Eric Chery
$421,9004 bd2 ba1,820 sqft$232 /sqft$2,969 /mo all-in ↓

7592 BENT TREE LOOP, ST CLOUD, FL, 34771

Active133 days on marketListed Mar 8, 2026MLS #O6387417

New constructionSingle Family ResidenceHARMONY CENTRAL PH 2

About this home

7592 BENT TREE LOOP

**Welcome home to comfort, style, and everyday convenience.** This beautiful brand-new 4-bedroom, 2-bathroom home offers thoughtfully designed living space where family, friends, and memories can come together. From the moment you step inside, you'll be greeted by soaring 10-foot ceilings that create a bright, open atmosphere filled with natural light and a sense of spaciousness. Buyers will save thousands in closing costs when using the builder preferred lenders. Additional financing incentives like down payment assistance may also be available for qualified buyers. The heart of the home is the beautifully designed kitchen, complete with a center island that invites conversation, casual dining, and everyday gatherings. The open-concept layout flows seamlessly into the living and dining areas, creating a welcoming space for entertaining guests or enjoying quiet evenings at home. A cozy breakfast nook provides the perfect spot for morning coffee, while the separate formal dining room offers flexibility as a home office, playroom, or additional living space. At the end of the day, retreat to the spacious primary suite, where vaulted ceilings and conservation views create a relaxing private retreat. Three additional bedrooms provide plenty of space for family members, guests, or hobbies. Step outside to the covered lanai and enjoy Florida's year-round sunshine while taking in the natural surroundings. Whether you're hosting a weekend barbecue, enjoying a quiet morning outdoors, or simply unwinding after a long day, this outdoor living area provides a wonderful setting to enjoy the Florida lifestyle. Additional community features include **NO CDD fees**, a beautiful community pool, and a dog park. This brand-new home also includes valuable builder warranties, providing added confidence and convenience for years to come. **Don't miss the opportunity to make this beautiful home yours—schedule your private showing today and experience the comfort, space, and lifestyle waiting for you.**

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,820

Sqft

0.19 ac

Lot size

2

Garage

2026

Year built

One

Levels

$232

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range
InteriorHigh Ceilings · Open Floorplan · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNortheast
ExteriorIrrigation System · Sidewalk

Community & fees

HOA fee$69/mo
Taxes (2025)$831/yr
PetsYes
CommunityDog Park · Pool

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,969 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,484
FHA mortgage insurance (est.)$187
Property tax — 2025 actual bill$69
HOA fee — from the listing$69
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,767Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,767
Interest rate6.00%
Loan term

Estimated payment

$2,969/mo

Principal & interest$2,484
FHA mortgage insurance (est.)$187
Property taxes (actual bill)$69
HOA / condo fee$69
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $422K
$368KedgeAI estimate $396,792 · range $384K$405K$439K

vs edgeAI estimate

+6.3%

$/sqft vs HARMONY CENTRAL PH 2

$232 vs $222

Days on market

133 vs 33 typical

Where $232/sqft sits among the 13 homes for sale in HARMONY CENTRAL PH 2

3
1
2
4
1 · this home
2
$184–195$195–207$207–218$218–229$229–241$241+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Cloud

Map of 7592 BENT TREE LOOP

Drive times from this address

Orlando Int’l Airport (MCO)51 min
Downtown Orlando56 min
Universal Orlando57 min

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34771 — neighborhood snapshot

Population

31,368

Median age

38.6

Median income

$101,434

Median home value

$427,500

Avg household

3.21

Households w/ children

4,183

For the school run

Osceola County School District

ElementaryLakeview Elementary School★★★★★
MiddleNarcoossee Middle School★★★★★
HighHarmony High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$414K$400K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

2 of 13

HARMONY CENTRAL PH 2 have cut their price

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

Mar 8, 2026Listed at $421,900 · 133 days on market since
2026Built · HARMONY CENTRAL PH 2

Reality check

What actually sold near 7592 BENT TREE LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7512 BENT TREE LOOPSold · Dec ’25

$393,900

7512 BENT TREE LOOP · same community

4 bd · 2 ba · 1,820 sqft · $216/sqft · 1 DOM

7600 BENT TREE LOOPSold · Apr ’26

$429,900

7600 BENT TREE LOOP · same community

3 bd · 2 ba · 1,955 sqft · $220/sqft · 20 DOM

3651 BRIARLYNNE WAYSold · Apr ’26

$370,900

3651 BRIARLYNNE WAY · same community

4 bd · 2 ba · 1,602 sqft · $232/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 7592 BENT TREE LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7592 BENT TREE LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

7592 BENT TREE LOOP FAQs

What would the monthly payment be for 7592 BENT TREE LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,969/mo — principal and interest, the actual property-tax bill, the $69/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 7592 BENT TREE LOOP?+

The association fee works out to $69 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 7592 BENT TREE LOOP?+

The most recent tax bill on record (2025) was $831. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 7592 BENT TREE LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $421,900, this home is listed about 1% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 7592 BENT TREE LOOP?+

Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ADAMS HOMES REALTY, INC. · Viviani Moreno De Segovia. MLS #O6387417.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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