615 ISLEBAY DRIVE, APOLLO BEACH, FL, 33572
Active140 days on marketListed Mar 7, 2026MLS #O6387788
About this home
615 ISLEBAY DRIVE
Please Enter a Description: 615 Islebay Drive | 5 Bedrooms | 3.5 Bathrooms | 3,899 Sq. Ft. | Price improvement - Waterfront Pool Home in MiraBay. Experience waterfront living at 615 Islebay Drive, a beautifully updated 5-bedroom, 3.5-bathroom home with salt water pool and outdoor living area. Located on the main salt water canal, with a private dock offering direct quick access to Tampa Bay and no boat size restrictions. Designed for both relaxed coastal living and exceptional entertaining, this home offers expansive indoor-outdoor spaces, stunning water views, and unforgettable sunsets surrounded by the natural beauty of Florida’s Gulf Coast - including frequent dolphin and daily manatee sightings right from your backyard. The outdoor living experience is truly exceptional, featuring a private saltwater pool, expansive travertine terraces, built-in grilling station, granite-topped bars, and multiple gathering spaces designed for waterfront entertaining. Second-story balconies provide additional opportunities for outdoor relaxation. Inside, extensive recent renovations create a fresh, refined coastal aesthetic throughout the home. The redesigned chef’s kitchen features quartz countertops, designer finishes, new appliances, and seamless flow into the main living areas. Wide-plank oak flooring complements the bright, open layout and updated coastal design. The first-floor primary suite offers a private retreat with a spa-inspired bath and multiple closets. Upstairs, a spacious loft with wet bar and balcony access provides the ideal setting for entertaining, movie nights, gaming, or additional living space. Five true bedrooms means space for a dedicated home office(s), fitness room, and guest suite - without sacrificing a single bedroom. Thoughtfully improved and meticulously maintained, the home also features a metal roof, hurricane-impact windows, recent exterior paint, refreshed landscaping, and numerous upgrades that enhance both style and peace of mind - creating a truly move-in-ready waterfront retreat. Beyond the home, MiraBay offers a true resort-style waterfront lifestyle with a clubhouse, café, fitness center, pools, tennis and pickleball courts, scenic trails, and vibrant year-round community events.
Facts & features
The home at a glance
5
Bedrooms
3.5
Bathrooms
4,000
Sqft
0.21 ac
Lot size
2
Garage
2005
Year built
Two
Levels
$325
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$8,891 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,891/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−22.7%
$/sqft vs MIRABAY PH 1B-1/2A-1/3B-1
$325 vs $428
Days on market
140 vs 56 typical
Where $325/sqft sits among the 6 homes for sale in MIRABAY PH 1B-1/2A-1/3B-1
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mirabay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
Mirabay — neighborhood snapshot
Population
2,133
Median age
56
Median income
$98,381
Median home value
$406,778
Avg household
2
Households w/ children
218
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$450K → $472K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
4 of 6
MIRABAY PH 1B-1/2A-1/3B-1 have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 189% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 615 ISLEBAY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$1,210,000
517 MIRABAY BOULEVARD · same community
4 bd · 4 ba · 4,089 sqft · $296/sqft · 222 DOM
Sold · Jul ’26$1,910,000
624 BALIBAY ROAD · same community
5 bd · 4 ba · 4,235 sqft · $451/sqft · 37 DOM
Sold · Nov ’25$525,000
405 ISLEBAY DRIVE · same community
5 bd · 3.5 ba · 3,351 sqft · $157/sqft · 118 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 615 ISLEBAY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 615 ISLEBAY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
615 ISLEBAY DRIVE FAQs
What would the monthly payment be for 615 ISLEBAY DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,891/mo — principal and interest, the actual property-tax bill, the $14/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 615 ISLEBAY DRIVE?+
The association fee works out to $14 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 615 ISLEBAY DRIVE?+
The most recent tax bill on record (2025) was $14,577. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 615 ISLEBAY DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $1,299,950, this home is listed about 165% above the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.
Which schools are assigned to 615 ISLEBAY DRIVE?+
Apollo Beach K-8 School (elementary), Lennard High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,299,950 runs 189% above the APOLLO BEACH 33572 median — but at 4,000 sqft it's also nearly twice the size of the typical Apollo Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
140 days on market against a Apollo Beach median of 56 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Apollo Beach K-8 School, Lennard High School, Patricia Sullivan Metropolitan Ministries Partnership School — Apollo Beach K-8 School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,374,950, now $1,299,950 — a $75K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HOUWZER INC · Daniel Robinson. MLS #O6387788.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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