bay Pointe Waterfront
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Bay Pointe Waterfront — neighborhood snapshot
Population
1,029
Median age
44
Median income
$102,981
Median home value
$369,000
Avg household
2
Households w/ children
148
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $433K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
193 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 40% below the TAMPA 33615 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 8802 BAY POINTE DRIVE UNIT 102
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$132,000
8801 BAY POINTE DRIVE UNIT 102 · same community
1 bd · 1 ba · 827 sqft · $160/sqft · 119 DOM
Sold · May ’26$230,000
8815 BAY POINTE DRIVE UNIT 106 · same community
2 bd · 1.5 ba · 1,100 sqft · $209/sqft · 149 DOM
Sold · Mar ’26$255,000
8831 BAY POINTE DRIVE UNIT 107 · same community
2 bd · 1.5 ba · 1,100 sqft · $232/sqft · 72 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8802 BAY POINTE DRIVE UNIT 102 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8802 BAY POINTE DRIVE UNIT 102 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
8802 BAY POINTE DRIVE UNIT 102 FAQs
What would the monthly payment be for 8802 BAY POINTE DRIVE UNIT 102?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,550/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 8802 BAY POINTE DRIVE UNIT 102?+
The most recent tax bill on record (2025) was $2,631. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8802 BAY POINTE DRIVE UNIT 102?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $185,000, this home is listed about 59% below the Tampa median of $449,999. The market section on this page shows how the area is trending.
Which schools are assigned to 8802 BAY POINTE DRIVE UNIT 102?+
Bay Crest Elementary School (elementary), Webb Middle School (middle), Alonso High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the TAMPA 33615 market on paper
$185,000 is 40% below the TAMPA 33615 median of $310,000, and at $224/sqft it sits under the Tampa average of $345.
02Garden & Water views
The garden and water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
151 days on market against a Tampa median of 41 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Bay Crest Elementary School, Webb Middle School, Alonso High School, Patricia Sullivan Metropolitan Ministries Partnership School — Alonso High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $198,000, now $185,000 — a $13K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Pedro Mendoza. MLS #O6388747.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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