Eric Chery
$3,450,0006 bd5.5 ba6,864 sqft$503 /sqft$22,555 /mo all-in ↓

7149 MIDDLETON AVENUE, ST AUGUSTINE, FL, 32080

Active145 days on marketListed Feb 28, 2026MLS #O6386572

Private poolSingle Family ResidenceTAYLOR & STAYTON

About this home

7149 MIDDLETON AVENUE

Through the private gated entrance and down the long paver driveway you approach the ultimate waterfront escape that truly stands the test of time. This private estate offers unbeatable sunset views over the Matanzas River, and is a short boat ride to Historic St. Augustine. Off-shore fishing is an easy cruise through the St. Augustine Inlet to the north. The Green Rd. boat ramp enables easy access to drop off and pick up when trailering your boat. Convenient beach access and a new cross walk at A1A means you can take the short walk to Crescent Beach any time you want. This grand Mediterranean, concrete block home with no HOA and sits on over three quarters of an acre (.82 acres). This home boasts nearly 7,000sf, 6 bedrooms, 5.5 bathrooms and a grand motor court that leads to a private three-car garage. The curved travertine staircase leads to impressive mahogany double front doors. Upon entering, you will immediately notice the scale of the great room with 20 foot ceilings, the large kitchen is ideal for entertaining and perfectly orientated to take in outdoor views as you cook. The large walk-in pantry and laundry room are conveniently located off the kitchen. The dining room leads to the second floor terrace for al fresco dining. Also on the main level are a guest suite, billiards room, and executive office with ICW views. An elegant floating staircase with custom iron work leads you upstairs to the family level. The Master Suite has the best views in the house and has a very large sitting room with ample amounts of natural light and can be used as an exercise room, nursery or private office space. The oversized master bathroom has a jetted soaking tub, glass enclosed shower, double vanities, private water closet and two walk-in closets with custom built-in's. The family level also has four additional bedrooms and two additional bathrooms, all with elevator access and Brazilian hardwood floors. On the first level, Indulge in effortless indoor-outdoor living with two sets of double sliders that bridge the gap between the recreation suite and the covered, screened loggia and outdoor bar. This space offers a tranquil escape from Florida's summer showers and provides undisturbed year-round entertaining. The screened-in salt water pool and elevated hot tub is perfectly situated to unwind and enjoy the backdrop of the ICW. Among the iconic native oaks, the backyard transitions into a private waterfront oasis, featuring over 105ft of ICW frontage and deep-water access. The private dock and 7,000lb boat lift provide an effortless gateway to life on the water. A small set of stairs from the seawall lead to a sandy beach area and offer easy entry and exit for paddle boarding with the dolphins. Priced well under a recent appraisal, this one-of-a-kind property represents an incredible opportunity.

Facts & features

The home at a glance

6

Bedrooms

5.5

Bathrooms

6,864

Sqft

0.82 ac

Lot size

3

Garage

2004

Year built

Three Or More

Levels

$503

Per sqft

Private poolFireplaceWater view

Inside

FlooringTile · Hardwood
AppliancesDishwasher · Disposal · Dryer · Ice Maker · Microwave · Range · Refrigerator · Washer · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Elevator · Open Floorplan · Split Bedroom · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Electric · Natural Gas

Outside & construction

RoofTile
ConstructionStucco
FoundationBlock · Concrete Perimeter
ViewWater
FacesEast
ExteriorBalcony · Outdoor Shower

Community & fees

Taxes (2025)$29,818/yr
CommunityGated Community - Guard

Utilities & systems

UtilitiesCable Available · Electricity Connected · Natural Gas Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$22,555 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$18,616
PMI (est., until 20% equity)$1,294
Property tax — 2025 actual bill$2,485
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $345,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $345,000
Interest rate6.00%
Loan term

Estimated payment

$22,555/mo

Principal & interest$18,616
PMI (est., until 20% equity)$1,294
Property taxes (actual bill)$2,485
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs St Augustine actives

$503 vs $244

Days on market

145 vs 39 typical

Where $503/sqft sits among the 179 St Augustine actives

86
41
16
13
6
17 · this home
$175–239$239–304$304–368$368–432$432–497$497+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Augustine

Map of 7149 MIDDLETON AVENUE

Get to know St Augustine. See the full St Augustine guide →

ST AUGUSTINE 32080 — neighborhood snapshot

Population

21,368

Median age

58.3

Median income

$91,201

Median home value

$497,500

Avg household

2.06

Households w/ children

1,323

For the school run

St. Johns County School District

MiddleGamble Rogers Middle School★★★★★
ElementaryW. Douglas Hartley Elementary★★★★
HighPedro Menendez High School★★★★★
Mky- Head Start /Dpp Pk School
HighFirst Coast Technical College

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Augustine market

Seller’s marketSeller’s market2.9 months of inventoryBuyer’s market

$450K$400K

St Augustine median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

74 of 179

St Augustine actives have cut their price

Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 475% above the ST AUGUSTINE 32080 median. See the full St Augustine market guide →

Paper trail

This home's history

Feb 28, 2026Listed at $3,450,000 · 145 days on market since
2004Built · TAYLOR & STAYTON

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 7149 MIDDLETON AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7149 MIDDLETON AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

7149 MIDDLETON AVENUE FAQs

What would the monthly payment be for 7149 MIDDLETON AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $22,555/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 7149 MIDDLETON AVENUE?+

The most recent tax bill on record (2025) was $29,818. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in St Augustine?+

At $3,450,000, this home is listed about 684% above the St Augustine median of $439,900. The market section on this page shows how the area is trending.

Which schools are assigned to 7149 MIDDLETON AVENUE?+

Gamble Rogers Middle School (middle), W. Douglas Hartley Elementary (elementary), Pedro Menendez High School (high), Mky- Head Start /Dpp Pk School (), First Coast Technical College (high) — St. Johns County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$3,450,000 runs 475% above the ST AUGUSTINE 32080 median — but at 6,864 sqft it's also nearly 4 times the size of the typical St Augustine listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

145 days on market against a St Augustine median of 39 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Gamble Rogers Middle School, W. Douglas Hartley Elementary, Pedro Menendez High School, Mky- Head Start /Dpp Pk School, First Coast Technical College — W. Douglas Hartley Elementary rates 4 of 5. Always verify assignments with the district.

Listing courtesy of BETTER HOMES AND GARDENS REAL ESTATE LIFESTYLES REALTY · Daniel McCarthy. MLS #O6386572.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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