2117 GOPHER TORTOISE TERRACE, OAKLAND, FL, 34787
Active120 days on marketListed Mar 27, 2026MLS #O6385739
About this home
2117 GOPHER TORTOISE TERRACE
PRICE Improvement and this home can be purchased with NO INCOME VERIFICATION! Be sure to ask about the details! Skip the projects, this 2020 built home is ready for you! This open-concept layout creates a bright and inviting space perfect for entertaining. The kitchen, where matching marble countertops and cabinetry create a clean and cohesive look. A charming office nook on the first floor provides the perfect spot for working from home or managing daily tasks while staying connected to the living areas. Upstairs, each bedroom is thoughtfully designed as its own private suite, complete with a full bathroom and walk in closet, offering comfort and privacy for all occupants. The layout provides flexibility for a variety of living arrangements while maintaining a sense of personal space throughout. Enjoy quiet evenings on the private patio featuring outdoor lighting and a smart home dimmer system that sets the perfect ambiance. A covered walkway leads to the detached garage, offering convenience and protection from the elements. The garage also includes space for a personal workout setup, creating an easy option for staying active at home. Located in a convenient Central Florida area with easy access to major roadways, shopping, dining, and everyday essentials. Enjoy peace of mind with a newer construction and an added UV light system in the HVC to inmporve indoor air quality. It is truly ready for its new owner to come in and live.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,497
Sqft
0.05 ac
Lot size
2
Garage
2020
Year built
Two
Levels
$234
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,267 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,267/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.1%
$/sqft vs Oakland actives
$234 vs $249
Days on market
120 vs 54 typical
Where $234/sqft sits among the 23 Oakland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oakland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oakland. See the full Oakland guide →
OAKLAND 34787 — neighborhood snapshot
Population
93,064
Median age
37.4
Median income
$114,988
Median home value
$475,000
Avg household
3.02
Households w/ children
13,499
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oakland market
$620K → $1.7M
Oakland median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
11 of 23
Oakland actives have cut their price
Median sold price, Oakland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 34% below the OAKLAND 34787 median. See the full Oakland market guide →
Paper trail
This home's history
Reality check
What actually sold near 2117 GOPHER TORTOISE TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$389,000
2218 GOPHER TORTOISE TERRACE · same community
2 bd · 2.5 ba · 1,472 sqft · $264/sqft · 36 DOM
Sold · Jul ’26$350,000
1318 PAINTED BUNTING AVENUE · same community
2 bd · 2.5 ba · 1,472 sqft · $238/sqft · 107 DOM
Sold · Jan ’26$450,000
2690 BOBCAT CHASE BOULEVARD · same community
3 bd · 2 ba · 1,554 sqft · $290/sqft · 59 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2117 GOPHER TORTOISE TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2117 GOPHER TORTOISE TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
2117 GOPHER TORTOISE TERRACE FAQs
What would the monthly payment be for 2117 GOPHER TORTOISE TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,267/mo — principal and interest, the actual property-tax bill, the $426/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2117 GOPHER TORTOISE TERRACE?+
The association fee works out to $426 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2117 GOPHER TORTOISE TERRACE?+
The most recent tax bill on record (2024) was $5,594. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2117 GOPHER TORTOISE TERRACE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Oakland?+
At $350,000, this home is listed about 56% below the Oakland median of $796,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2117 GOPHER TORTOISE TERRACE?+
Sunridge Elementary (elementary), Sunridge Middle (middle), West Orange High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the OAKLAND 34787 market on paper
$350,000 is 34% below the OAKLAND 34787 median of $530,000, and at $234/sqft it sits under the Oakland average of $325.
02Time on market is leverage
120 days on market against a Oakland median of 54 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Sunridge Elementary, Sunridge Middle, West Orange High — Sunridge Middle rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $364,900, now $350,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SERHANT · Mary Herrod De Boer. MLS #O6385739.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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