3100 CRISPIN CIRCLE, HARMONY, FL, 34773
Active142 days on marketListed Feb 27, 2026MLS #O6385744
About this home
3100 CRISPIN CIRCLE
One or more photo(s) has been virtually staged. WATER VIEW | PREMIUM LOT -- Light, space, and intention define this beautifully maintained Jones Homes Eola floor plan in the heart of Harmony West. Designed for effortless single-story living, this 4-bedroom, 2-bath home delivers the layout buyers consistently search for — open, flowing, and thoughtfully designed for real life. At the center of it all, a massive kitchen island makes an immediate statement. It’s where conversations linger, meals are shared, and gatherings naturally unfold. Rich 42-inch cabinetry offers both beauty and function, while the modern design keeps the entire space feeling clean, bright, and elevated. The seamless connection between kitchen, dining, and living areas creates an atmosphere that feels expansive yet welcoming. The primary suite offers a true retreat, privately positioned for comfort and calm. Secondary bedrooms provide flexibility for the way you live today and the way life evolves tomorrow. Custom designer blinds, double-pane windows, and smart-home features add efficiency and everyday ease. Beyond aesthetics, this home is built with intention. Solar panels support energy efficiency and long-term value. A 240V EV pre-wire is already in place. The comprehensive water filtration and softening system enhances daily living. The epoxy-finished garage with smart MyQ access adds both durability and convenience. Step outside and the experience continues. A fully pavered backyard, screened patio, and private hot tub create a setting that feels like an extension of the interior — ideal for quiet evenings, weekend gatherings, or simply unwinding under the Florida sky. Perfectly positioned along the water’s edge, this homesite offers a rare blend of privacy, sweeping pond views, and one of the most desirable settings in the entire neighborhood. Harmony West is more than a neighborhood — it’s a lifestyle. A 5,000-square-foot resort-style pool, splash pad, fitness center, clubhouse, amphitheater, trails, and dog parks create a community designed for connection and movement. Located within the expanding Harmony/Osceola corridor, this home offers not only comfort today, but confidence in tomorrow. Clean design. Meaningful upgrades. A setting that stands apart. This is the kind of home that feels right the moment you walk in — and even better once you step outside. Private showings available. **This property qualifies for a credit through the seller's preferred lender**
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,000
Sqft
0.21 ac
Lot size
2
Garage
2021
Year built
One
Levels
$213
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,425 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,425/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.4%
$/sqft vs Harmony actives
$213 vs $198
Days on market
142 vs 69 typical
Where $213/sqft sits among the 51 Harmony actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Harmony
Drive times from this address
Get to know Harmony. See the full Harmony guide →
HARMONY 34773 — neighborhood snapshot
Population
5,495
Median age
38.2
Median income
$64,498
Median home value
$312,500
Avg household
3.06
Households w/ children
629
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Harmony market
$412K → $385K
Harmony median sold, yr/yr
98.7%
Sale-to-list ratio (12 mo)
22 of 51
Harmony actives have cut their price
Median sold price, Harmony, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% above the HARMONY 34773 median. See the full Harmony market guide →
Paper trail
This home's history
Reality check
What actually sold near 3100 CRISPIN CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’25$435,000
6667 ALDER ROAD · same community
4 bd · 3.5 ba · 2,732 sqft · $159/sqft · 63 DOM
Sold · Mar ’26$360,000
6806 BUTTERFLY DRIVE
3 bd · 2.5 ba · 2,008 sqft · $179/sqft · 78 DOM
Sold · Nov ’25$355,000
7047 BUTTONBUSH LOOP
3 bd · 2.5 ba · 1,971 sqft · $180/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3100 CRISPIN CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3100 CRISPIN CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
3100 CRISPIN CIRCLE FAQs
What would the monthly payment be for 3100 CRISPIN CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,425/mo — principal and interest, the actual property-tax bill, the $37/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3100 CRISPIN CIRCLE?+
The association fee works out to $37 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3100 CRISPIN CIRCLE?+
The most recent tax bill on record (2025) was $6,455. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3100 CRISPIN CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Harmony?+
At $425,000, this home is listed about 8% above the Harmony median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3100 CRISPIN CIRCLE?+
Harmony High School (high), Harmony Community School (elementary), Narcoossee Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$425,000 runs 35% above the HARMONY 34773 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
142 days on market against a Harmony median of 69 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Harmony High School, Harmony Community School, Narcoossee Middle School — Harmony Community School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $450,000, now $425,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ADVANTAGE III · Mayra Pinero, Pa. MLS #O6385744.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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