509 RIDGES DRIVE, DUNDEE, FL, 33838
Active143 days on marketListed Mar 2, 2026MLS #O6387088
About this home
509 RIDGES DRIVE
Discover the potential in this spacious two-story home offering 2,242 sq ft of living space on a 6,325 sq ft lot, located in the growing and desirable area of Dundee, Florida. ROOF 2026, AC 2026, Electric heating system 2026, All new Appliances, fresh paint, This home features 4 bedrooms, 2.5 bathrooms, and a versatile bonus room, providing flexibility for a home office, playroom, media room, or additional guest space. The generous layout offers comfortable living areas perfect for both everyday living and entertaining. With ample bedroom space and multiple gathering areas, this property is ideal for: A growing family, Entertaining friends and guests, An investment opportunity with strong rental potential Enjoy the convenience of being just minutes from Highway 27, shopping centers, restaurants, and daily essentials. Plus, you’re approximately 50 minutes from Florida’s beautiful east coast beaches, making weekend getaways easy and accessible. This home has incredible potential in a fantastic location — don’t miss out on this amazing opportunity to make it yours!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,242
Sqft
0.15 ac
Lot size
2
Garage
2006
Year built
Two
Levels
$139
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,542 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,542/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.9%
$/sqft vs Dundee actives
$139 vs $159
Days on market
143 vs 98 typical
Where $139/sqft sits among the 64 Dundee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dundee
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dundee. See the full Dundee guide →
DUNDEE 33838 — neighborhood snapshot
Population
5,431
Median age
32.6
Median income
$44,514
Median home value
$230,100
Avg household
2.93
Households w/ children
740
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dundee market
$315K → $310K
Dundee median sold, yr/yr
98.6%
Sale-to-list ratio (12 mo)
35 of 64
Dundee actives have cut their price
Median sold price, Dundee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% above the DUNDEE 33838 median. See the full Dundee market guide →
Paper trail
This home's history
Reality check
What actually sold near 509 RIDGES DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$195,000
509 RIDGES DRIVE · same community
4 bd · 2.5 ba · 2,242 sqft · $87/sqft · 101 DOM
Sold · Jun ’26$257,900
1604 ELLINGTON DRIVE · same community
3 bd · 2 ba · 1,401 sqft · $184/sqft · 8 DOM
Sold · Dec ’25$220,000
514 MILES BOULEVARD · same community
3 bd · 2 ba · 1,331 sqft · $165/sqft · 133 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 509 RIDGES DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 509 RIDGES DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
509 RIDGES DRIVE FAQs
What would the monthly payment be for 509 RIDGES DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,542/mo — principal and interest, the actual property-tax bill, the $33/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 509 RIDGES DRIVE?+
The association fee works out to $33 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 509 RIDGES DRIVE?+
The most recent tax bill on record (2025) was $4,560. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 509 RIDGES DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dundee?+
At $311,099, this home is listed about 4% above the Dundee median of $299,900. The market section on this page shows how the area is trending.
Which schools are assigned to 509 RIDGES DRIVE?+
Sandhill Elementary School (elementary), Haines City Senior High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LA ROSA REALTY CENTRAL FLORIDA LLC · Gladis Arroyave. MLS #O6387088.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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